Compare every 7-year MYGA from 90+ A-rated insurance carriers, no personal information required to shop.
| 3-Year MYGA | 6.00% |
| 5-Year MYGA | 6.30% |
| 7-Year MYGA This page | 6.50% |
| 10-Year MYGA | 6.25% |
| Company | Product Name | Rate | Term | Minimum | AM Best Rating | Free Withdrawal | Action |
|---|---|---|---|---|---|---|---|
| Knighthead Life | Staysail 7 (Simple Interest)SI | 6.50% Up to · from 6.25% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| Knighthead Life | Staysail 7 CA (Simple Interest)SI | 6.40% Up to · from 6.15% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| American Gulf | Anchor MYGA 5 | 6.30% | 5 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| American Gulf | Anchor MYGA 6 | 6.30% | 6 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| American Gulf | Anchor MYGA 7 | 6.30% | 7 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| Knighthead Life | Staysail 5 (Simple Interest)SI | 6.30% Up to · from 6.05% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 10 | 6.25% | 10 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 5 | 6.25% | 5 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 7 | 6.25% | 7 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Knighthead Life | Staysail 5 CA (Simple Interest)SI | 6.20% Up to · from 5.95% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 5 (FL) | 6.20% | 5 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 7 (FL) | 6.20% | 7 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Mountain Life | Alpine Horizon 5 | 6.15% | 5 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 10 (FL) | 6.15% | 10 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Farmers Life Insurance Company | Farmers Safeguard Plus 10 | 6.05% | 10 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| Mountain Life | Alpine Horizon 4 | 6.05% | 4 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 10 (CA) | 6.05% | 10 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 5 (CA) | 6.05% | 5 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 7 (CA) | 6.05% | 7 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Farmers Life Insurance Company | Farmers Safeguard Plus 5 | 6.00% | 5 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| Mountain Life | Alpine Horizon 3 | 6.00% | 3 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Mountain Life | Secure Summit 8 | 6.00% | 8 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 3 | 6.00% | 3 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Farmers Life Insurance Company | Farmers Safeguard Plus 7 | 5.95% | 7 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| Ibexis | MYGA Plus 7 (Simple Interest)SI | 5.95% Up to · from 5.60% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Knighthead Life | Staysail 7 With Liquidity (Simple Interest)SI | 5.95% Up to · from 5.70% | 7 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 3 (FL) | 5.90% | 3 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Ibexis | MYGA Plus 7 (Simple Interest) CASI | 5.85% Up to · from 5.50% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Knighthead Life | Staysail 7 CA with Liquidity (Simple Interest)SI | 5.85% Up to · from 5.60% | 7 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Revol One Financial | DirectGrowth 10 | 5.85% | 10 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | DirectGrowth 5 | 5.85% | 5 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | DirectGrowth 7 | 5.85% | 7 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Atlantic Coast Life | Safe Haven 10 | 5.80% | 10 Year | $5,000 | B | Yr 1: 0% | Details Apply |
| Baltimore Life Insurance Company | IQumulate 5 | 5.80% | 5 Year | $5,000 | B++ | Yr 1: 0% | Details Apply |
| Baltimore Life Insurance Company | IQumulate 7 | 5.80% | 7 Year | $5,000 | B++ | Yr 1: 0% | Details Apply |
| Atlantic Coast Life | Safe Haven 7 | 5.75% | 7 Year | $5,000 | B | Yr 1: 0% | Details Apply |
| Ibexis | MYGA Plus 5 (Simple Interest)SI | 5.75% Up to · from 5.45% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Knighthead Life | Staysail 5 With Liquidity (Simple Interest)SI | 5.75% Up to · from 5.50% | 5 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Mountain Life | Secure Summit 10 | 5.75% | 10 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Mountain Life | Secure Summit 3 | 5.75% | 3 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Mountain Life | Secure Summit 5 | 5.75% | 5 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Mountain Life | Secure Summit 7 | 5.75% | 7 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Revol One Financial | DirectGrowth 10 Enhanced Death Benefit | 5.75% | 10 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | DirectGrowth 10 Free Partial Surrender | 5.75% | 10 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Revol One Financial | DirectGrowth 5 (CA) | 5.75% | 5 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | DirectGrowth 5 Enhanced Death Benefit | 5.75% | 5 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | DirectGrowth 5 Free Partial Surrender | 5.75% | 5 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Revol One Financial | DirectGrowth 7 (CA) | 5.75% | 7 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | DirectGrowth 7 Enhanced Death Benefit | 5.75% | 7 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | DirectGrowth 7 Free Partial Surrender | 5.75% | 7 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Atlantic Coast Life | Safe Haven 10 FL | 5.70% | 10 Year | $5,000 | B | Yr 1: 0% | Details Apply |
| Atlantic Coast Life | Safe Haven 5 | 5.70% | 5 Year | $5,000 | B | Yr 1: 0% | Details Apply |
| Atlantic Coast Life | Safe Haven 7 FL | 5.70% | 7 Year | $5,000 | B | Yr 1: 0% | Details Apply |
| Axonic Insurance | Waypoint 5 MYGA | 5.70% Up to · from 5.30% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 3 (CA) | 5.70% | 3 Year | $2,500 | B | Yr 1: 0% | Details Apply |
| Atlantic Coast Life | Safe Haven 5 FL | 5.65% | 5 Year | $5,000 | B | Yr 1: 0% | Details Apply |
| Farmers Life Insurance Company | Farmers Safeguard Plus 3 | 5.65% | 3 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| Fidelity Security Life Insurance Company | TaxVantage® Multi-Year Guaranteed Annuity 5 | 5.65% | 5 Year | $2,500 | A | Yr 1: 0% | Details Apply |
| Ibexis | MYGA Plus 5 (Simple Interest) CASI | 5.65% Up to · from 5.35% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Knighthead Life | Staysail 5 CA With Liquidity | 5.65% Up to · from 5.40% | 5 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Oceanview Life and Annuity | Harbourview 10 | 5.65% Up to · from 5.30% | 10 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Revol One Financial | DirectGrowth 10 Free Free Partial Surrender & Enhanced Death Benefit | 5.65% | 10 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Revol One Financial | DirectGrowth 5 Free Partial Surrender & Enhanced Death Benefit | 5.65% | 5 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Revol One Financial | DirectGrowth 5 Free Partial Surrender (CA) | 5.65% | 5 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Revol One Financial | DirectGrowth 7 Free Partial Surrender & Enhanced Death Benefit | 5.65% | 7 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Revol One Financial | DirectGrowth 7 Free Partial Surrender (CA) | 5.65% | 7 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Fidelity Security Life Insurance Company | TaxVantage® Multi-Year Guaranteed Annuity 7 | 5.60% | 7 Year | $2,500 | A | Yr 1: 0% | Details Apply |
| Knighthead Life | Staysail 3 (Simple Interest)SI | 5.60% Up to · from 5.35% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| Oxford Life Insurance Company | Multi-Select 6 | 5.55% | 6 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | Details Apply |
| Revol One Financial | DirectGrowth 3 | 5.55% | 3 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Axonic Insurance | Waypoint 10 MYGA | 5.50% Up to · from 5.20% | 10 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Axonic Insurance | Waypoint 7 MYGA | 5.50% Up to · from 5.20% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| CL Life | CL Sundance 5 | 5.50% | 5 Year | $20,000 | B++ | Yr 1: Interest Only | Details Apply |
| Knighthead Life | Staysail 3 CA (Simple Interest)SI | 5.50% Up to · from 5.25% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| Liberty Bankers Life | Heritage Elite 9 | 5.50% | 9 Year | $10,000 | A- | Yr 1: 0% | Details Apply |
