Allianz Life Insurance Company Review

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    Allianz annuity logo Allianz Life Insurance Company was #1 in U.S. Individual Fixed Index Annuity Sales from 2016 to 2019 and they finished in the #2 spot in 2020.

    Allianz was founded in 1896 and based in Minneapolis, Minnesota, Allianz Life Insurance Company of North America is a leading provider of retirement and protection solutions, including life insurance, and fixed, variable, and fixed index annuities for individuals.

    Life Insurance and fixed annuity products are issued by Allianz Life Insurance Company of North America.

    Variable annuities are distributed by its affiliate, Allianz Life Financial Services, LLC, Member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416.

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    Allianz21111
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    AIG33445
    Nationwide74337
    American Equity95662

    Allianz Life Insurance Company Ratings

    Allianz Life Insurance Company is rated A+ by A.M. Best and boasts a Comdex Score of 94; placing them in the 94th percentile of all rated life insurance companies. The below table lists all of Allianz Life’s financial ratings.

    Allianz LifeRating
    5701 Golden Hills Dr., Minneapolis, MN 55416
    A.M. Best RatingA+
    Moody's (21 rankings)A1 (5)
    Comdex (percentile of all rated companies)94
    Standard & Poor's (20 Possible Ratings)AA (3)

    Invested Asset Distribution & 5 Year Investment Yields

    The two graphs below are intended to give you an idea of where Allianz Life invests its’ money and how well those investments are doing. 

    Allianz invested asset distribution

    Assets and Liabilities

    Non-Performing Assets

    In the chart below you can see Allianz Life’s non-performing assets as well as income and earnings. The pie chart on the right shows the quality of the bonds they are holding.

    Allianz bond allocations

    Allianz Annuity Rates

    The below table lists Allianz Life’s best-performing annuities and index annuity crediting strategies based on historical backtesting.

    You’ll find three average annual rates of return.

    1. The most recent 10-year period.
    2. The best 10-year period
    3. The worst 10-year period. 

    Backtesting was done from 2000 to 2020.

    Allianz Best Performing Stock Market Index Crediting StrategiesRecentBestWorst
    Allianz Core Income 7 Annuity
    2-Year Bloomberg US Dynamic Balance II ER PTP Participation
    7 surrender yrs Rider fee: 1.25%
    7.83%9.10%5.84%
    Allianz Core Income 7 Annuity
    1-Year Bloomberg US Dynamic Balance II ER PTP Participation
    7 surrender yrs Rider fee: 1.25%
    6.30%7.09%4.84%
    Allianz 360 Annuity
    2-Year Bloomberg US Dynamic Balance II ER PTP Participation
    10 surrender yrs Rider fee: 1.3%
    6.09%7.09%4.53%
    Allianz Core Income 7 Annuity
    1-Year Bloomberg US Dynamic Balance II PTP Spread
    7 surrender yrs Rider fee: 1.25%
    5.24%5.96%3.96%
    Allianz 360 Annuity
    2-Year PIMCO Tactical Balanced ER PTP Participation Rate
    10 surrender yrs Rider fee: 1.3%
    4.90%6.00%4.33%
    Allianz Core Income 7 Annuity
    1-Year Bloomberg US Dynamic Balance II PTP Cap
    7 surrender yrs Rider fee: 1.25%
    4.76%5.45%4.69%
    Allianz 360 Annuity
    1-Year Bloomberg US Dynamic Balance II PTP Spread
    10 surrender yrs Rider fee: 1.3%
    4.57%5.20%3.29%
    Allianz 360 Annuity
    1-Year S&P 500 PT P Monthly Sum Cap
    10 surrender yrs Rider fee: 1.3% Averaging: Monthly sum
    4.53%4.53%2.23%
    Allianz 360 Annuity
    1-Year Bloomberg US Dynamic Balance II ER PTP Participation
    10 surrender yrs Rider fee: 1.3%
    4.43%4.98%3.39%
    Allianz 360 Annuity
    1-Year Nasdaq-100 PT P Monthly Sum Cap
    10 surrender yrs Rider fee: 1.3% Averaging: Monthly sum
    4.24%4.58%2.26%

    Get an Allianz Annuity Quote

    Fill out the form below to receive a free annuity quote within 4 business hours, or use one of our annuity calculators.

    Contact Information

    Allianz Mailing Address

    Fixed Annuities & Life Insurance
    Allianz Life Insurance Company of North America
    PO Box 59060
    Minneapolis, MN 55459-0060

    Variable Annuities
    Allianz Life Insurance Company of North America
    PO Box 561
    Minneapolis, MN 55440-0561

    All Overnight Mail
    Allianz Life Insurance Company of North America
    5701 Golden Hills Drive
    Minneapolis, MN 55416-1297

    Allianz Phone Number

    Monday to Friday from 8:00 a.m. to 5:00 p.m. CT

    Phone Number: 800.950.5872

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