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Oxford Life Insurance Company Ratings & Review

Oxford Life Insurance Company provides insurance and financial services. Specifically, they offer life insurance, annuities, and Medicare supplements. They are a part of the Oxford Group which is comprised of Oxford Life Insurance Company, North American Insurance Company, and Christian Fidelity Life Insurance Company.

The Oxford Group’s parent company is AMERCO which also owns U-Haul International. 

Oxford Life Insurance Company Financial Ratings

Oxford Life Insurance Company
Group AffiliationOxford Group
Home Office Phone Number602-263-6666
Mailing Address2721 North Central Avenue
Phoenix AZ 85004-1172
A.M. Best Rating (15 possible ratings)A- (6th)
Weiss(Safety Rating, 16 ratings)B+ (4)
Assets to Liabilities110.20%

A.M. Best affirms Oxford Life's A- Rating

July 30, 2020 Press Release–(Business Wire)– announced that AM Best has affirmed Oxford Life Insurance Company’s Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rate of “a-”. The outlook of these Credit Ratings is positive.

Meanwhile, A.M. Best has affirmed the FSR of B++ (Good) and the Long-Term ICR of “BBB” of North American Insurance Company. North American Insurance Company is also owned by Oxford’s parent company, AMERCO.

The outlook of these ratings is stable. These companies are owned by the group’s ultimate parent, AMERCO.

The ratings of Oxford Group reflect its balance sheet strength, which AM Best categorizes as very strong, as well as its adequate operating performance, limited business profile, and appropriate enterprise risk management.

The ratings of North American Insurance Company, which is currently in the runoff, reflect its balance sheet strength, which AM Best categorizes as strong, as well as its adequate operating performance, very limited business profile, and appropriate enterprise risk management.

Oxford Life Insurance Company History

Oxford Life Insurance Company was founded in the Grand Canyon State of Arizona in 1965 and remains committed to supporting the senior market through Life Insurance, Annuity, and Medicare Supplement products that meet their financial needs.

To best serve its policyholders and producers, the insurer continues to grow via the acquisition and development of companies and products.

Oxford Life and its subsidiaries, North American Insurance Company and Christian Fidelity Life Insurance Company, work in unison to support their mission of enabling seniors to live with dignity in their retirement years through financial security.

They are a strong player in every field where it competes and constantly strives to be a leader in the industry in all categories.


Mark A Haydukovich
President/CEO, Oxford Life Insurance Co.

Oxford Life Family of Companies

Oxford Life Insurance Company manages its business strategy on a consolidated basis including its subsidiary companies:

  • North American Insurance Company (NAIC)
    • North American, founded in 1987, is one of the industry’s premier third-party administrators of Medicare supplement insurance. North American services approximately 60,000 Medicare supplement policyholders throughout the United States.
    • (Our editorial staff was unable to identify a website for North American Insurance Company)
  • Christian Fidelity Life Insurance Company (CFLIC).
    • Christian Fidelity, with over 50 years of experience, is a high-quality Medicare supplement and final expense life insurance company with competitive premiums, excellent service, and high-quality products.

Oxford Life Insurance Company Contact Information:

Policyholder Services:

Oxford Life Login Portal


Customer Service Phone Number:



Oxford Life Agent Login Portal

Oxford Life Annuity Calculator’s for Agents


2721 N Central Ave

Phoenix, AZ 85004

Oxford Life Annuity Rates & Products

Oxford Life Index Annuities
  • Select Series
  • Royal Select
  • Silver Select
  • Optional GLWB Rider
  • Duration
Oxford Fixed Annuities (MYGA’s)

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