| Oceanview Life and Annuity | Harbourview 6 | 5.50% Up to · from 5.15% | 6 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| American Life | American Classic 5 (No Liquidity) | 5.45% | 5 Year | $1,000 | B++ | Yr 1: 0% | Details Apply |
| American Life | American Classic 5 Year | 5.45% | 5 Year | $1,000 | B++ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Atlantic Coast Life | Safe Haven 3 | 5.45% | 3 Year | $5,000 | B | Yr 1: 0% | Details Apply |
| Axonic Insurance | Waypoint 3 MYGA | 5.45% Up to · from 5.10% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Liberty Bankers Life | Heritage Elite 7 | 5.45% | 7 Year | $10,000 | A- | Yr 1: 0% | Details Apply |
| Liberty Bankers Life | Heritage Premier 9 | 5.45% | 9 Year | $10,000 | A- | Yr 1: Interest Only | Details Apply |
| Oxford Life Insurance Company | Multi-Select 7 | 5.45% | 7 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | Details Apply |
| Revol One Financial | DirectGrowth 3 (CA) | 5.45% | 3 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | DirectGrowth 3 Enhanced Death Benefit | 5.45% | 3 Year | $25,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | DirectGrowth 3 Free Partial Surrender | 5.45% | 3 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| ELCO Mutual Life & Annuity | Guardian Eagle 5 Year | 5.40% | 5 Year | $10,000 | B++ | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Liberty Bankers Life | Heritage Elite 5 | 5.40% | 5 Year | $10,000 | A- | Yr 1: 0% | Details Apply |
| Liberty Bankers Life | Heritage Premier 7 | 5.40% | 7 Year | $10,000 | A- | Yr 1: Interest Only | Details Apply |
| Mountain Life | Secure Summit 9 | 5.40% | 9 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Atlantic Coast Life | Safe Haven 3 FL | 5.35% | 3 Year | $5,000 | B | Yr 1: 0% | Details Apply |
| Baltimore Life Insurance Company | IQumulate 3 | 5.35% | 3 Year | $5,000 | B++ | Yr 1: 0% | Details Apply |
| CL Life | CL Sundance 3 | 5.35% | 3 Year | $20,000 | B++ | Yr 1: Interest Only | Details Apply |
| Liberty Bankers Life | Heritage Premier 5 | 5.35% | 5 Year | $10,000 | A- | Yr 1: Interest Only | Details Apply |
| Liberty Bankers Life | Heritage Premier Plus 9 | 5.35% | 9 Year | $10,000 | A- | Yr 1: Interest Only | Details Apply |
| Revol One Financial | DirectGrowth 3 Free Partial Surrender & Enhanced Death Benefit | 5.35% | 3 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Revol One Financial | DirectGrowth 3 Free Partial Surrender (CA) | 5.35% | 3 Year | $25,000 | B++ | Yr 1: Interest Only | Details Apply |
| Aspida | Synergy Choice 7 | 5.30% Up to · from 5.15% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| Athene IA | Athene Max Rate 7 | 5.30% Up to · from 5.00% | 7 Year | $100,000 | A+ | Yr 1: Interest Only | Details Apply |
| AuguStar | LunarLock 7 MVA | 5.30% Up to · from 5.10% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock 7 MVA CA | 5.30% Up to · from 5.10% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Ceres Life | Ceres MYGA 7 | 5.30% | 7 Year | $50,000 | B++ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| EquiTrust Life Insurance Company | Certainty Select 10 | 5.30% | 10 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Nassau Life and Annuity Company | Nassau MYAnnuity 7X 0% Free | 5.30% | 7 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| Royal Neighbors of America | MYGA 10 Year | 5.30% Up to · from 5.20% | 10 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| American National Insurance Company | Palladium MYG Annuity 7 | 5.25% Up to · from 5.00% | 7 Year | $250,000 | A | Yr 1: 10% | Details Apply |
| Athene IA | Athene Max Rate 7 (state specific) | 5.25% Up to · from 4.95% | 7 Year | $100,000 | A+ | Yr 1: Interest Only | Details Apply |
| AuguStar | LunarLock 5 MVA | 5.25% Up to · from 5.05% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock 5 MVA CA | 5.25% Up to · from 5.05% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Ceres Life | Ceres MYGA 5 | 5.25% | 5 Year | $50,000 | B++ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Fidelity Security Life Insurance Company | TaxVantage® Multi-Year Guaranteed Annuity 3 | 5.25% | 3 Year | $2,500 | A | Yr 1: 0% | Details Apply |
| Knighthead Life | Staysail 3 With Liquidity (Simple Interest)SI | 5.25% Up to · from 5.00% | 3 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Liberty Bankers Life | Heritage Classic 9 | 5.25% | 9 Year | $10,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Liberty Bankers Life | Heritage Premier Plus 7 | 5.25% | 7 Year | $10,000 | A- | Yr 1: Interest Only | Details Apply |
| Mountain Life | Secure Summit 2 | 5.25% | 2 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Nassau Life and Annuity Company | Nassau MYAnnuity 5X 0% Free | 5.25% | 5 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| Nassau Life and Annuity Company | Nassau Simple Annuity 6SI | 5.25% | 6 Year | $10,000 | B++ | Yr 1: 5% | Details Apply |
| Oceanview Life and Annuity | Harbourview 7 | 5.25% Up to · from 4.90% | 7 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Western United Life Insurance Company. | Navigator Ultra MVA 5 | 5.25% | 5 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| Western United Life Insurance Company. | Navigator Ultra MVA 5 | 5.25% | 5 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| Athene IA | Athene Max Rate 5 | 5.20% Up to · from 4.95% | 5 Year | $100,000 | A+ | Yr 1: Interest Only | Details Apply |
| AuguStar | LunarLock 7 | 5.20% Up to · from 5.00% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock 7 CA | 5.20% Up to · from 5.00% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock Prime 7 MVA | 5.20% Up to · from 5.00% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock Prime 7 MVA CA | 5.20% Up to · from 5.00% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 7 MVA | 5.20% Up to · from 4.95% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| EquiTrust Life Insurance Company | Certainty Select 8 | 5.20% | 8 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Global Atlantic Financial Group | SecureFore 7 | 5.20% Up to · from 5.00% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Global Atlantic Financial Group | SecureFore II 7 | 5.20% Up to · from 5.00% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Ibexis | MYGA Plus 3 (Simple Interest)SI | 5.20% Up to · from 4.90% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Liberty Bankers Life | Heritage Classic 7 | 5.20% | 7 Year | $10,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Oceanview Life and Annuity | Harbourview 4 | 5.20% Up to · from 4.85% | 4 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Oxford Life Insurance Company | Multi-Select 5 | 5.20% | 5 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | Details Apply |
| Oxford Life Insurance Company | Multi-Select 8 | 5.20% | 8 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | Details Apply |
| Royal Neighbors of America | MYGA 5 Year | 5.20% Up to · from 5.10% | 5 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| Royal Neighbors of America | MYGA 9 Year CA | 5.20% Up to · from 5.10% | 9 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| Securian Financial | SecureOption Choice 9 | 5.20% Up to · from 4.90% | 9 Year | $500,000 | A+ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| American National Insurance Company | Palladium MYG Annuity 5 | 5.15% Up to · from 4.90% | 5 Year | $250,000 | A | Yr 1: 10% | Details Apply |
| Athene IA | Athene Max Rate 5 (state specific) | 5.15% Up to · from 4.90% | 5 Year | $100,000 | A+ | Yr 1: Interest Only | Details Apply |
| AuguStar | LunarLock 5 | 5.15% Up to · from 4.95% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock 5 CA | 5.15% Up to · from 4.95% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock Prime 5 MVA | 5.15% Up to · from 4.95% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock Prime 5 MVA CA | 5.15% Up to · from 4.95% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| CL Life | CL Sundance 2 | 5.15% | 2 Year | $20,000 | B++ | Yr 1: Interest Only | Details Apply |
