Best Annuity Rates & Quotes (2026) | My Annuity Store
#1 Multi-Carrier Annuity Platform · Award 2025

Find the Best Annuity Rates from 90+ Carriers

Compare fixed, indexed & MYGA rates side by side, free, no fees, no obligation. Licensed in 47 states.

No spam. No obligation. Your information is never sold.

Trusted Across 90+ A-Rated Carriers

Nationwide New York Life MassMutual Ascend Athene Lincoln Financial Protective Life Pacific Life Fidelity & Guaranty American Equity Corebridge

Today’s Best Annuity Rates

Best 3-Year Rate
5.45%
APY
Best 5-Year Rate
6.30%
APY
Best 7-Year Rate
6.30%
APY
Compare All Rates →

Rates updated daily · A-rated carriers only

Annuity Types We Offer

We shop 90+ carriers so you get the highest rate for the product that fits your retirement goals.

Fixed Annuity

Guaranteed interest rate for a set term. Predictable, safe, FDIC-alternative.

Learn More →

Fixed Index Annuity

Growth linked to a market index with a 0% floor. Upside potential, zero downside.

Learn More →

MYGA

Multi-Year Guaranteed Annuity. Fixed rate locked in for 3–10 years, the CD alternative.

Learn More →

SPIA

Turn a lump sum into guaranteed monthly income for life.

Learn More →

How It Works

1

Compare Carriers

Browse today’s best rates from 90+ A-rated carriers side by side, all in one place.

2

Choose Your Rate

Pick the term and rate that fits your retirement timeline. Our advisors answer every question, free.

3

Apply in Minutes

Complete your application online or by phone. Most annuities fund within 5–10 business days.

See How Fixed Annuities Work

In under 10 minutes, you’ll understand exactly how fixed annuities protect your principal, guarantee your rate, and deliver tax-deferred growth for retirement.

Get a Free Quote →
0+
Carriers Compared
0
States Licensed
0 Yrs
Experience
$0B+
in Premium Placed

What Our Clients Say

★★★★★

“MyAnnuityStore made it incredibly easy to compare rates. I locked in a great 5-year rate, exactly what I was looking for.”

Robert M., 67, Florida

★★★★★

“I had no idea annuity rates varied so much between carriers. This site saved me from settling for a much lower rate.”

Susan K., 62, Texas

★★★★★

“The team walked me through the entire process with no pressure and no hidden fees. I felt completely confident in my decision.”

David L., 71, Arizona

Frequently Asked Questions

What is My Annuity Store?

My Annuity Store is an independent annuity brokerage licensed in 47 states. We help retirees compare fixed annuity rates, fixed index annuities, and immediate annuities from over 30 A-rated insurance carriers, with no obligation or high-pressure sales.

How do I get the best annuity rates?

The best way to get the highest annuity rate is to work with an independent broker who can compare rates across multiple carriers. As of 2026, top MYGA rates from A-rated carriers are running 5.00%-5.60% for 3-7 year terms. Use our free rate comparison tool or request a no-obligation quote.

Is My Annuity Store a licensed insurance broker?

Yes. My Annuity Store is an independent, licensed insurance brokerage. We are licensed in 47 states and represent over 30 insurance carriers. We are not affiliated with any single carrier, which means we can show you unbiased comparisons and find the best rate for your situation.

What types of annuities does My Annuity Store offer?

We help clients purchase fixed annuities (MYGAs), fixed index annuities (FIAs), single premium immediate annuities (SPIAs), and deferred income annuities (DIAs). Our brokers help you determine which type fits your income goals, timeline, and risk tolerance.

Is there a fee to use My Annuity Store?

No. There is no fee to use My Annuity Store. We are compensated by the insurance carriers if and when you purchase an annuity. Our quotes and comparisons are always free and there is never any obligation to buy.

Latest Articles

Get Free Quote Call Now