Immediate annuity payouts

Immediate Annuity Payouts

How Much Do Immediate Annuities Pay in 2021 A $100,000 Immediate Annuity would pay $449 monthly assuming you buy the annuity at age 65 and begin payments immediately. Assuming the same scenario, a 65-year-old female would receive $421 per month. What are Immediate Annuity Payouts Today? To give you an idea of what a $100,000 immediate…

How much does a $500,000 annuity pay per month?

How Much Does a $500,000 Annuity Pay Per Month?

How Much Does a $500,000 Annuity Pay You Per Month? A $500,000 annuity would pay you $2,396 per month if you bought it at 65 and began taking your payments immediately. The same $500,000 annuity would pay $2,269 per month for a 65 year old couple that begin joint lifetime income payments immediately. That simply means the…

Are annuities a good investment for retirement?

Are Annuities a Good Investment for Retirement?

Are Annuities a Good Investment for Retirement Today? You have likely made contributions into a 401(k) or an individual retirement account (IRA) as a way to grow your retirement nest egg. An annuity is another option for retirement savings, but are annuities a good investment for retirement?  Technically an annuity is actually an insurance contract,…

My annuity ladder beats your bond ladder

My Annuity Ladder Beats Your Bond Ladder

Annuity Ladder What is an Annuity Ladder? An annuity ladder is an investment technique in which an investor purchases multiple annuities with different maturity dates . In this annuity ladder guide I’ll cover: What an annuity ladder is Why you should consider it as part of an overall retirement plan how to implement them 10…

Annual point to point crediting method explained

Annual Point to Point Crediting Method Explained

What is a Point to Point Annuity? Annual point-to-point is a commonly used fixed index annuity crediting method that determines an index’s performance by comparing two points in time; the first day and the last day of the term. Annual point to point was the crediting strategy used in the first-ever index annuity and remains…

2020 annuity sales results | breakdown & analysis

2020 Annuity Sales Results | Breakdown & Analysis

Protection-Oriented Accumulation Focused Annuities Dominate 2020 Earlier in the week ThinkAdvisor’s, “Sales of Protection-Oriented U.S. Individual Annuities Continue to Rise.” article explains that protection-oriented annuity sales continue to increase in popularity while income-focused annuity sales dropped sharply. While we certainly don’t argue ThinkAdvisor’s conclusion that Protection-oriented products continue to rise in popularity; however, after further…

Give a birthday gift to your grandkids from the grave

Give a Birthday Gift to Your Grandkids from the Grave

A Simple Annuity Wealth Transfer Strategy Anyone Can Implement When you hear a financial advisor talking about wealth transfer strategies Life Insurance is almost always at the heart of the conversation which certainly makes sense. However, I’ve often seen situations where a client isn’t healthy enough to purchase life insurance, at least not at a…

How much does a $100,000 annuity pay per month?

How Much Does a $100,000 Annuity Pay Per Month?

How Much Does a $100K Annuity Pay? A $100,000 annuity would pay you $479 per month for life if you purchased it at 65 and began payments in 30 days. Using the latest annuity quoting software I have compared 2000+ annuity contracts and 302 annuity income riders from 56 top annuity companies to create this…

Annuity calculators

Annuity Calculators

Annuity Calculators How much do annuities pay? If you are looking for an annuity calculator you are in the right place! This guide contains access to many helpful resources including: Fixed Index Annuity Calculators Immediate Annuity Payment Calculators Fixed Annuity Calculators Long Term Care Annuity Calculators Income Annuity Calculators Looking for retirement retirement calculators instead?…

Understanding annuity 1035 exchange rules

Understanding Annuity 1035 Exchange Rules

What is a 1035 Exchange? The Internal Revenue Service (IRS) allows you to exchange an annuity policy that you own for a new annuity policy without paying tax on the investment gains earned on the original contract. This can be a substantial benefit.  This rule is governed by Section 1035 of the Internal Revenue Code which…

How to buy an annuity

How to Buy an Annuity

Proven 6-Step Process to Buying an Annuity #1. Learn About Annuities #2. Identify Your Primary Reason for Buying an Annuity #3.  Match Your Objective with Appropriate Annuity Types #4. When Should You Buy an Annuity? #5. How to Buy an Annuity #6. Where Can You Buy An Annuity? As uncertainty persists and volatility creeps back up…

What are hypothetical annuity quotes?

What are Hypothetical Annuity Quotes?

What is a Hypothetical Annuity Quote? Annuity Calculators are certainly not all the same. If you are considering buying an annuity it is important to be clear on what your objective is for this potential annuity.  There are many different types of annuities that can seem overwhelming but it doesn’t have to. Annuities get a reputation…