Best Annuity Rates 2026 | My Annuity Store
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Today’s Best Annuity Rates

Best 3-Year Rate
5.45%
APY
Best 5-Year Rate
6.30%
APY
Best 7-Year Rate
6.30%
APY
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Rates updated daily · A-rated carriers only

Annuity Types We Offer

We shop 90+ carriers so you get the highest rate for the product that fits your retirement goals.

Fixed Annuity

Guaranteed interest rate for a set term. Predictable, safe, FDIC-alternative.

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Fixed Index Annuity

Growth linked to a market index with a 0% floor. Upside potential, zero downside.

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MYGA

Multi-Year Guaranteed Annuity. Fixed rate locked in for 3–10 years — the CD alternative.

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SPIA

Turn a lump sum into guaranteed monthly income for life.

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How It Works

1

Compare Carriers

Browse today’s best rates from 90+ A-rated carriers side by side — all in one place.

2

Choose Your Rate

Pick the term and rate that fits your retirement timeline. Our advisors answer every question — free.

3

Apply in Minutes

Complete your application online or by phone. Most annuities fund within 5–10 business days.

See How Fixed Annuities Work

In under 10 minutes, you’ll understand exactly how fixed annuities protect your principal, guarantee your rate, and deliver tax-deferred growth for retirement.

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