Projection
What your money earns
Enter your amount to see the guaranteed value, year by year. No market risk, no annual fees.
At 5.75% for 3 years, $100,000 grows to
$118,260.89
+$18,260.89 in guaranteed interest
| Year | Starting Balance | Interest Credited | Ending Balance |
|---|
| Year 1 |
$100,000.00 |
+$5,750.00 |
$105,750.00 |
| Year 2 |
$105,750.00 |
+$6,080.63 |
$111,830.63 |
| Year 3 |
$111,830.63 |
+$6,430.26 |
$118,260.89 |
Assumes the contract is held to maturity at the locked rate, with no withdrawals. Interest compounds annually. Interest grows tax-deferred until withdrawn. Use our single premium immediate annuity calculator if you are looking for lifetime income instead.
Spec sheet
Full product details
The contract
AM Best rating
A+Superior · 2nd highest of 13
Guaranteed rate
5.75%
Term length
3 years
Free withdrawals · year 1
Interest Only
Free withdrawals · years 2+
Interest Only
At the end of the term
Withdraw, renew, or transferFull value, no charges
Early withdrawal charges
Withdrawals above the free amount during the surrender period incur this charge. A Market Value Adjustment (MVA) also applies and can raise or lower the surrender value based on interest rate movement since issue. Source: carrier rate filing via AnnuityRateWatch. Verify final terms against your issued contract.
Read our surrender charge guide →
Who can buy it
Minimum to open this annuity
$10,000Lowest deposit the contract accepts, at a lower rate
Minimum deposit · cash (non-qualified) · to earn 5.75%
$100,000
Minimum deposit · IRA / 401(k) rollover · to earn 5.75%
$100,000
Maximum deposit
$1,000,000
Maximum age to apply
85
Available in
19 states Not available: AL, AR, AZ, CO, DC, FL, GA, GU, IA, IL, IN, KS, KY, LA, MA, ME, MI, MS, MT, NC, ND, NE, NH, NM, NY, PR, RI, SD, TN, VA, VI, VT, WI, WV, WY
View all available states
AKCACTDEHIIDMDMNMONJNVOHOKORPASCTXUTWA
Paperwork
Lock in 5.75% on the Athene Max Rate 3 (state specific)
Carriers change MYGA rates without notice, and the rate is set by your application date, not the day you read this page. Request a quote and we will confirm the current rate for your state and premium, in writing, before you apply.
Reviews
What our clients say
★★★★★ BBB
Sharon B.
Kiara at My Annuity Store was absolutely wonderful to work with! She was efficient, knowledgeable, and incredibly responsive to all of my many questions. She was always available when I needed her and made what initially felt like an overwhelming process much easier. My financial advisor recommended Kiara, and I am so glad he did. After researching all of the different options available, I felt overwhelmed by the choices, but Kiara took the time to explain everything clearly and helped me feel confident that I was making a smart decision with my money. I highly recommend Kiara and My Annuity Store!
★★★★★ BBB
Ralph P.
The process for setting up my annuity was very easy. Communication was quick and to the point. Appreciate the assistance I received and would definitely do business with My Annuity Store again. Thank you.
★★★★★ BBB
Lester W.
Kiara was excellent, she helped me set up two myga's through two different carriers at peak rates. The process takes time at the carrier end, and she kept me informed along the way.
Next steps
How to apply
Most applications take about 10 minutes online, or we can complete it with you over the phone.
1Compare & selectChoose your term and rate.
2Online pre-appQuick 5-minute digital form.
3Specialist reviewA quick call to verify details.
4Direct fundingE-sign and transfer funds.
Personal identificationSocial Security Number and a valid Driver's License or ID.
Beneficiary infoLegal names, dates of birth, and SSNs for your beneficiaries.
Funding detailsBank account/routing numbers or statements for 1035 exchanges.
Suitability infoBasic understanding of your liquid assets and net worth.
Disclosure
How we're paid
You pay us nothing directly. Here's our commission on this product, in plain sight.
1.30%
We are paid by Athene when you make a purchase. Commission rates are updated periodically and subject to change. In limited instances, My Annuity Store may receive higher compensation than the published commission rates based on achieving a certain level of sales volume or as a result of playing an expanded role in policy processing. This is an indirect cost to you, as it is already factored into the interest rate quoted.
Commissions may be slightly lower for individuals age 80 and older.
Learn more about how annuity commissions work →
Ready to lock in 5.75%?
Apply online in about 10 minutes, or talk to a licensed agent first.
Prefer to talk on your schedule? Schedule a call →
More Athene rates
Other MYGA options currently available from this carrier.
See All Rates →
