Annuity Company Directory
Our Annuity Company Directory gives you the ability to quickly and easily learn more about an insurance company’s history, leadership, financial ratings, and available products. The table below lists our available annuity companies – click the “Details” button to view an annuity companies profile with ratings and reviews.
| Annuity Company | AM Best Rating | Learn More | |
|---|---|---|---|
| Allianz Life | A+ | |
| American General | A | |
| American National | A | |
| Athene Life and Annuity | A | |
| Atlantic Coast Life | B++ | |
| Brighthouse | A | |
| Equitrust Financial | B++ | |
| Fidelity and Guaranty Life | A- | |
| Gainbridge Annuity | B++ | |
| Global Atlantic Financial Group | A | |
| Great American | A+ | |
| Guaranty Income Life | B++ | |
| Guggenheim Life and Annuity | B++ | |
| Hartford Annuities | A | |
| North American Company | A+ | |
| Oxford Life | A- | |
| Reliance Standard | A+ | |
| Sagicor Life | A- | |
| SILAC Insurance Company | B+ | |
| The Standard | A | |
| Upstream Life | B++ | |
| Venerable Annuity | N/A |
Annuity Company Profiles and Reviews
Detailed List of Annuity Companies and Annuities Offered by Type
| Insurer Directory | A.M. Best | FIA | RILA | Fixed | MYGA | SPIA |
|---|---|---|---|---|---|---|
| New York Life Insurance and Annuity Corporation Founded in 1845 | A++ | 0 | 0 | 0 | 2 | 0 |
| Reliance Standard Life Insurance Company Founded in 1907 | A++ | 3 | 0 | 2 | 2 | 0 |
| Allianz Life Insurance Company of North America Founded in 1896 | A+ | 7 | 0 | 0 | 0 | 0 |
| Great American Life Insurance Company Founded in 1872 | A+ | 17 | 3 | 0 | 10 | 0 |
| Lincoln National Life Insurance Company Founded in 1905 | A+ | 8 | 4 | 0 | 2 | 1 |
| Midland National Life Insurance Company Founded in 1906 | A+ | 18 | 0 | 0 | 3 | 1 |
| Mutual of Omaha by United of Omaha Founded in 1909 | A+ | 0 | 0 | 1 | 1 | 0 |
| Nationwide Life Insurance Company Founded in 1929 | A+ | 3 | 1 | 0 | 2 | 0 |
| North American Company for Life and Health Founded in 1886 | A+ | 6 | 0 | 0 | 2 | 1 |
| Pacific Life Insurance Company Founded in 1868 | A+ | 3 | 0 | 0 | 0 | 1 |
| Principal Life Insurance Company Founded in 1879 | A+ | 4 | 0 | 0 | 3 | 1 |
| Protective Life Insurance Company Founded in 1907 | A+ | 3 | 1 | 0 | 1 | 1 |
| Prudential Insurance Company of America Founded in 1875 | A+ | 3 | 1 | 0 | 0 | 0 |
| RiverSource Life Insurance Company Founded in 1894 | A+ | 0 | 2 | 0 | 0 | 0 |
| Securian Financial Founded in 1880 | A+ | 4 | 0 | 1 | 2 | 1 |
| American General Life Insurance Company Founded in 1960 | A | 13 | 0 | 2 | 3 | 1 |
| American National Insurance Company Founded in 1905 | A | 2 | 0 | 3 | 1 | 1 |
| Americo (Legacy) Founded in 1946 | A | 11 | 0 | 0 | 0 | 0 |
| Americo Financial Life and Annuity Founded in 1946 | A | 0 | 0 | 0 | 1 | 0 |
| Ameritas Life Insurance Corp. (Legacy) Founded in 1887 | A | 3 | 0 | 0 | 0 | 0 |
| Athene Annuity and Life Company Founded in 1909 | A | 23 | 0 | 0 | 8 | 0 |
| Brighthouse Life Insurance Company Founded in 1863 | A | 1 | 3 | 1 | 0 | 0 |
| Equitable Financial Life Insurance Company Founded in 1859 | A | 0 | 7 | 0 | 0 | 0 |
| Global Atlantic Founded in 2004 | A | 17 | 0 | 1 | 3 | 1 |
| Jackson National Life Insurance Company Founded in 1961 | A | 2 | 0 | 0 | 0 | 1 |
| National Western Life Insurance Company Founded in 1956 | A | 5 | 0 | 0 | 0 | 0 |
