Retirement Planning
Annuity vs. Savings Account: Which Pays More in 2026?
See how fixed annuity rates compare to savings account APYs in 2026. Which pays more? Which is safer? We break…
My Annuity Store Resources
Annuity & Retirement Insights
Clear explanations, practical guides, and insights to help you understand annuities and plan for retirement.
-
-
Retirement Planning
Can You Transfer an Annuity to a Trust? Rules, Taxes, and Strategy
Learn when you can transfer an annuity to a trust, the tax consequences under IRC 72(u), and alternatives like naming…
-
Retirement Planning
How Many Roth IRAs Can You Have? Rules, Limits, and Strategy
No limit on the number of Roth IRAs you can have, but total contributions are capped. Learn the rules, income…
-
Retirement Planning
Social Security Benefits for Divorced Spouses: Rules and Strategy
Divorced spouses may collect up to 50% of an ex-spouses Social Security benefit. Learn the 10-year rule, survivor benefits, and…
-
Retirement Planning
Annuity vs. 401(k): Key Differences Compared (2026)
Compare annuities vs 401(k) plans side by side. Learn the key differences in risk, returns, taxes, fees, and when to…
-
Retirement Planning
Social Security Disability 5-Year Rule: What You Need to Know
The Social Security disability 5-year rule requires recent work credits for SSDI. Learn how it works, exceptions, and the impact…
-
Retirement Planning
What Is an IRA Annuity? Pros, Cons, and How It Works
An IRA annuity combines IRA tax advantages with guaranteed returns. Learn how it works, tax treatment, and whether it fits…
-
Retirement Planning
What Is the 59 1/2 Rule? Early Withdrawal Penalties Explained
The 59 1/2 rule imposes a 10% IRS penalty on early IRA and annuity withdrawals. Learn how it works, the…
-
Retirement Planning
States That Don’t Tax Retirement Income (2026)
13 states don't tax retirement income in 2026. Full list of states with no tax on pensions, Social Security, 401(k),…
