Ibexis MYGA Plus Annuity | Up to 5.80% for 5 Years

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Ibexis MYGA Plus Annuity

Minimum Deposit: $100,000 | 5.80% (5.65% for $10,000+)

The Ibexis MYGA Plus pays simple interest not compounding interest. If you do not intend to withdraw your interest each month this may not be the best annuity rate (APY) available.

Ibexis MYGA Plus Annuity Details

Base rate5.80% ($100K+)
Rate guaranteed5 years
Guaranteed yield to surrender 5.80% ($100K+)
Guaranteed minimum renewal rate.05%
Market value adjustmentYes
Return of premiumNo
Free Look Period30 Days
Owner0 – 85
Annuitant0 – 85


The rate is locked in for 45 days from the date the application is signed. If the funds are received after that period the rate might be subject to change and you will receive the rate in effect at that time.


30 days

Approved In:
AK, AR, AZ, CO, CT, DC, DE, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, OH, OK, OR, PA, RI, SC, SD, TX, UT, VA, WA, WV, and WY

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The Ibexis MYGA Plus Annuity offers 2 ways to earn interest

Finding Additional Yield Potential

Multi-Year Guaranteed Fixed Option

A Multi-Year Guaranteed Fixed Option (MYGA) that pays an annual rate of simple interest that is guaranteed for the term of the annuity.

Index-Linked Option

An Index-Linked Option that pays a higher rate of interest than the Fixed Option, if the selected index value is higher than the previous years value.

A consistent theme for many consumers is wanting the highest guaranteed interest rate possible with the lowest amount of risk to their principal. For many years, this could be achieved simply by purchasing a fixed-rate product (such as a fixed annuity). However, balancing competitive rates with the safety of principals has become increasingly difficult.

Many consumers have purchased products with low rates instead of going further out on the risk spectrum to achieve higher potential returns. The new Ibexis MYGA Plus™ provides a guaranteed rate “bucket” as well as an S&P 500 Indexing Option – the best of both worlds!

Download the Interest Rate Sheet

If you’d like an opportunity for more upside potential while maintaining principle protection you may want to consider a fixed index annuity.

Ibexis Annuity News

The staying power of Ibexis and its annuity products for securing retirement.

Ibexis’ leaders, Nate Gemmiti (CEO & President) and Ryan Lex (Chief Distribution Officer) sit down for an interview with Insurance Newsnet.

Ibexis Life & Annuity Insurance Company™ Chooses FireLight® to Make Selling Annuities Easy

Ibexis Life & Annuity Insurance Company announced they have implemented FireLight® Illustration and e-Application technology to simplify the annuity sales process.

Ibexis Life And Annuity Insurance Company Ratings

Ibexis Life And Annuity Insurance Company are rated A- by AM Best.

Learn more about what these financial ratings mean.

Compare Ibexis MYGA Plus to Other Top 5 Year Fixed Annuities

TermInsurerAnnuityRateAM BestLiquidity
5 Years Ibexis annuity logo Ibexis LifeIbexis MYGA Plus5.80% SimpleA-Green check mark
5 Years Atlantic coast life logo Atlantic Coast LifeSafe Haven 55.65%B++Red check mark
5 Years Nassau logo NassauMYAnnuity5.50%B++Red check mark
5 Years Americo financial annuity logo AMERICOPlatinum Assure5.40%AGreen check mark
5 Years Athene annuity logo AtheneMaxRate5.35%AGreen check mark

Related Fixed Annuity Products

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