Media & Press

Jason Caudill, MBA
Updated April 7, 2026 | 4 min read

Media & Press Inquiries

Jason Caudill, MBA is available as an expert source on fixed annuity rates, retirement income planning, and insurance product analysis. He works directly with clients every day and brings real-world perspective to every interview.

About Jason Caudill, MBA

Jason caudill, mba - president of my annuity store
Jason Caudill, MBA
President, My Annuity Store, Inc.

Jason Caudill is the founder and president of My Annuity Store, Inc., an independent annuity brokerage that helps consumers compare rates and products from dozens of insurance carriers. He holds an MBA and is licensed to sell annuities in 47 states.

Because My Annuity Store is independent and not captive to any single insurance company, Jason can offer unbiased analysis of the annuity marketplace. He regularly advises pre-retirees and retirees (typically ages 55 to 75) on fixed annuity strategies, with a focus on MYGAs, income planning, and tax-efficient growth.

Jason is a practitioner first. He works with real clients placing real money into annuity contracts every week, which gives him a ground-level view of how rate changes, carrier moves, and regulatory shifts actually affect consumers.

My Annuity Store publishes daily-updated annuity rate data, serves over 4,000 newsletter subscribers, and maintains one of the largest independent annuity rate comparison tools online.

Topics I Can Speak To

  • MYGA and fixed annuity rates – current market rates, carrier pricing trends, and how consumers shop for guaranteed returns
  • Retirement income planning – how annuities fit into a broader retirement income strategy alongside Social Security and investments
  • Annuity vs. CD and savings comparisons – when a fixed annuity beats a bank CD, and when it does not
  • Fed rate impact on annuity pricing – how Federal Reserve decisions flow through to the rates insurers offer consumers
  • Social Security timing strategies – how annuity income can support delaying Social Security to age 67 or 70
  • Tax-deferred growth strategies – using annuities for tax-efficient accumulation in non-qualified accounts
  • Insurance carrier ratings and safety – what AM Best, S&P, and Moody’s ratings mean for consumer protection, and how state guaranty associations work

Data and Resources Available

Journalists and researchers are welcome to request any of the following. All data is sourced from AnnuityRateWatch, updated daily.

Current Rate Data

Top annuity rates by term length (2-year through 10-year), broken down by carrier and product. Updated daily from live market feeds.

Historical Rate Trends

How fixed annuity and MYGA rates have moved over the past 12 to 24 months, including responses to Fed rate decisions.

Real Client Scenarios

Anonymized, real-world examples showing how actual clients used annuities in their retirement plans. Names and identifying details changed.

Product Comparisons

Side-by-side analysis of annuity products vs. CDs, bonds, Treasury bills, and other fixed-income alternatives.

State-by-State Differences

Rate variations and guaranty association coverage limits across all 50 states. Useful for regional or state-focused stories.

Carrier and Industry Analysis

Commentary on insurance company financial strength, product launches, and annuity industry sales trends.

As Seen In
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Cited as a source for
MYGA rate data and analysis

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Press Contact

For interview requests, data inquiries, or expert commentary, reach out directly.

Typical response time: under 2 hours during business hours (Mon-Fri, 9 AM – 5 PM ET). For urgent requests, call directly.

My Annuity Store, Inc. is an independent insurance brokerage. We are not affiliated with any single insurance carrier.

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Editorial Disclosure: Our editorial team independently reviews and rates annuity products. We may earn commissions when you request a quote through our partner links. This content is for informational purposes only and does not constitute financial advice. Learn more.
Disclaimer: This content is for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Annuity products vary by state and carrier. Always consult a licensed financial professional before making any financial decisions. My Annuity Store is an independent marketplace and does not provide investment advice.
Live Data · Updated Daily

