Best A rated or better
American National AM Best rating A
Palladium MYG MAX 3
5.90%
compounded annually, guaranteed 3 years
- Free withdrawal
- None
- Minimum premium
- $250,000
Today's Rates
Fixed Annuities
3 Years
6.50%
Mountain Life (SI)
5 Years
7.15%
Knighthead Life (SI)
7 Years
7.65%
Knighthead Life (SI)
10 Years
6.35%
Revol One Financial
5-Yr CD Avg
1.41%
FDIC national avg
Fed Rate
4.00%
Upper target
Compare Annuity Rates From 90+ Insurers & Buy Online
Compare annuity rates, explore retirement income options, and buy an annuity that fits your goals, all in one place. Get clear information and independent guidance from research through purchase. Buy an annuity. Don’t be sold one.
Rates from 90+ top annuity companies, including
Compare today’s top annuity rates
For each term we show the strongest carrier, the highest rate, and the best balance of rate and liquidity.
Updated November 14, 2026 from Annuity Rate Watch
Highest interest rate
Mountain Life AM Best rating B- Not offered by MAS
Simple Summit 3 (Simple Interest) SI
6.50%
simple interest, about 6.12% compounded
- Free withdrawal
- 5%
- Minimum premium
- $5,000
Best for liquidity and rate
Ibexis AM Best rating A-
MYGA Plus 3 (Simple Interest) SI
6.15%
simple interest, about 5.81% compounded
- Free withdrawal
- 10%
- Minimum premium
- $100,000
Best A rated or better
SBLI -Savings Bank Life Insurance of MA AM Best rating A
ECAccumulate
6.30%
compounded annually, guaranteed 5 years
- Free withdrawal
- 5%
- Minimum premium
- $100,000
Highest interest rate
Knighthead Life AM Best rating A-
Staysail 5 CA (Simple Interest) SI
7.15%
simple interest, about 6.30% compounded
- Free withdrawal
- None
- Minimum premium
- $100,000
Best for liquidity and rate
Ibexis AM Best rating A-
MYGA Plus 5 (Simple Interest) SI
6.60%
simple interest, about 5.87% compounded
- Free withdrawal
- 10%
- Minimum premium
- $100,000
Best A rated or better
Sagicor Life AM Best rating A
Milestone Max MYGA 7
6.20%
compounded annually, guaranteed 7 years
- Free withdrawal
- 10%
- Minimum premium
- $75,000
Highest interest rate
Knighthead Life AM Best rating A-
Staysail 7 CA (Simple Interest) SI
7.65%
simple interest, about 6.32% compounded
- Free withdrawal
- None
- Minimum premium
- $100,000
Best for liquidity and rate
Ibexis AM Best rating A-
MYGA Plus 7 (Simple Interest) SI
6.85%
simple interest, about 5.76% compounded
- Free withdrawal
- 10%
- Minimum premium
- $100,000
The grade after the carrier name is its AM Best rating. SI = simple interest. Rates are subject to change without notice and are for illustration only. Guarantees are backed by the claims-paying ability of the issuing insurer.
Which annuity is right for you?
Compare All Annuity TypesIncome Annuities
Turn part of your savings into guaranteed lifetime income, starting now or later.
Get Income Annuity QuotesFixed Index Annuities
Earn interest linked to an index such as the S&P 500, with your principal protected.
Compare Fixed Index AnnuitiesHow buying an annuity works
Compare Rates Online
Filter today's rates by term and state. Compare MYGA rates.
Choose Your Carrier
Weigh rate against financial strength across our annuity companies.
Complete Application
Start online in about 10 minutes. A licensed rep confirms the details by phone.
Fund Contract
Transfer by ACH, check or tax-free exchange. See the 1035 exchange rules.
Receive Policy
The carrier issues your contract and your guaranteed rate is locked in.
Why people trust My Annuity Store
Meet Your TeamLicensed in 47 States
We place annuities for residents of 47 states.
Independent Brokerage
We compare 90+ annuity companies and work for you, not a carrier.
Transparent Rates
Every rate shows the carrier's AM Best grade, with annuity ratings explained.
Behavioral-Health-Informed Guidance
Led by a licensed mental health counselor, our process puts your peace of mind first.
No Fees, No Obligation
You pay nothing to compare or buy. The insurance company pays us.
★★★★★ BBB
Sharon B.