| Royal Neighbors of America Founded in 1895 | A | 0 | 0 | 1 | 3 | 0 |
| Symetra Life Insurance Company Founded in 1957 | A | 7 | 1 | 4 | 6 | 0 |
| The Standard Insurance Company Founded in 1906 | A | 2 | 0 | 1 | 10 | 1 |
| Transamerica Life Insurance Company Founded in 1928 | A | 3 | 0 | 0 | 0 | 0 |
| American Equity Investment Life Insurance Company Founded in 1995 | A- | 7 | 0 | 0 | 2 | 1 |
| Delaware Life Founded in 2013 | A- | 4 | 0 | 0 | 1 | 0 |
| Fidelity & Guaranty Life Insurance Company Founded in 1959 | A- | 12 | 0 | 0 | 1 | 1 |
| Oxford Life Insurance Company Founded in 1965 | A- | 6 | 0 | 0 | 1 | 0 |
| Sagicor Life Insurance Company Founded in 1954 | A- | 0 | 0 | 1 | 1 | 1 |
| Security Benefit Life Insurance Company Founded in 1892 | A- | 6 | 0 | 2 | 1 | 0 |
| EquiTrust Life Insurance Company Founded in 1966 | B++ | 5 | 0 | 2 | 1 | 1 |
| Guaranty Income Life Insurance Company Founded in 1926 | B++ | 5 | 0 | 5 | 5 | 0 |
| Guggenheim Life and Annuity Company Founded in 1985 | B++ | 4 | 0 | 0 | 2 | 1 |
| Liberty Bankers Life Insurance Company Founded in 1958 | B++ | 0 | 0 | 2 | 10 | 1 |
| Sentinel Security Life Insurance Company Founded in 1948 | B++ | 14 | 0 | 0 | 1 | 0 |
| Nassau Financial Group Founded in 1851 | B+ | 2 | 0 | 0 | 0 | 0 |
| SILAC Insurance Company Founded in 1935 | B+ | 4 | 0 | 0 | 1 | 0 |
Annuity Company Financial Ratings
Insurance companies are assigned financial ratings issued by rating agencies. There are four main rating agencies, however, A.M. Best is the most used and recognized financial rating for insurance companies.
Financial ratings are important because they are an indicator of an insurance company’s claim paying ability.
We’ve already done much of your due diligence for you and have vetted out many lesser-rated companies whom we are not comfortable recommending to our clients. Typically, the lower the financial rating the higher the guarantees and interest rates will be but we always suggest you keep financial ratings in mind as a consideration. In order for an insurance company to list their annuity products on our marketplace, they must be rated at least a B++.
Featured Annuity Companies
American General Life Insurance Company (AIG) Rates & Details
INSURER INFORMATION
https://www.aig.com/individual
American General Life Insurance Company is part of American International Group (AIG), a multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions.
AIG was founded in 1960 and is domiciled in Texas. As of May 15, 2020, they had just over $192 Billion in assets and are rated A with AM Best.
PRODUCTS OFFERED
- American Pathway VisionMYG 4
- American Pathway VisionMYG 5
- American Pathway VisionMYG 6
- American Pathway VisionMYG 7
- American Pathway VisionMYG 10
- Power 10 Protector
- Power 10 Protector Plus Income
- Power 7 Protector
- Power 7 Protector Plus Income
- Power 5 Protector
American Pathway Immediate Annuity
Athene Annuity & Life Insurance Company Rates & Details
INSURER INFORMATION
Athene Annuity & Life Insurance Company is a leading provider of products in the retirement savings market. It is one of the industry’s fastest-growing writers of fixed indexed annuities. The vision for their retail business is to be the fixed annuity market leader with a strong capital base and efficient operating model. They offer a strong portfolio of fixed annuity products designed to meet consumers’ accumulation and retirement income needs.