Featured Retirement Savings Products for April 18, 2026

Rates updated: April 18, 2026, 3:40 pm ET Source: AnnuityRateWatch
3-Year MYGA Rates Top 4 carriers
Farmers Life Insurance Company Best Rate
Farmers Safeguard Plus 3
Term: 3 yr Min: $10,000 Withdrawal: 0% AM Best B++
5.65% Guaranteed APY
Knighthead Life
Staysail 3 (Simple Interest) SI
Term: 3 yr Min: $100,000 Withdrawal: 0% AM Best A-
5.60% Guaranteed APY
Revol One Financial
DirectGrowth 3
Term: 3 yr Min: $25,000 Withdrawal: 0% AM Best B++
5.55% Guaranteed APY
Knighthead Life
Staysail 3 CA (Simple Interest) SI
Term: 3 yr Min: $100,000 Withdrawal: 0% AM Best A-
5.50% Guaranteed APY

Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

Rates updated: April 18, 2026, 3:40 pm ET Source: AnnuityRateWatch
5-Year MYGA Rates Top 4 carriers
American Gulf Best Rate
Anchor MYGA 5
Term: 5 yr Min: $10,000 Withdrawal: 0% AM Best B++
6.30% Guaranteed APY
Knighthead Life
Staysail 5 (Simple Interest) SI
Term: 5 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.30% Guaranteed APY
Knighthead Life
Staysail 5 CA (Simple Interest) SI
Term: 5 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.20% Guaranteed APY
Farmers Life Insurance Company
Farmers Safeguard Plus 5
Term: 5 yr Min: $10,000 Withdrawal: 0% AM Best B++
6.00% Guaranteed APY

Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

Rates updated: April 18, 2026, 3:40 pm ET Source: AnnuityRateWatch
7-Year MYGA Rates Top 4 carriers
Knighthead Life Best Rate
Staysail 7 (Simple Interest) SI
Term: 7 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.50% Guaranteed APY
Knighthead Life
Staysail 7 CA (Simple Interest) SI
Term: 7 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.40% Guaranteed APY
American Gulf
Anchor MYGA 7
Term: 7 yr Min: $10,000 Withdrawal: 0% AM Best B++
6.30% Guaranteed APY
Farmers Life Insurance Company
Farmers Safeguard Plus 7
Term: 7 yr Min: $10,000 Withdrawal: 0% AM Best B++
5.95% Guaranteed APY

Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

Rates updated: April 18, 2026, 3:40 pm ET Source: AnnuityRateWatch
2-Year MYGA Rates Top 1 carriers
Mass Mutual Best Rate
Premier Voyage 2
Term: 2 yr Min: $1,000,000 Withdrawal: 10% AM Best A++
3.45% Guaranteed APY
3-Year MYGA Rates Top 2 carriers
Guardian Insurance & Annuity Co. Best Rate
Guardian Fixed Target Annuity 3
Term: 3 yr Min: $100,000 Withdrawal: 10% AM Best A++
4.50% Guaranteed APY
Mass Mutual
Premier Voyage 3
Term: 3 yr Min: $1,000,000 Withdrawal: 10% AM Best A++
4.40% Guaranteed APY
4-Year MYGA Rates Top 2 carriers
Guardian Insurance & Annuity Co. Best Rate
Guardian Fixed Target Annuity 4
Term: 4 yr Min: $100,000 Withdrawal: 10% AM Best A++
4.60% Guaranteed APY
Mass Mutual
Premier Voyage 4
Term: 4 yr Min: $1,000,000 Withdrawal: 10% AM Best A++
4.40% Guaranteed APY
5-Year MYGA Rates Top 2 carriers
Reliance Standard Life Best Rate
Eleos MVA 5
Term: 5 yr Min: $10,000 Withdrawal: 10% AM Best A++
4.80% Guaranteed APY
Reliance Standard Life
Reliance Guarantee - 5
Term: 5 yr Min: $20,000 Withdrawal: 10% AM Best A++
4.80% Guaranteed APY
6-Year MYGA Rates Top 2 carriers
Guardian Insurance & Annuity Co. Best Rate
Guardian Fixed Target Annuity 6
Term: 6 yr Min: $100,000 Withdrawal: 10% AM Best A++
4.80% Guaranteed APY
Mass Mutual
Premier Voyage 6
Term: 6 yr Min: $1,000,000 Withdrawal: 10% AM Best A++
4.70% Guaranteed APY
7-Year MYGA Rates Top 2 carriers
Reliance Standard Life Best Rate
Reliance Guarantee - 7
Term: 7 yr Min: $20,000 Withdrawal: 10% AM Best A++
5.00% Guaranteed APY
Mass Mutual
Premier Voyage 7
Term: 7 yr Min: $1,000,000 Withdrawal: 10% AM Best A++
4.75% Guaranteed APY
10-Year MYGA Rates Top 1 carriers
Reliance Standard Life Best Rate
Reliance Guarantee - 10
Term: 10 yr Min: $20,000 Withdrawal: 10% AM Best A++
5.10% Guaranteed APY

Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

Rates updated: April 18, 2026, 3:40 pm ET Source: AnnuityRateWatch
3-Year MYGA Rates Top 2 carriers
Athene IA Best Rate
Athene Max Rate 3
Term: 3 yr Min: $100,000 Withdrawal: Interest Only AM Best A+
5.00% Guaranteed APY
Athene IA
Athene Max Rate 3 (state specific)
Term: 3 yr Min: $100,000 Withdrawal: Interest Only AM Best A+
5.00% Guaranteed APY
4-Year MYGA Rates Top 2 carriers
Nationwide Life Insurance Company Best Rate
Secure Growth 4 MVA
Term: 4 yr Min: $100,000 Withdrawal: 10% AM Best A+
3.90% Guaranteed APY
Integrity Life Insurance Company
MultiVantage 4
Term: 4 yr Min: $20,000 Withdrawal: 10% AM Best A+
3.75% Guaranteed APY
5-Year MYGA Rates Top 2 carriers
Athene IA Best Rate
Athene Max Rate 5
Term: 5 yr Min: $100,000 Withdrawal: Interest Only AM Best A+
5.20% Guaranteed APY
Athene IA
Athene Max Rate 5 (state specific)
Term: 5 yr Min: $100,000 Withdrawal: Interest Only AM Best A+
5.15% Guaranteed APY
6-Year MYGA Rates Top 1 carriers
Integrity Life Insurance Company Best Rate
New Momentum 6
Term: 6 yr Min: $5,000 Withdrawal: 10% AM Best A+
3.60% Guaranteed APY
7-Year MYGA Rates Top 2 carriers
Athene IA Best Rate
Athene Max Rate 7
Term: 7 yr Min: $100,000 Withdrawal: Interest Only AM Best A+
5.30% Guaranteed APY
Athene IA
Athene Max Rate 7 (state specific)
Term: 7 yr Min: $100,000 Withdrawal: Interest Only AM Best A+
5.25% Guaranteed APY
9-Year MYGA Rates Top 2 carriers
Securian Financial Best Rate
SecureOption Choice 9
Term: 9 yr Min: $500,000 Withdrawal: 10% AM Best A+
5.20% Guaranteed APY
Securian Financial
SecureOption Choice 9 CA
Term: 9 yr Min: $500,000 Withdrawal: 10% AM Best A+
5.10% Guaranteed APY
10-Year MYGA Rates Top 2 carriers
Integrity Life Insurance Company Best Rate
MultiVantage 10
Term: 10 yr Min: $20,000 Withdrawal: 10% AM Best A+
4.00% Guaranteed APY
Integrity Life Insurance Company
New Momentum 10
Term: 10 yr Min: $5,000 Withdrawal: 10% AM Best A+
3.75% Guaranteed APY

Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

Rates sourced from AnnuityRateWatch. A-rated carriers (AM Best A− or better) only. Not a solicitation. Rates vary by state and deposit size. Verify current rates before purchasing.

Jason Caudill, MBA
Written by
Jason Caudill, MBA

Jason Caudill, MBA is the founder of My Annuity Store and has spent over 15 years helping clients protect retirement savings with annuities from A-rated carriers. He is an independent licensed insurance agent, not affiliated with any single carrier, which means you always get unbiased guidance.

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