Kiara at My Annuity Store was absolutely wonderful to work with! She was efficient, knowledgeable, and incredibly responsive to all of my many questions. She was always available when I needed her and made what initially felt like an overwhelming process much easier. My financial advisor recommended Kiara, and I am so glad he did. After researching all of the different options available, I felt overwhelmed by the choices, but Kiara took the time to explain everything clearly and helped me feel confident that I was making a smart decision with my money. I highly recommend Kiara and My Annuity Store!
★★★★★ BBB
Ralph P.
The process for setting up my annuity was very easy. Communication was quick and to the point. Appreciate the assistance I received and would definitely do business with My Annuity Store again. Thank you.
★★★★★ BBB
Lester W.
Kiara was excellent, she helped me set up two myga's through two different carriers at peak rates. The process takes time at the carrier end, and she kept me informed along the way.
Tools to help you compare and plan
All Annuity Calculators- Fixed Annuity Calculator See what a guaranteed rate earns over the full term.
- Immediate Annuity Calculator Get monthly income quotes that start right away.
- Income Rider Quotes Price guaranteed income that starts at a future date.
- Unbiased Annuity Reviews Independent reviews of the annuities we compare.
- 1035 Exchange Guide Move an existing annuity to a better rate without a tax bill.
Top annuity companies and products
Read a carrier’s profile and ratings, or open a product to see its rate, terms and surrender schedule. Then compare annuity rates across every company we work with.
Annuity companies
Popular annuity products
- MYGA Athene MaxRateMulti-year guaranteed annuity from Athene View product
- MYGA Nationwide Secure GrowthMulti-year guaranteed annuity from Nationwide View product
- MYGA Knighthead StaysailMulti-year guaranteed annuity from Knighthead Life View product
- MYGA Symetra Select Pro 7Multi-year guaranteed annuity from Symetra View product
Frequently asked questions
Still deciding? Call 855-277-8088 and speak with a licensed rep. No script, no obligation.
What is My Annuity Store?
My Annuity Store is an independent annuity marketplace where you can compare fixed, fixed index and income annuity rates from 90+ insurance companies, then buy online or with a licensed agent. Founded in 2020 by Jason Caudill and led by CEO Kiara Caudill, we are licensed in 47 states and have placed $130 million+ in annuity premium for our clients. Because no single carrier owns us, we show every competitive option side by side and help you choose the one that fits your goals, timeline and state.
How do I find the right annuity for my situation?
If you are unsure what type of annuity you want or need you can use our guided conversational quiz that will lead you to the annuity type that best meets your goals and objectives. If you want to compare rates and features you can visit our annuity rate marketplace and sort our live database by state, rating, liquidity, term, investment amount, and insurance company.
Are there fees to work with My Annuity Store?
No. There is no fee to compare rates, talk with an agent or buy an annuity through us. The insurance company pays us when a policy is placed, and that compensation is built into the product. Your rate is the same as it would be if you bought directly from the carrier.
Which states is My Annuity Store licensed in?
We are licensed to sell annuities in 47 states. Product availability and rates vary by state, so the options we show you will reflect where you live. You can see our full list of states and license numbers on our licensing page, or call 855-277-8088 to confirm availability in your state.
What is a MYGA (Multi-Year Guaranteed Annuity)?
A MYGA is a fixed annuity that locks one guaranteed interest rate for the full term, typically 2 to 10 years. It works much like a CD: you deposit a lump sum, earn a set rate and know exactly what you will have at the end. Unlike a CD, interest grows tax-deferred until you withdraw it.
Is my money safe in an annuity?
Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. That is why we show each carrier's AM Best rating next to its rate. Every state also has a guaranty association that provides additional protection up to state limits. Annuities are not FDIC insured.
How is My Annuity Store compensated?
We are paid a commission by the insurance company when your annuity is issued. You never pay us directly, and the commission does not reduce your rate or your account value. We work with 90+ carriers, so we have no reason to favor one company over another, and no carrier pays for placement.
Can I lose money in a fixed index annuity?
Your principal is protected from index losses. In a year the index falls, you are credited 0% rather than a loss. Growth is limited by caps or participation rates. You can lose money if you withdraw more than the free withdrawal amount during the surrender period, so choose a term that matches when you will need the funds.
Ready to lock in your rate? It takes 5 minutes.
No fees. No obligation. Just answers and your best rate comparison from 90+ carriers.