| ELCO Mutual Life & Annuity | Guardian Eagle 3 Year | 5.15% | 3 Year | $10,000 | B++ | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| EquiTrust Life Insurance Company | Certainty Select 6 | 5.15% | 6 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Knighthead Life | Staysail 3 CA With Liquidity (Simple Interest)SI | 5.15% Up to · from 4.90% | 3 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Liberty Bankers Life | Heritage Classic 5 | 5.15% | 5 Year | $10,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Liberty Bankers Life | Heritage Premier Plus 5 | 5.15% | 5 Year | $10,000 | A- | Yr 1: Interest Only | Details Apply |
| Mutual of Omaha | Ultra Premier 7 | 5.15% | 7 Year | $25,000 | A+ | Yr 1: 10% | Details Apply |
| Nationwide Life Insurance Company | Secure Growth 5 MVA | 5.15% Up to · from 4.45% | 5 Year | $100,000 | A+ | Yr 1: 10% | Details Apply |
| North American Company | NAC Guarantee Plus 5 | 5.15% Up to · from 4.90% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | Details Apply |
| Oxford Life Insurance Company | Multi-Select 10 | 5.15% | 10 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | Details Apply |
| Protective Life | Secure Saver 5 | 5.15% Up to · from 3.95% | 5 Year | $75,000 | A+ | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 1 (7) Year Plan Base Policy | 5.15% Up to · from 4.95% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice 1 (7) Base Policy | 5.15% Up to · from 4.60% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| American Life | American Classic 3 (No Liquidity) | 5.10% | 3 Year | $1,000 | B++ | Yr 1: 0% | Details Apply |
| American Life | American Classic 3 Year | 5.10% | 3 Year | $1,000 | B++ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| American National Insurance Company | Palladium MYG Annuity 10 | 5.10% Up to · from 4.85% | 10 Year | $250,000 | A | Yr 1: 10% | Details Apply |
| Aspida | Synergy Choice 5 | 5.10% Up to · from 4.95% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| AuguStar | LunarLock Prime 7 | 5.10% Up to · from 4.90% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock Prime 7 CA | 5.10% Up to · from 4.90% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Clear Spring Life | Preserve MYGA 10 | 5.10% Up to · from 4.80% | 10 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Clear Spring Life | Preserve MYGA 6 | 5.10% Up to · from 4.80% | 6 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Clear Spring Life | Preserve MYGA 7 | 5.10% Up to · from 4.80% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Clear Spring Life | Preserve MYGA 8 | 5.10% Up to · from 4.80% | 8 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Clear Spring Life | Preserve MYGA 9 | 5.10% Up to · from 4.80% | 9 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Global Atlantic Financial Group | SecureFore 5 | 5.10% Up to · from 4.90% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Global Atlantic Financial Group | SecureFore II 5 | 5.10% Up to · from 4.90% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Ibexis | MYGA Plus 3 (Simple Interest) CASI | 5.10% Up to · from 4.80% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Midland National Life | MNL Guarantee Pro 5 | 5.10% Up to · from 4.85% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | Details Apply |
| Nassau Life and Annuity Company | Nassau MYAnnuity 7X 10% Free | 5.10% | 7 Year | $10,000 | B++ | Yr 1: 10% | Details Apply |
| Oxford Life Insurance Company | Multi-Select 4 | 5.10% | 4 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | Details Apply |
| Oxford Life Insurance Company | Multi-Select 9 | 5.10% | 9 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | Details Apply |
| Reliance Standard Life | Reliance Guarantee - 10 | 5.10% | 10 Year | $20,000 | A++ | Yr 1: 10% | Details Apply |
| Royal Neighbors of America | MYGA 5 Year CA | 5.10% Up to · from 5.00% | 5 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 3 (7) Year Plan (Base + PFW) | 5.10% Up to · from 4.90% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| SBLI USA | Select Choice 3 (7) Base Policy + PFW | 5.10% Up to · from 4.55% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Securian Financial | SecureOption Choice 5 | 5.10% Up to · from 4.90% | 5 Year | $500,000 | A+ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Securian Financial | SecureOption Choice 9 CA | 5.10% Up to · from 4.80% | 9 Year | $500,000 | A+ | Yr 1: 10% | Details Apply |
| Western United Life Insurance Company. | Navigator Elite MVA 5 | 5.10% | 5 Year | $10,000 | B++ | Yr 1: 10% | Details Apply |
| Western United Life Insurance Company. | Navigator Elite MVA 7 | 5.10% | 7 Year | $10,000 | B++ | Yr 1: 10% | Details Apply |
| Americo | Platinum Assure 7 | 5.05% | 7 Year | $25,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarGuard 5 MVA | 5.05% Up to · from 4.85% | 5 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarGuard 5 MVA CA | 5.05% Up to · from 4.85% | 5 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarGuard 7 MVA | 5.05% Up to · from 4.85% | 7 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarGuard 7 MVA CA | 5.05% Up to · from 4.85% | 7 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarLock Prime 5 | 5.05% Up to · from 4.85% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock Prime 5 CA | 5.05% Up to · from 4.85% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 7 | 5.05% Up to · from 4.80% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Ceres Life | Ceres MYGA 3 | 5.05% | 3 Year | $50,000 | B++ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Clear Spring Life | Preserve MYGA 5 | 5.05% Up to · from 4.75% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Equitable Financial Life Insurance of America | Guaranteed Growth Strategiessm 7 MVA | 5.05% Up to · from 4.80% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| EquiTrust Life Insurance Company | Certainty Select 5 | 5.05% | 5 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Jackson® | RateProtector 7 | 5.05% Up to · from 4.75% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Nassau Life and Annuity Company | Nassau MYAnnuity 5X 10% Free | 5.05% | 5 Year | $10,000 | B++ | Yr 1: 10% | Details Apply |
| Protective Life | Secure Saver 7 | 5.05% Up to · from 3.95% | 7 Year | $75,000 | A+ | Yr 1: 10% | Details Apply |
| SBLI USA | Select Choice® Plus 1 (7) Year Plan Base Policy MVA | 5.05% Up to · from 4.40% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| Symetra Life Insurance Company | Symetra Select Max 7 | 5.05% Up to · from 4.85% | 7 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| Athene IA | Athene Max Rate 3 | 5.00% Up to · from 4.75% | 3 Year | $100,000 | A+ | Yr 1: Interest Only | Details Apply |
| Athene IA | Athene Max Rate 3 (state specific) | 5.00% Up to · from 4.75% | 3 Year | $100,000 | A+ | Yr 1: Interest Only | Details Apply |
| Axonic Insurance | Waypoint 2 MYGA | 5.00% Up to · from 4.70% | 2 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 5 MVA | 5.00% Up to · from 4.75% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| ELCO Mutual Life & Annuity | Guardian Eagle 10 Year | 5.00% | 10 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| ELCO Mutual Life & Annuity | Guardian Eagle 7 Year | 5.00% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Equitable Financial Life Insurance of America | Guaranteed Growth Strategiessm 5 MVA | 5.00% Up to · from 4.75% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| GBU Life | Asset Guard Select 5 | 5.00% | 5 Year | $25,000 | A- | Yr 1: 10% | Details Apply |
| Midland National Life | MNL Guarantee Pro 7 | 5.00% Up to · from 4.70% | 7 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | Details Apply |
| Mountain Life | Secure Summit 6 | 5.00% | 6 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Mutual of Omaha | Ultra Premier 5 | 5.00% | 5 Year | $25,000 | A+ | Yr 1: 10% | Details Apply |
| Nassau Life and Annuity Company | Nassau Simple Annuity 4SI | 5.00% | 4 Year | $10,000 | B++ | Yr 1: 5% | Details Apply |
| National Life Group | RetireMax Secure 5 MVA | 5.00% Up to · from 4.70% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| North American Company | NAC Guarantee Plus 7 | 5.00% Up to · from 4.70% | 7 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | Details Apply |
| Pacific Guardian Life | Diamond Head 10 | 5.00% | 10 Year | $10,000 | A | Yr 1: 10% | Details Apply |
| Pacific Guardian Life | Diamond Head 5 | 5.00% | 5 Year | $10,000 | A | Yr 1: 10% | Details Apply |
