Best Annuity Rates & Quotes (2026) | My Annuity Store
★ Top Multi-Carrier Annuity Platform 2025 — Insurance Business Review

Compare 90+ Top Annuity Companies

Compare fixed, indexed & MYGA rates side by side, free, no fees, no obligation. Licensed in 47 states.

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Trusted Across 90+ Top Annuity Companies

Nationwide New York Life MassMutual Ascend Athene Lincoln Financial Protective Life Pacific Life Fidelity & Guaranty American Equity Corebridge

Today’s Best Annuity Rates

Best 3-Year Rate
5.45%
APY
Best 5-Year Rate
6.30%
APY
Best 7-Year Rate
6.30%
APY
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Rates updated daily · Top annuity companies only

Annuity Types We Offer

We shop 90+ carriers so you get the highest rate for the product that fits your retirement goals.

Fixed Annuity

Guaranteed interest rate for a set term. Predictable, safe, FDIC-alternative.

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Fixed Index Annuity

Growth linked to a market index with a 0% floor. Upside potential, zero downside.

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MYGA

Multi-Year Guaranteed Annuity. Fixed rate locked in for 3–10 years, the CD alternative.

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SPIA

Turn a lump sum into guaranteed monthly income for life.

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How It Works

Step 1: Compare carriers icon - browse annuity rates from 90+ top annuity companies side by side

Compare Carriers

Browse today’s best rates from 90+ top annuity companies side by side, all in one place.

Step 2: Choose your rate icon - pick the term and rate that fits your retirement timeline

Choose Your Rate

Pick the term and rate that fits your retirement timeline. Our advisors answer every question, free.

Step 3: Apply in minutes icon - complete annuity application online or by phone

Apply in Minutes

Complete your application online or by phone. Most annuities fund within 5–10 business days.

See How Fixed Annuities Work

In under 10 minutes, you’ll understand exactly how fixed annuities protect your principal, guarantee your rate, and deliver tax-deferred growth for retirement.

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What Our Clients Say

4.9
★★★★★
35 verified client reviews
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★★★★★ BBB
Derek S.

If you are looking for a place to purchase an annuity with no pressure to make the purchase, then My Annuity Store is the place. They answered all my questions and never ask how much are you going to deposit. REMOVED and REMOVED are very genuine people! I am very pleased with the great communication along the way. I was given updates as my application proceeded to issue. You can buy with confidence w My Annuity Store!

★★★★★ BBB
Andrew S.

My Annuity Store, Inc.
Date: 04/01/2026

Thank you, REMOVED, for choosing to buy your annuity at My Annuity Store. It was a pleasure to work with you.

★★★★★ BBB
Linh

My Annuity Store, Inc.
Date: 03/28/2026

Thank you for the kind review and for choosing to buy your annuity at My Annuity Store. It was a pleasure to work with you, and we are here to support you should you require assistance moving forward.

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Frequently Asked Questions

What is My Annuity Store?

My Annuity Store is an independent annuity brokerage founded in 2020 and licensed in 47 states. We help retirees compare fixed annuity rates, fixed index annuities, single premium immediate annuities, and long-term care annuities from 90+ top annuity companies. There is no obligation, no fees, and no high-pressure sales.

How do I get the best annuity rates?

The best way to get the highest annuity rate is to work with an independent broker who can compare rates across multiple carriers. As of 2026, top MYGA rates from top annuity companies are running 5.00%-5.60% for 3-7 year terms. Use our free rate comparison tool or request a no-obligation quote.

Is My Annuity Store a licensed insurance broker?

Yes. My Annuity Store is an independent, licensed insurance brokerage. We are licensed in 47 states and represent 90+ top annuity companies. We are not affiliated with any single carrier, which means we can show you unbiased comparisons and find the best rate for your situation.

What types of annuities does My Annuity Store offer?

We help clients purchase fixed annuities (MYGAs), fixed index annuities (FIAs), single premium immediate annuities (SPIAs), deferred income annuities (DIAs), and long-term care annuities. Our independent brokers help you determine which type fits your income goals, retirement timeline, tax situation, and risk tolerance, with quotes from 90+ top annuity companies.

Is there a fee to use My Annuity Store?

No. There is no fee or commission charged to clients who use My Annuity Store. We are compensated directly by the insurance carrier when you purchase an annuity, the same way you would pay if you went to the carrier directly. Our quotes and comparisons are always free, with no obligation.

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