Allianz Life Insurance Company Ratings & Review

Table of Contents

Allianz Annuity Ratings

Allianz Life Insurance Company is rated A+ by A.M. Best and boasts a Comdex Score of 94; placing them in the 94th percentile of all rated life insurance companies. The below table lists all of Allianz Life’s financial ratings.

Allianz LifeRating
5701 Golden Hills Dr., Minneapolis, MN 55416
A.M. Best RatingA+
Moody's (21 rankings)A1 (5)
Comdex (percentile of all rated companies)94
Standard & Poor's (20 Possible Ratings)AA (3)

Allianz Life Assets and Liabilities

Financials

Invested Asset Distribution & 5 Year Investment Yields

The two graphs below are intended to give you an idea of where Allianz Life invests its’ money and how well those investments are doing. 

Allianz invested asset distribution

Allianz Life's Non-Performing Assets

In the chart below you can see Allianz Life’s non-performing assets as well as income and earnings. The pie chart on the right shows the quality of the bonds they are holding.

Allianz bond allocations

Allianz Annuity Rates

The below table lists Allianz Life’s best-performing annuities and index annuity crediting strategies based on historical backtesting.

You’ll find three average annual rates of return.

  1. The most recent 10-year period.
  2. The best 10 year period
  3. The worst 10-year period. 

Backtesting was done from 2000 to 2020.

Allianz Best Performing Stock Market Index Crediting StrategiesRecentBestWorst
Allianz Core Income 7 Annuity
2-Year Bloomberg US Dynamic Balance II ER PTP Participation
7 surrender yrs Rider fee: 1.25%
7.83%9.10%5.84%
Allianz Core Income 7 Annuity
1-Year Bloomberg US Dynamic Balance II ER PTP Participation
7 surrender yrs Rider fee: 1.25%
6.30%7.09%4.84%
Allianz 360 Annuity
2-Year Bloomberg US Dynamic Balance II ER PTP Participation
10 surrender yrs Rider fee: 1.3%
6.09%7.09%4.53%
Allianz Core Income 7 Annuity
1-Year Bloomberg US Dynamic Balance II PTP Spread
7 surrender yrs Rider fee: 1.25%
5.24%5.96%3.96%
Allianz 360 Annuity
2-Year PIMCO Tactical Balanced ER PTP Participation Rate
10 surrender yrs Rider fee: 1.3%
4.90%6.00%4.33%
Allianz Core Income 7 Annuity
1-Year Bloomberg US Dynamic Balance II PTP Cap
7 surrender yrs Rider fee: 1.25%
4.76%5.45%4.69%
Allianz 360 Annuity
1-Year Bloomberg US Dynamic Balance II PTP Spread
10 surrender yrs Rider fee: 1.3%
4.57%5.20%3.29%
Allianz 360 Annuity
1-Year S&P 500 PT P Monthly Sum Cap
10 surrender yrs Rider fee: 1.3% Averaging: Monthly sum
4.53%4.53%2.23%
Allianz 360 Annuity
1-Year Bloomberg US Dynamic Balance II ER PTP Participation
10 surrender yrs Rider fee: 1.3%
4.43%4.98%3.39%
Allianz 360 Annuity
1-Year Nasdaq-100 PT P Monthly Sum Cap
10 surrender yrs Rider fee: 1.3% Averaging: Monthly sum
4.24%4.58%2.26%

Allianz Life Insurance Company Review

Allianz Life Insurance Company was #1 in U.S. Individual Fixed Index Annuity Sales from 2016 to 2019 and they finished in the #2 spot in 2020.

Allianz was founded in 1896 and based in Minneapolis, Minnesota, Allianz Life Insurance Company of North America is a leading provider of retirement and protection solutions, including fixed annuities and variable annuities, and life insurance for individuals.

Life Insurance and fixed annuity products are issued by Allianz Life Insurance Company of North America. 

Variable annuities are distributed by its affiliate, Allianz Life Financial Services, LLC, Member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416.

Annuity Company20202019 20182017 2016
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AIG33445
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