| Pacific Guardian Life | Diamond Head 6 | 5.00% | 6 Year | $10,000 | A | Yr 1: 10% | Details Apply |
| Pacific Guardian Life | Diamond Head 7 | 5.00% | 7 Year | $10,000 | A | Yr 1: 10% | Details Apply |
| Pacific Guardian Life | Diamond Head 8 | 5.00% | 8 Year | $10,000 | A | Yr 1: 10% | Details Apply |
| Pacific Guardian Life | Diamond Head 9 | 5.00% | 9 Year | $10,000 | A | Yr 1: 10% | Details Apply |
| Puritan Life Insurance Company of America | Interest Plus Annuity MYGIA | 5.00% | 10 Year | $25,000 | B++ | Yr 1: 10% | Details Apply |
| Reliance Standard Life | Reliance Guarantee - 7 | 5.00% | 7 Year | $20,000 | A++ | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (7) Year Plan Base Policy MVA | 5.00% Up to · from 4.75% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice® Plus 3 (7) Year Plan (Base + PFW) MVA | 5.00% Up to · from 4.35% | 7 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Securian Financial | SecureOption Choice 5 CA | 5.00% Up to · from 4.80% | 5 Year | $500,000 | A+ | Yr 1: 10% | Details Apply |
| Securian Financial | SecureOption Choice 7 | 5.00% Up to · from 4.70% | 7 Year | $500,000 | A+ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Security Benefit Life | Advanced Choice 5 | 5.00% Up to · from 4.80% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Security Benefit Life | Advanced Choice 7 | 5.00% Up to · from 4.80% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| AuguStar | LunarGuard 5 | 4.95% Up to · from 4.75% | 5 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarGuard 5 CA | 4.95% Up to · from 4.75% | 5 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarGuard 7 | 4.95% Up to · from 4.75% | 7 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarGuard 7 CA | 4.95% Up to · from 4.75% | 7 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| Fidelity & Guaranty Life | FG Guarantee-Platinum 7 | 4.95% | 7 Year | $20,000 | A | Yr 1: Interest Only | Details Apply |
| Jackson® | RateProtector 5 | 4.95% Up to · from 4.65% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Lincoln Financial | Lincoln MYGuarantee Plus 10 | 4.95% Up to · from 3.70% | 10 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| National Security Insurance Company | National Security MYGA 5 (NQ only) | 4.95% | 5 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| National Security Insurance Company | National Security MYGA 7 (NQ only) | 4.95% | 7 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 1 (5) Year Plan Base Policy | 4.95% Up to · from 4.70% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (7) Year Plan (Base + PFW) MVA | 4.95% Up to · from 4.70% | 7 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Symetra Life Insurance Company | Symetra Select Max 5 | 4.95% Up to · from 4.75% | 5 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| Symetra Life Insurance Company | Symetra Select Pro 7 | 4.95% Up to · from 4.75% | 7 Year | $100,000 | A | Yr 1: 15% | Details Apply |
| Americo | Platinum Assure 5 | 4.90% | 5 Year | $25,000 | A | Yr 1: 5% | Details Apply |
| Americo | Platinum Assure 5 CA | 4.90% | 5 Year | $25,000 | A | Yr 1: 10% | Details Apply |
| Athene Annuity & Life Assurance Company of New York | Athene Max Rate 7 MYGA - NY | 4.90% Up to · from 4.70% | 7 Year | $100,000 | A+ | Yr 1: Interest Only | Details Apply |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 7 ROP | 4.90% Up to · from 4.65% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Clear Spring Life | Preserve MYGA 4 | 4.90% Up to · from 4.60% | 4 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Fidelity & Guaranty Life | FG Guarantee-Platinum 5 | 4.90% | 5 Year | $20,000 | A | Yr 1: Interest Only | Details Apply |
| Oceanview Life and Annuity | Harbourview 3 | 4.90% Up to · from 4.55% | 3 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 3 (5) Year Plan (Base + PFW) | 4.90% Up to · from 4.65% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| SBLI USA | Select Choice 1 (5) Base Policy | 4.90% Up to · from 4.50% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| Securian Financial | SecureOption Choice 7 CA | 4.90% Up to · from 4.60% | 7 Year | $500,000 | A+ | Yr 1: 10% | Details Apply |
| The Standard | Multi-Choice 5 | 4.90% Up to · from 4.60% | 5 Year | $100,000 | A | Yr 1: 0% | Details Apply |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 5 | 4.85% Up to · from 4.60% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Midland National Life | MNL Guarantee Pro 3 | 4.85% Up to · from 4.45% | 3 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | Details Apply |
| Oceanview Life and Annuity | Harbourview 5 | 4.85% Up to · from 4.50% | 5 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (5) Year Plan Base Policy MVA | 4.85% Up to · from 4.65% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (7) Year Plan Base Policy | 4.85% Up to · from 4.60% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice 3 (5) Base Policy + PFW | 4.85% Up to · from 4.45% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Symetra Life Insurance Company | Symetra Select Pro 5 | 4.85% Up to · from 4.65% | 5 Year | $100,000 | A | Yr 1: 15% | Details Apply |
| The Standard | Focused Growth Annuity 5 | 4.85% Up to · from 4.55% | 5 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| The Standard | Focused Growth Annuity 7 | 4.85% Up to · from 4.55% | 7 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| The Standard | Multi-Choice 5 Interest Only Withdrawals | 4.85% Up to · from 4.55% | 5 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| Western United Life Insurance Company. | Navigator Ultra MVA 3 | 4.85% | 3 Year | $10,000 | B++ | Yr 1: 0% | Details Apply |
| American General Life Insurance Company | American Pathway VisionMYG 10 | 4.80% Up to · from 4.20% | 10 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| Athene Annuity & Life Assurance Company of New York | Athene Max Rate 5 MYGA - NY | 4.80% Up to · from 4.60% | 5 Year | $100,000 | A+ | Yr 1: Interest Only | Details Apply |
| Corebridge Financial | American Pathway VisionMYG 10 | 4.80% Up to · from 4.20% | 10 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| EquiTrust Life Insurance Company | Certainty Select 3 | 4.80% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Guaranty Income Life | Guaranty Rate Lock 5 | 4.80% Up to · from 4.70% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Guaranty Income Life | Guaranty Rate Lock 7 | 4.80% Up to · from 4.70% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Lincoln Financial | Lincoln MYGuarantee Plus 7 | 4.80% Up to · from 3.65% | 7 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Mass Mutual | Premier Voyage 5 | 4.80% Up to · from 4.50% | 5 Year | $1,000,000 | A++ | Yr 1: 10% | Details Apply |
| Mass Mutual | Premier Voyage 6 | 4.80% Up to · from 4.50% | 6 Year | $1,000,000 | A++ | Yr 1: 10% | Details Apply |
| Mass Mutual | Premier Voyage 7 | 4.80% Up to · from 4.50% | 7 Year | $1,000,000 | A++ | Yr 1: 10% | Details Apply |
| North American Company | NAC Guarantee Plus 3 | 4.80% Up to · from 4.40% | 3 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | Details Apply |
| Oceanview Life and Annuity | Harbourview 2 | 4.80% Up to · from 4.45% | 2 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Pacific Guardian Life | Diamond Head 3 | 4.80% | 3 Year | $10,000 | A | Yr 1: 10% | Details Apply |
| Pacific Guardian Life | Diamond Head 4 | 4.80% | 4 Year | $10,000 | A | Yr 1: 10% | Details Apply |
| Reliance Standard Life | Eleos MVA 5 | 4.80% | 5 Year | $10,000 | A++ | Yr 1: 10% | Details Apply |
| Reliance Standard Life | Reliance Guarantee - 5 | 4.80% | 5 Year | $20,000 | A++ | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 2 (7) Year Plan (Base + ROP) | 4.80% Up to · from 4.60% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (5) Year Plan (Base + PFW) MVA | 4.80% Up to · from 4.60% | 5 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (7) Year Plan (Base + PFW) | 4.80% Up to · from 4.55% | 7 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| SBLI USA | Select Choice 2 (7) Base Policy + ROP | 4.80% Up to · from 4.25% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| The Standard | Multi-Choice 5 10% Withdrawal Provision | 4.80% Up to · from 4.50% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| The Standard | Multi-Choice 7 | 4.80% Up to · from 4.50% | 7 Year | $100,000 | A | Yr 1: 0% | Details Apply |
