How Much Does a $100,000 Annuity Pay Per Month?

How Much Does a $100,000 Annuity Pay Per Month

As of December 3, 2022, a $100,000 annuity would pay you $545.83 per month if you purchased the annuity at 65 and began taking payments immediately.

How Much Does a $100,000 Annuity Pay Per Month?

I ran annuity quotes from 56 different insurance companies to determine how much guaranteed income a $100,000 annuity would pay you per month.

In this guide, I will list the best $100,000 annuity payouts based on:

  • Age at the time of purchase
  • Number of years you defer your annuity payments
  • Joint and Single Life Payout Options

$100,000 Annuities with Best Payouts

Immediate Lifetime Income: Age 60

Nassau Re$412$4,940B+.95%
Great American$398$4,770A+1.15%

Immediate Lifetime Income: Age 65

Sentinel Security Life$459$5,508B++1.05%

Immediate Lifetime Income: Age 70

Sentinel Security Life$504$6,048B++1.05%
Global Atlantic$500$6,000A1.00%

What is the Highest Paying Annuity Right Now?

The annuity table below shows the best monthly and annual payments for a $100,000 annuity if you begin taking payments immediately. 

Immediate lifetime payments are based on how old you are when you purchase the annuity; the older you are the higher your monthly income will be.


What Will a $100K Annuity Pay in the Future?

The longer you wait to begin your annuity payments, the higher the monthly payouts will be. The table below gives you a good idea of what your lifetime payments would be in the future.

AgeIn 5 YearsIn 10 yearsIn 20 Years
50$8,872 $13,005
55$6,603 $10,000 $14,433
60$7,648 $10,800
65$8,160 $11,689
70$9,010 $14,108

How Much Interest Does a $100,000 Annuity Pay Per Year?

A $100,000 annuity would pay you $5,747.99 in interest per year.

Enter your initial investment amount, the fixed annuity rate, and the term in the calculator below then hit CALCULATE.  

By default, you will see your monthly interest payments – just click the monthly tab to see how much interest you would receive per month.

Annuity Payout Calculator

Free Annuity Quote

Fill out the form below to receive a free annuity quote within 4 business hours, or use one of our annuity calculators.

Frequently Asked Questions

Our research found that a $750,000 annuity would pay you between $3,125 and $9,083 per month for life. Income amounts vary based on age at the time of purchase, and how long you wait to begin taking your income payments.

Single-Premium Immediate Annuities do not charge a fee. However, there is a fee to add a guaranteed income rider to a deferred annuity. The fee comes out of your account value and does not reduce your annuity payments.

Generally speaking, the best time to buy an annuity intended to generate lifetime income is 10 years prior to taking lifetime income payments. So if your desired retirement age is 65, you should purchase your income annuity at age 55 or shortly thereafter to maximize the benefits provided by lifetime income riders.

A $200,000 annuity would pay you approximately $958 per month for life if you purchased the annuity at age 65 and began taking payments immediately.

What Our Clients Are Saying

It has been a complete pleasure to deal with Kiara on several occasions opening new annuities. She has a wonderful personality and most importantly has my best interests in mind. She makes sound and knowledgeable investments.
Chris Lehmann
I would highly recommend My Annuity Store and Kiara for your annuity investment needs. They are very helpful and knowledgeable.
Paula Ohalloran
I worked with Jason and Kiara setting up an annuity. They went over and above expectations. They got me the best deal and were very fast getting all the papers in order via 2 day ups. I will be working with them in the near future. Exellent service!
Richard Miles
Jason is very knowledgeable in his field and clearly explained all my questions and helped with an easy transition of my funds into a new annuity with a higher interest rate. Jason keeps me up to date with changes in the market and information on better products.
Kevin Pourmaleki
I used My Annuity Store, Inc. for the first time and had a smooth and pleasant experience. Kiara Caudill was responsive, personable and quickly found me the best yield rates out in the market to meet my type of investment. Closing the deal was fast and simple as well, Kiara handled the bulk of the application process simplifying a few quick and easy signing steps on my end.
Bill Harner
I recently opened 2 annuities with Jason. Everything was explained and handled in a very professional manner. Was processed very quickly without any problems. Would highly recommend Jason for any of your annuity needs. Richard Clark
Richard Clark
Did business with My Annuity Store, Inc. for two annuities. Worked with Kiara both times. She was very informative and will keep you informed throughout the process. You will be very pleased with them.
Gerald Wolfe
I had very positive end-to-end experience with My Annuity Store. They were very transparent about various options I had, and did their best to explain the rather complicated terminology in different annuity schemes. It was very satisfactory collaboration till the end.. Thsnks!
Satisha Bhat

As Seen On:

ABC Logo
MarketWatch logo
fox logo
NBC logo
Investopedia logo
CBS Logo

Related Reading

Scroll to Top

Join Our Newsletter

Sign up and get monthly annuity rate updates sent directly to your inbox.

Get a Free
Annuity Quote

My Annuity Store, Inc. BBB Business Review