North American Guarantee Plus 3

North American Guarantee Plus 5 Annuity Brochure Cover

North American Guarantee Plus 3 Year Fixed Annuity

Minimum Deposit: $20,000 | 4.10% APY

$100,000+ | 4.55%

The North American Guarantee Plus 3 Year Fixed Annuity is designed to be a high-yield retirement savings account.

A fixed annuity or MYGA may be suitable for conservative investors who are looking for a safe and steady way to grow their retirement savings.

North American Guarantee Plus 3 Details

Not available in: CA, NY, PR, VI

Visit our online annuity marketplace to view and compare more Fixed Annuity Rates. If you’d like an opportunity for more upside potential while maintaining principle protection you may want to consider a fixed index annuity.

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About North American

North American Company for Life and Health Insurance offers term and permanent life insurance and annuities, including:

The company was founded in 1886 and has stood strong to help protect those who counted on the company for financial security, even through two World Wars, the Great Depression, and multiple recessions.

In 1996, North American was acquired by Sammons Financial Group. Unlike many other financial services companies, North American is not publicly traded—meaning the company is not subject to short-term earnings pressures that are often faced by its publicly traded peers. 

The company maintains strong industry ratings that are a direct result of the efforts of its dedicated employee owners and long-term growth strategy.

North American Ratings

North American Company is rated A+ by AM Best, A+ by Standard & Poor’s, A+ by Fitch, and B by Weiss and has an 89 Comdex Score.

Rating Agency Rating
A.M. Best Company (Best's Ratings, 15 Ratings) A+ (2)
Superior. Assigned to companies that have, in our opinion, a superior ability to meet their ongoing obligations to policyholders.
Standard & Poor's (Financial Strength, 20 Ratings) A+ (5)
An insurer rated 'A' has STRONG financial security characteristics, but is somewhat
more likely to be affected by adverse business conditions than are insurers with higher
ratings.
Fitch Ratings (Financial Strength, 21 Ratings) A+ (5)
Strong. 'A' IFS ratings denote a low expectation of ceased or interrupted payments. They indicate strong capacity to meet policyholder and contract obligations. This capacity may, nonetheless, be more vulnerable to changes in circumstances or in economic conditions than is the case for higher ratings.
Weiss (Safety Rating, 16 Ratings) B (5)
Good. The company offers good financial security and has the resources to deal with a variety of adverse economic conditions. It comfortably exceeds the minimum levels for all of our rating criteria, and is likely to remain healthy for the near future. However, in the event of a severe recession or major financial crisis, we feel that this assessment should be reviewed to make sure that the firm is still maintaining adequate financial strength.
Ranking (Percentile in Rated Companies)89
The Comdex gives the average percentile ranking of this company in relation to all other companies that have been rated by the rating services. The Comdex Ranking is the percentage of companies that are rated lower than this company.

Learn more about what these financial ratings mean

Compare the Guarantee Choice to other 3 Year Fixed Annuities

TermInsurerAnnuityRateAM BestLiquidity
3 Years Atlantic coast life annuity logo Atlantic Coast LifeSafe Haven5.53%B++red
3 Years Oceeanview logo OceanviewHarbourview5.10%A-Green check mark
3 Years Aspida annuity logo ASPIDASynergy Choice5.10%A-Red check mark
3 Years American life logo American LifeAmerican Classic5.00%B++Green check mark
3 Years Athene annuity logo AtheneMaxRate
4.70%AGreen check mark

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