| American National Insurance Company | Palladium MYG Annuity 3 | 4.75% Up to · from 4.50% | 3 Year | $250,000 | A | Yr 1: 10% | Details Apply |
| Clear Spring Life | Preserve MYGA 3 | 4.75% Up to · from 4.45% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| GBU Life | Asset Guard Select 2 | 4.75% | 2 Year | $25,000 | A- | Yr 1: 10% | Details Apply |
| GBU Life | Asset Guard Select 3 | 4.75% | 3 Year | $25,000 | A- | Yr 1: 10% | Details Apply |
| GBU Life | Asset Guard Select 4 | 4.75% | 4 Year | $25,000 | A- | Yr 1: 10% | Details Apply |
| Guardian Insurance & Annuity Co. | Guardian Fixed Target Annuity 6 | 4.75% Up to · from 4.50% | 6 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| Liberty Bankers Life | Heritage Elite 3 | 4.75% | 3 Year | $10,000 | A- | Yr 1: 0% | Details Apply |
| Lincoln Financial | Lincoln MYGuarantee Plus 5 | 4.75% Up to · from 3.65% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| National Security Insurance Company | National Security MYGA 3 (NQ only) | 4.75% | 3 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Oxford Life Insurance Company | Multi-Select 3 | 4.75% | 3 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | Details Apply |
| SILAC | Secure Savings Elite 5 | 4.75% | 5 Year | $10,000 | B | Yr 1: 0% | Details Apply |
| Symetra Life Insurance Company | Symetra Select Pro 7 GROP | 4.75% Up to · from 4.55% | 7 Year | $100,000 | A | Yr 1: 15% | Details Apply |
| The Standard | Multi-Choice 7 Interest Only Withdrawals | 4.75% Up to · from 4.45% | 7 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 5 ROP | 4.70% Up to · from 4.45% | 5 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Liberty Bankers Life | Heritage Premier 3 | 4.70% | 3 Year | $10,000 | A- | Yr 1: Interest Only | Details Apply |
| Mass Mutual | Stable Voyage 5 | 4.70% Up to · from 4.45% | 5 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| MassMutual Ascend Life Insurance Company | SecureGain 7 2025 | 4.70% Up to · from 4.40% | 7 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| Mutual of Omaha | Ultra - Secure Plus 7 | 4.70% Up to · from 4.55% | 7 Year | $50,000 | A+ | Yr 1: 10% | Details Apply |
| Nationwide Life Insurance Company | Secure Growth 7 MVA | 4.70% Up to · from 4.45% | 7 Year | $100,000 | A+ | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 2 (5) Year Plan (Base + ROP) | 4.70% Up to · from 4.45% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 4 (7) Year Plan (Base + ROP + PFW) | 4.70% Up to · from 4.50% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (5) Year Plan Base Policy | 4.70% Up to · from 4.50% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice 4 (7) Base Policy + ROP + PFW | 4.70% Up to · from 4.15% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| SBLI USA | Select Choice® Plus 1 (5) Year Plan Base Policy MVA | 4.70% Up to · from 4.20% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice® Plus 2 (7) Year Plan (Base + ROP) MVA | 4.70% Up to · from 4.05% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| The Standard | Multi-Choice 5 10% Withdrawal Provision ROP | 4.70% Up to · from 4.40% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| The Standard | Multi-Choice 7 10% Withdrawal Provision | 4.70% Up to · from 4.40% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Western United Life Insurance Company. | Discovery Plus 5 | 4.70% | 5 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Western United Life Insurance Company. | Discovery Plus 7 | 4.70% | 7 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Athene Annuity & Life Assurance Company of New York | Athene Max Rate 3 MYGA - NY | 4.65% Up to · from 4.40% | 3 Year | $100,000 | A+ | Yr 1: Interest Only | Details Apply |
| Equitable Financial Life Insurance of America | Guaranteed Growth Strategiessm 3 MVA | 4.65% Up to · from 4.40% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| MassMutual Ascend Life Insurance Company | SecureGain 5 2025 | 4.65% Up to · from 4.35% | 5 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| Reliance Standard Life | Eleos SP 5 | 4.65% | 5 Year | $10,000 | A++ | Yr 1: 10% | Details Apply |
| Royal Neighbors of America | MYGA 3 Year | 4.65% Up to · from 4.55% | 3 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (7) Year Plan (Base + ROP) MVA | 4.65% Up to · from 4.40% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (5) Year Plan (Base + PFW) | 4.65% Up to · from 4.45% | 5 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| SBLI USA | Select Choice 1 (3) Base Policy | 4.65% Up to · from 4.20% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice 2 (5) Base Policy + ROP | 4.65% Up to · from 4.25% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice® Plus 3 (5) Year Plan (Base + PFW) MVA | 4.65% Up to · from 4.15% | 5 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Securian Financial | SecureOption Choice 3 | 4.65% Up to · from 4.35% | 3 Year | $500,000 | A+ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Security Benefit Life | Advanced Choice 3 | 4.65% Up to · from 4.45% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Western United Life Insurance Company. | Navigator Elite MVA 3 | 4.65% | 3 Year | $10,000 | B++ | Yr 1: 10% | Details Apply |
| AuguStar | LunarGuard 3 MVA | 4.60% Up to · from 4.40% | 3 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarGuard 3 MVA CA | 4.60% Up to · from 4.40% | 3 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| Corebridge Financial | American Pathway Fixed 5 Annuity - No GROP with MVA | 4.60% Up to · from 4.35% | 5 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Corebridge Financial | American Pathway Fixed 7 Annuity - No GROP with MVA | 4.60% Up to · from 4.40% | 7 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 3 Annuity | 4.60% Up to · from 4.35% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 4 Annuity | 4.60% Up to · from 4.35% | 4 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 5 Annuity | 4.60% Up to · from 4.35% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 7 Annuity | 4.60% Up to · from 4.35% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Guardian Insurance & Annuity Co. | Guardian Fixed Target Annuity 4 | 4.60% Up to · from 4.35% | 4 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| Guardian Insurance & Annuity Co. | Guardian Fixed Target Annuity 5 | 4.60% Up to · from 4.35% | 5 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| Liberty Bankers Life | Heritage Classic 3 | 4.60% | 3 Year | $10,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 5 NY | 4.60% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| National Life Group | RetireMax Secure 3 MVA | 4.60% Up to · from 4.30% | 3 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| National Life Group | RetireMax Secure 5 | 4.60% Up to · from 4.30% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 4 (5) Year Plan (Base + ROP + PFW) | 4.60% Up to · from 4.35% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (5) Year Plan (Base + ROP) MVA | 4.60% Up to · from 4.40% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice 3 (3) Base Policy + PFW | 4.60% Up to · from 4.15% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| SBLI USA | Select Choice® Plus 4 (7) Year Plan (Base + ROP + PFW) MVA | 4.60% Up to · from 3.95% | 7 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Symetra Life Insurance Company | Symetra Select Max 3 | 4.60% Up to · from 4.35% | 3 Year | $250,000 | A | Yr 1: Interest Only | Details Apply |