Athene Annuity & Life Company was founded in 1896 and is domiciled in Iowa. As of June 2020 they had just over $65 Billion in assets and are rated A with AM Best. Visit our Athene Financial Profile page for more detailed rating information.
PRODUCTS OFFERED BY ATHENE
- Max Rate 3
- Max Rate 5
- Max Rate 7
- Performance Elite 15
- Ascent Accumulator 10
- Performance Elite 10
- Agility 10
- Ascent Pro 10
- Ascent Pro 10 Bonus
- Protector 7
- Accumulator 7
- Agility 7
- Ascent Pro 7
- Protector 5
- Accumulator 5
Global Atlantic Financial Group
Global Atlantic Financial Group, through its subsidiaries, offers a broad range of retirement, life and reinsurance products designed to help consumers address financial challenges with confidence. A variety of options are available to help individuals customize a strategy to fulfill their accumulation, income, protection, wealth transfer and end-of-life needs.
Annuities are issued by Forethought Life Insurance Company or Commonwealth Annuity and Life Insurance Company. Global Atlantic Financial Group is the marketing name for Global Atlantic Financial Group Limited and its subsidiaries, which include Forethought Life Insurance Company. Each subsidiary is responsible for its own financial and contractual obligations.
Global Atlantic Choice Income II with Income Multiplier Benefit Specs
Surrender Charge Schedule (CDSC):
7 Years: 9, 8,7,6,5,4,3,,0
Maximum Issue Age: 85
Minimum Premium: $25,000
Maximum Premium: $1,000,000
Waivers: Terminal Illness Waiver, Nursing Home, Market Value Adjustment
Free Withdrawals: 10% Annually Beginning Year 1
Payment Type: Single Premium
Death Benefit: Full Account Value
Not available in: NY PR VI
RMD Friendly: Yes
Global Atlantic Choice Income II Interest Rates as of June 14, 2020 *Rates are for $100,000 or more
- 1 Year Russell 2000 Point to Point with Cap 3.50%
- 1 Year MSCI EAFE Point to Point with Cap – 3.50%
- 1 Year PIMCO Balanced Point to Point with Participation Rate – 85%
- 1 Year S&P 500 Point to Point with Cap – 3.25%
- 2 Year BlackRock Diversa Volatility Control w/ Spread – 2%
- 2 Year Franklin US Point to Point with Spread – 2.00%
Great American Life Insurance Company Rates & Details
INSURER INFORMATION
Great American Life Insurance Company has been wholly or majority-owned by American Financial Group since 1973. The company is licensed in 49 states and the District of Columbia. It primarily writes both qualified and non-qualified fixed annuity products. In 2006, Great American introduced fixed-indexed annuities and has ranked as a top provider of these retirement products ever since.
Great American Life Insurance Company was founded in 1961 and is A-Rated with AM Best and as of June 2020 they had $35.8 Billion in assets. More in-depth information can be found on the Great American Financial Profile page.
GALIC's Featured Fixed Indexed Annuity: Legend 7
PRODUCT INFORMATION
Surrender Charge Schedule (CDSC):
7 Years: 9%, 8%, 7%, 6%, 5%, 4%, 3%
Maximum Issue Age: 85
Minimum Premium: $10,000
Maximum Premium: $1,000,000
Waivers: Nursing home, Terminal illness Unemployment
Free Withdrawals: 10% Annually Beginning Year 1
Payment Type: Single Premium
Death Benefit: Full Account Value
Not available in: AK CA PA UT
RMD Friendly: Yes
GALIC Legend 7: Available stock market indexes (Interest Rates as of June 11, 2020)
- S&P 500 Monthly Average: 4.50% Cap
- S&P 500 Annual point to point: 4.00% Cap
- S&P 500 Annual point to point: 25% Participation
- Declared Rate: 2.40%