| The Standard | Multi-Choice 7 10% Withdrawal Provision ROP | 4.60% Up to · from 4.30% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| AuguStar | LunarLock 3 MVA | 4.55% Up to · from 4.35% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock 3 MVA CA | 4.55% Up to · from 4.35% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Corebridge Financial | American Pathway Fixed 5 Annuity | 4.55% Up to · from 4.15% | 5 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Corebridge Financial | American Pathway Fixed 5 Annuity - GROP with MVA | 4.55% Up to · from 3.75% | 5 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Corebridge Financial | American Pathway Fixed 7 Annuity - GROP with MVA | 4.55% Up to · from 3.95% | 7 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Corebridge Financial | American Pathway Fixed 7 Annuity - No GROP | 4.55% Up to · from 4.35% | 7 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Jackson® | RateProtector 3 | 4.55% Up to · from 4.25% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Royal Neighbors of America | MYGA 3 Year CA | 4.55% Up to · from 4.45% | 3 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 1 (3) Year Plan Base Policy | 4.55% Up to · from 4.30% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (3) Year Plan Base Policy MVA | 4.55% Up to · from 4.30% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (4) Year Plan Base Policy MVA | 4.55% Up to · from 4.30% | 4 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (7) Year Plan (Base + ROP + PFW) MVA | 4.55% Up to · from 4.30% | 7 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| SBLI USA | Select Choice 2 (3) Base Policy + ROP | 4.55% Up to · from 4.10% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice 4 (5) Base Policy + ROP + PFW | 4.55% Up to · from 4.15% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Securian Financial | SecureOption Choice 3 CA | 4.55% Up to · from 4.25% | 3 Year | $500,000 | A+ | Yr 1: 10% | Details Apply |
| Symetra Life Insurance Company | Symetra Select Pro 3 | 4.55% Up to · from 4.30% | 3 Year | $250,000 | A | Yr 1: 15% | Details Apply |
| Symetra Life Insurance Company | Symetra Select Pro 5 GROP | 4.55% Up to · from 4.35% | 5 Year | $100,000 | A | Yr 1: 15% | Details Apply |
| The Standard | Focused Growth Annuity 10 | 4.55% Up to · from 4.25% | 10 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| Western United Life Insurance Company. | Discovery 7 | 4.55% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Western United Life Insurance Company. | Discovery 7 CA | 4.55% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| AuguStar | LunarGuard 3 | 4.50% Up to · from 4.30% | 3 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| AuguStar | LunarGuard 3 CA | 4.50% Up to · from 4.30% | 3 Year | $100,000 | A | Yr 1: 5% | Details Apply |
| Corebridge Financial | American Pathway Fixed 5 Annuity - GROP | 4.50% Up to · from 3.90% | 5 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 3 Annuity GROP | 4.50% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 4 Annuity GROP | 4.50% Up to · from 4.15% | 4 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 5 Annuity GROP | 4.50% Up to · from 4.15% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 7 Annuity GROP | 4.50% Up to · from 4.15% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Fidelity & Guaranty Life | FG Guarantee-Platinum 3 | 4.50% | 3 Year | $20,000 | A | Yr 1: Interest Only | Details Apply |
| Guaranty Income Life | Guaranty Rate Lock 4 | 4.50% Up to · from 4.40% | 4 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Guardian Insurance & Annuity Co. | Guardian Fixed Target Annuity 3 | 4.50% Up to · from 4.25% | 3 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 3 (3) Year Plan (Base + PFW) | 4.50% Up to · from 4.25% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (7) Year Plan (Base + ROP) | 4.50% Up to · from 4.25% | 7 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (3) Year Plan (Base + PFW) MVA | 4.50% Up to · from 4.25% | 3 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (4) Year Plan (Base + PFW) MVA | 4.50% Up to · from 4.25% | 4 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (5) Year Plan (Base + ROP + PFW) MVA | 4.50% Up to · from 4.30% | 5 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| SILAC | Secure Savings Elite 3 | 4.50% | 3 Year | $10,000 | B | Yr 1: 0% | Details Apply |
| The Standard | Multi-Choice 3 | 4.50% Up to · from 4.20% | 3 Year | $100,000 | A | Yr 1: 0% | Details Apply |
| Western United Life Insurance Company. | Discovery 5 | 4.50% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Western United Life Insurance Company. | Discovery 5 CA | 4.50% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Western United Life Insurance Company. | Discovery 6 | 4.50% | 6 Year | $25,000 | B++ | Yr 1: 15% | Details Apply |
| Western United Life Insurance Company. | Discovery 6 CA | 4.50% | 6 Year | $25,000 | B++ | Yr 1: 15% | Details Apply |
| American General Life Insurance Company | American Pathway VisionMYG 4 | 4.45% Up to · from 4.00% | 4 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| American General Life Insurance Company | American Pathway VisionMYG 5 | 4.45% Up to · from 4.15% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| American General Life Insurance Company | American Pathway VisionMYG 6 | 4.45% Up to · from 4.15% | 6 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| American General Life Insurance Company | American Pathway VisionMYG 7 | 4.45% Up to · from 4.20% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| Americo | Platinum Assure 3 | 4.45% | 3 Year | $25,000 | A | Yr 1: 3% | Details Apply |
| AuguStar | LunarLock 3 | 4.45% Up to · from 4.25% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock 3 CA | 4.45% Up to · from 4.25% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock Prime 3 MVA | 4.45% Up to · from 4.25% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock Prime 3 MVA CA | 4.45% Up to · from 4.25% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 3 MVA | 4.45% Up to · from 4.20% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Corebridge Financial | American Pathway VisionMYG 4 | 4.45% Up to · from 4.00% | 4 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| Corebridge Financial | American Pathway VisionMYG 5 | 4.45% Up to · from 4.15% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| Corebridge Financial | American Pathway VisionMYG 6 | 4.45% Up to · from 4.15% | 6 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| Corebridge Financial | American Pathway VisionMYG 7 | 4.45% Up to · from 4.20% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | Details Apply |
| Mutual of Omaha | Ultra - Secure Plus 5 | 4.45% Up to · from 4.30% | 5 Year | $50,000 | A+ | Yr 1: 10% | Details Apply |
| National Life Group | Green Mountain Freedom 5 | 4.45% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 2 (3) Year Plan (Base + ROP) | 4.45% Up to · from 4.20% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (3) Year Plan (Base + ROP) MVA | 4.45% Up to · from 4.20% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (4) Year Plan (Base + ROP) MVA | 4.45% Up to · from 4.20% | 4 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (5) Year Plan (Base + ROP) | 4.45% Up to · from 4.25% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice 4 (3) Base Policy + ROP + PFW | 4.45% Up to · from 4.00% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| SBLI USA | Select Choice® Plus 2 (5) Year Plan (Base + ROP) MVA | 4.45% Up to · from 3.95% | 5 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| The Standard | Focused Growth Annuity 3 | 4.45% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| The Standard | Multi-Choice 3 Interest Only Withdrawals | 4.45% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: Interest Only | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 7 | 4.40% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 7 CA | 4.40% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Mass Mutual | Premier Voyage 3 | 4.40% Up to · from 4.10% | 3 Year | $1,000,000 | A++ | Yr 1: 10% | Details Apply |
| Mass Mutual | Premier Voyage 4 | 4.40% Up to · from 4.10% | 4 Year | $1,000,000 | A++ | Yr 1: 10% | Details Apply |
| National Security Insurance Company | National Security MYGA 4 (NQ only) | 4.40% | 4 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| National Security Insurance Company | National Security MYGA 6 (NQ only) | 4.40% | 6 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (3) Year Plan Base Policy | 4.40% Up to · from 4.15% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (4) Year Plan Base Policy | 4.40% Up to · from 4.15% | 4 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (7) Year Plan (Base + ROP + PFW) | 4.40% Up to · from 4.15% | 7 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| SBLI USA | Select Choice® Plus 1 (3) Year Plan Base Policy MVA | 4.40% Up to · from 3.85% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| The Standard | Multi-Choice 3 10% Withdrawal Provision | 4.40% Up to · from 4.10% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Western United Life Insurance Company. | Future Select 7 | 4.40% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Western United Life Insurance Company. | Future Select 7 CA | 4.40% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Aspida | Synergy Choice 3 | 4.35% Up to · from 4.20% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| AuguStar | LunarLock Prime 3 | 4.35% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| AuguStar | LunarLock Prime 3 CA | 4.35% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Corebridge Financial | American Pathway Fixed 7 Annuity - GROP | 4.35% Up to · from 3.90% | 7 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Liberty Bankers Life | Heritage Premier Plus 3 | 4.35% | 3 Year | $10,000 | A- | Yr 1: Interest Only | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 6 | 4.35% | 6 Year | $25,000 | B++ | Yr 1: 15% | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 6 CA | 4.35% | 6 Year | $25,000 | B++ | Yr 1: 15% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® 4 (3) Year Plan (Base + ROP + PFW) | 4.35% Up to · from 4.10% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (3) Year Plan (Base + PFW) | 4.35% Up to · from 4.10% | 3 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (4) Year Plan (Base + PFW) | 4.35% Up to · from 4.10% | 4 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (3) Year Plan (Base + ROP + PFW) MVA | 4.35% Up to · from 4.10% | 3 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (4) Year Plan (Base + ROP + PFW) MVA | 4.35% Up to · from 4.10% | 4 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (5) Year Plan (Base + ROP + PFW) | 4.35% Up to · from 4.15% | 5 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| SBLI USA | Select Choice® Plus 3 (3) Year Plan (Base + PFW) MVA | 4.35% Up to · from 3.80% | 3 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| SBLI USA | Select Choice® Plus 4 (5) Year Plan (Base + ROP + PFW) MVA | 4.35% Up to · from 3.85% | 5 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| Symetra Life Insurance Company | Symetra Select Pro 3 GROP | 4.35% Up to · from 4.10% | 3 Year | $250,000 | A | Yr 1: 15% | Details Apply |
| Western United Life Insurance Company. | Discovery Plus 3 | 4.35% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 3 | 4.30% Up to · from 4.05% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Guaranty Income Life | Guaranty Rate Lock 3 | 4.30% Up to · from 4.20% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 5 | 4.30% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 5 CA | 4.30% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Mass Mutual | Stable Voyage 3 | 4.30% Up to · from 4.05% | 3 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| Mass Mutual | Stable Voyage 4 | 4.30% Up to · from 4.05% | 4 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (3) Year Plan (Base + ROP) | 4.30% Up to · from 4.05% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (4) Year Plan (Base + ROP) | 4.30% Up to · from 4.05% | 4 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| SBLI USA | Select Choice® Plus 2 (3) Year Plan (Base + ROP) MVA | 4.30% Up to · from 3.75% | 3 Year | $100,000 | A- | Yr 1: 0% | Details Apply |
| The Standard | Multi-Choice 3 10% Withdrawal Provision ROP | 4.30% Up to · from 4.00% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 5 | 4.30% Up to · from 3.40% | 5 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 7 | 4.30% Up to · from 3.40% | 7 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| ELCO Mutual Life & Annuity | Guardian Eagle 2 Year | 4.25% | 2 Year | $10,000 | B++ | Yr 1: Interest Only · Yr 2+: 15% | Details Apply |
| Manhattan Life Insurance Company | Premium Preferred 7 | 4.25% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Manhattan Life Insurance Company | Premium Preferred 7 CA | 4.25% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Western United Life Insurance Company. | Discovery 3 CA | 4.25% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| National Life Group | RetireMax Secure 3 | 4.20% Up to · from 3.90% | 3 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (3) Year Plan (Base + ROP + PFW) | 4.20% Up to · from 3.95% | 3 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (4) Year Plan (Base + ROP + PFW) | 4.20% Up to · from 3.95% | 4 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| SBLI USA | Select Choice® Plus 4 (3) Year Plan (Base + ROP + PFW) MVA | 4.20% Up to · from 3.65% | 3 Year | $100,000 | A- | Yr 1: 10% | Details Apply |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 3 | 4.20% Up to · from 3.35% | 3 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 4 | 4.20% Up to · from 3.35% | 4 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 5 ROP | 4.20% Up to · from 3.35% | 5 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 7 ROP | 4.20% Up to · from 3.35% | 7 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Western United Life Insurance Company. | Future Select 5 | 4.20% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Western United Life Insurance Company. | Future Select 5 CA | 4.20% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 3 ROP | 4.15% Up to · from 3.90% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 3 NY | 4.15% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Global Atlantic Financial Group | SecureFore 3 | 4.10% Up to · from 3.90% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Global Atlantic Financial Group | SecureFore II 3 | 4.10% Up to · from 3.90% | 3 Year | $100,000 | A | Yr 1: 10% | Details Apply |
| Guaranty Income Life | Guaranty Rate Lock 10 | 4.10% Up to · from 4.00% | 10 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Guaranty Income Life | Guaranty Rate Lock 6 | 4.10% Up to · from 4.00% | 6 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Guaranty Income Life | Guaranty Rate Lock 8 | 4.10% Up to · from 4.00% | 8 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Guaranty Income Life | Guaranty Rate Lock 9 | 4.10% Up to · from 4.00% | 9 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 3 | 4.10% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 3 CA | 4.10% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | Details Apply |
| Nationwide Life Insurance Company | Secure Growth 3 MVA | 4.10% Up to · from 3.85% | 3 Year | $100,000 | A+ | Yr 1: 10% | Details Apply |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 3 ROP | 4.05% Up to · from 3.20% | 3 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 4 ROP | 4.05% Up to · from 3.20% | 4 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Integrity Life Insurance Company | MultiVantage 10 | 4.00% | 10 Year | $20,000 | A+ | Yr 1: 10% | Details Apply |
| Manhattan Life Insurance Company | Premium Preferred 5 | 4.00% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Manhattan Life Insurance Company | Premium Preferred 5 CA | 4.00% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Revol One Financial | Excelera Plus 3 Year | 4.00% | 3 Year | $50,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | Excelera Plus 5 Year | 4.00% | 5 Year | $50,000 | B++ | Yr 1: 0% | Details Apply |
| Revol One Financial | Excelera Plus 7 Year | 4.00% | 7 Year | $50,000 | B++ | Yr 1: 0% | Details Apply |
| Integrity Life Insurance Company | New Momentum 5 | 3.95% | 5 Year | $5,000 | A+ | Yr 1: 10% | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 7 NY | 3.95% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| MassMutual Ascend Life Insurance Company | SecureGain 3 2025 | 3.95% Up to · from 3.60% | 3 Year | $100,000 | A++ | Yr 1: 10% | Details Apply |
| Integrity Life Insurance Company | MultiVantage 5 | 3.90% | 5 Year | $20,000 | A+ | Yr 1: 10% | Details Apply |
| Nationwide Life Insurance Company | Secure Growth 4 MVA | 3.90% Up to · from 3.60% | 4 Year | $100,000 | A+ | Yr 1: 10% | Details Apply |
| SILAC | Secure Savings Elite 2 | 3.90% | 2 Year | $10,000 | B | Yr 1: 0% | Details Apply |
| Integrity Life Insurance Company | MultiVantage 7 | 3.80% | 7 Year | $20,000 | A+ | Yr 1: 10% | Details Apply |
| American Equity Investment Life Insurance Company | GuaranteeShield 3 | 3.75% Up to · from 3.50% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| American Equity Investment Life Insurance Company | GuaranteeShield 5 | 3.75% Up to · from 3.50% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | Details Apply |
| Integrity Life Insurance Company | MultiVantage 4 | 3.75% | 4 Year | $20,000 | A+ | Yr 1: 10% | Details Apply |
| Integrity Life Insurance Company | New Momentum 10 | 3.75% | 10 Year | $5,000 | A+ | Yr 1: 10% | Details Apply |
| Integrity Life Insurance Company | SPDA Series II 7 | 3.75% | 7 Year | $3,000 | A+ | Yr 1: 10% | Details Apply |
| Manhattan Life Insurance Company | Preferred Choice 6 NY | 3.75% | 6 Year | $25,000 | B++ | Yr 1: 15% | Details Apply |
| Securian Financial | SecureOption Focus 7 (ROP) | 3.75% Up to · from 3.45% | 7 Year | $100,000 | A+ | Yr 1: 10% | Details Apply |
| SILAC | Secure Savings Elite 5 (FL) | 3.75% | 5 Year | $10,000 | B | Yr 1: 0% | Details Apply |
| Manhattan Life Insurance Company | Premium Preferred 7 NY | 3.70% | 7 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Integrity Life Insurance Company | New Momentum 7 | 3.65% | 7 Year | $5,000 | A+ | Yr 1: 10% | Details Apply |
| Manhattan Life Insurance Company | Premium Preferred 5 NY | 3.65% | 5 Year | $10,000 | B++ | Yr 1: 15% | Details Apply |
| Integrity Life Insurance Company | New Momentum 6 | 3.60% | 6 Year | $5,000 | A+ | Yr 1: 10% | Details Apply |
| National Integrity Life Insurance | New Momentum 10 | 3.55% | 10 Year | $5,000 | A+ | Yr 1: 10% | Details Apply |
| SILAC | Secure Savings Elite 3 (FL) | 3.50% | 3 Year | $10,000 | B | Yr 1: 0% | Details Apply |
| Mass Mutual | Premier Voyage 2 | 3.45% Up to · from 3.15% | 2 Year | $1,000,000 | A++ | Yr 1: 10% | Details Apply |
| SILAC | Secure Savings 5 Year | 3.45% | 5 Year | $10,000 | B | Yr 1: Interest Only · Yr 2+: 5% | Details Apply |
| National Integrity Life Insurance | New Momentum 7 | 3.35% | 7 Year | $5,000 | A+ | Yr 1: 10% | Details Apply |
| SILAC | Secure Savings 3 Year | 3.15% | 3 Year | $10,000 | B | Yr 1: Interest Only · Yr 2+: 5% | Details Apply |
| SILAC | Secure Savings Elite 2 (FL) | 3.15% | 2 Year | $10,000 | B | Yr 1: 0% | Details Apply |
| SILAC | Secure Savings 2 Year | 2.60% | 2 Year | $10,000 | B | Yr 1: Interest Only · Yr 2+: 5% | Details Apply |
| The United States Life Insurance Co. (NY) | Assured Edge Income Builder | 2.45% | 7 Year | $25,000 | A | Yr 1: 10% | Details Apply |
| American General Life Insurance Company | Assured Edge Income Achiever | 2.00% | 10 Year | $25,000 | A | Yr 1: 10% | Details Apply |
Rates are for informational purposes only and subject to change without notice. Products marked SI use simple interest. Guarantees are backed by the claims-paying ability of the issuing insurance company. Not FDIC insured. State guaranty association limits apply. Always verify with a licensed professional before purchasing.
The rate table above shows every 7-year MYGA in our carrier network. Before sorting by yield alone, here are four factors that separate a great rate from a great product.
A 7-year fixed annuity, also called a 7-year MYGA (Multi-Year Guaranteed Annuity), locks in a guaranteed interest rate for seven years. It typically offers higher rates than 3-year or 5-year contracts because you’re committing your capital for longer, giving the insurance company more investment certainty.
The sweet spot for a 7-year contract is someone who doesn’t need access to the full principal for at least seven years but wants more yield than a shorter-term contract provides. Think: a 60-year-old planning to retire at 67, or a 65-year-old allocating a portion of their IRA to guaranteed growth.
Longer terms generally pay more. Here’s a typical rate spread across terms (rates shift weekly, check the live table above for current figures):
| Term | Typical Rate Range | Best For |
|---|---|---|
| 3-Year MYGA | 4.80% – 5.60% | Short-term parking, near-term income needs |
| 5-Year MYGA | 5.00% – 5.90% | Balanced term, most popular choice |
| 7-Year MYGA | 5.20% – 6.30% | Higher yield, medium-term commitments |
| 10-Year MYGA | 5.10% – 6.10% | Maximum deferral period, long-term planning |
Note that 10-year rates aren’t always higher than 7-year rates, insurers price longer contracts more conservatively. The 7-year term often hits the “sweet spot” in the rate curve.
Bank 7-year CDs typically pay 1.00%–1.50% less than comparable MYGA rates. On a $200,000 investment over seven years, that difference compounds significantly:
| Product | Rate Example | Value at 7 Years ($200K) | Gain |
|---|---|---|---|
| 7-Year Bank CD | 4.50% | $271,020 | $71,020 |
| 7-Year MYGA | 5.50% | $284,890 | $84,890 |
The MYGA advantage: $13,870 more on a $200,000 investment, and that growth is tax-deferred until you withdraw, which can compound the advantage further for investors in higher tax brackets.
The tradeoff: CDs are FDIC-insured; MYGAs are backed by insurer solvency and state guaranty associations (typically up to $250,000 per insurer). Sticking with A-rated carriers, which is all My Annuity Store shows, keeps that risk minimal.
When your 7-year MYGA matures, you typically have several options during a grace period (usually 30 days):
Most carriers send a renewal notice 30–60 days before maturity. If you take no action, the contract typically renews automatically at the carrier’s then-current renewal rate, which may be lower than the original rate.
The surrender period is the 7-year contract term itself. Withdrawals beyond the free-withdrawal allowance (typically 10% of account value per year) trigger a surrender charge during this period. A typical surrender charge schedule looks like this:
| Year | Surrender Charge |
|---|---|
| Year 1 | 8% – 9% |
| Year 2 | 7% – 8% |
| Year 3 | 6% – 7% |
| Year 4 | 5% – 6% |
| Year 5 | 4% – 5% |
| Year 6 | 2% – 3% |
| Year 7 | 1% – 2% |
| After Year 7 | 0% (fully liquid) |
Some carriers also include a Market Value Adjustment (MVA) clause, if interest rates have risen since you purchased, the MVA can reduce your surrender value. Not all 7-year MYGAs have MVAs. The rate table above flags which products include an MVA.
All rates displayed on this page come directly from our licensed data provider, AnnuityRateWatch, which aggregates filings from insurance carriers across the country. Rates are verified and updated weekly.
My Annuity Store only displays rates from A-rated carriers (A–, A, A+, A++ from AM Best). We do not accept payment to inflate or promote specific products. Our advisors are licensed in 47 states and are paid a commission by the insurance carrier, not by you, when a policy is placed.
Top 7-year MYGA rates currently range from 5.20% to 6.30% depending on the carrier, your state, and your investment amount. Rates shift weekly, the live table above always shows the most current figures from verified carrier filings.
In the current rate environment, 7-year MYGAs offer attractive guaranteed yields compared to the near-zero rates of 2020–2021. If you’re comfortable committing funds for seven years and want guaranteed growth without market risk, the timing is favorable. Your advisor can compare current options and run exact projections for your situation.
No, your principal is fully protected. The only way to receive less than you deposited is if you withdraw early, triggering surrender charges and potentially a Market Value Adjustment. If you hold the contract to maturity, you receive your full principal plus all accumulated interest.
Most 7-year MYGAs allow penalty-free withdrawals of up to 10% of your account value per year. Amounts beyond that incur surrender charges (typically 7–9% in year one, declining to near zero by year seven). Withdrawals before age 59½ may also trigger a 10% IRS early distribution penalty on the earnings portion.
All carriers on this page are A-rated by AM Best, which reflects strong financial stability. If a carrier did fail, your state guaranty association would step in, coverage limits are typically $250,000 per insurer. You can increase protection by spreading deposits across multiple carriers.
Interest earned in a non-qualified (non-IRA) MYGA grows tax-deferred, you owe ordinary income tax only when you withdraw. In a traditional IRA, withdrawals are taxed as ordinary income. In a Roth IRA, qualified withdrawals are tax-free. Your tax advisor can help determine the most efficient account type for your situation.
Want to learn more about a carrier before you buy? Our independent reviews cover financial ratings, product details, and who each company is best suited for.
