Is Corebridge a Good Annuity Company?
Yes. Corebridge Financial is one of the largest and most established annuity companies in the United States. It was the #2 seller of individual annuities in 2024, with about $26.6 billion in sales according to LIMRA, behind only Athene.
Its main issuing company, American General Life Insurance Company, holds an A (Excellent) rating from AM Best and A+ ratings from S&P and Fitch. Those ratings are strong, but they sit one notch below the A+ AM Best rating held by several competing MYGA carriers.
The bigger question for 2026 is the pending merger with Equitable. AM Best placed Corebridge’s ratings under review in March 2026 until the deal closes, so check the current rating before you buy.
Corebridge Annuity Products
Corebridge sells multi-year guaranteed annuities (MYGAs), fixed index annuities (FIAs), variable annuities and income annuities. Here is the fixed and fixed index lineup we quote, with live MYGA rates and contract terms.
Corebridge MYGAs
Corebridge’s MYGAs come in two families. Both are issued by American General Life Insurance Company:
- American Pathway Fixed 5 and 7: standard, market value adjustment (MVA) and guaranteed return of premium (GROP) versions of each term. The GROP versions guarantee you get your premium back even if you surrender early.
- American Pathway VisionMYG: 4, 5, 6, 7 and 10-year terms, one of the widest term choices from a single carrier.
- Terms: 4 years to 10 years
- Minimum premium: $25,000
- Max issue age: 85 to 90
- Market value adjustment: on 6 of 13 (see table)
- Not sold in: ID, NY
| Product | Term | Top rate | Min. premium | Surrender charges by year | MVA |
|---|---|---|---|---|---|
| American Pathway Fixed 5 Annuity | 5 yrs | 5.55% | $25,000 | 9-8-7-6-5% | No |
| American Pathway Fixed 5 Annuity - GROP | 5 yrs | 5.5% | $25,000 | 9-8-7-6-5% | No |
| American Pathway Fixed 5 Annuity - GROP with MVA | 5 yrs | 5.55% | $25,000 | 9-8-7-6-5% | Yes |
| American Pathway Fixed 5 Annuity with MVA | 5 yrs | 5.6% | $25,000 | 9-8-7-6-5% | Yes |
| American Pathway Fixed 7 Annuity | 7 yrs | 5.55% | $25,000 | – | No |
| American Pathway Fixed 7 Annuity - GROP | 7 yrs | 5.35% | $25,000 | 9-8-7-6-5-4-2% | No |
| American Pathway Fixed 7 Annuity - GROP with MVA | 7 yrs | 5.55% | $25,000 | 9-8-7-6-5-4-2% | Yes |
| American Pathway Fixed 7 Annuity with MVA | 7 yrs | 5.6% | $25,000 | – | Yes |
| American Pathway VisionMYG 10 | 10 yrs | 5.75% | $25,000 | 8-8-8-7-6-5-4-3-2-1% | Yes |
| American Pathway VisionMYG 4 | 4 yrs | 5.4% | $25,000 | – | Yes |
| American Pathway VisionMYG 5 | 5 yrs | 5.4% | $25,000 | – | No |
| American Pathway VisionMYG 6 | 6 yrs | 5.4% | $25,000 | – | No |
| American Pathway VisionMYG 7 | 7 yrs | 5.4% | $25,000 | – | No |
Top rate is the highest premium tier for each product, effective October 5, 2026, from AnnuityRateWatch. Smaller deposits can earn less, and rates vary by state and change without notice.
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Corebridge Fixed Index Annuities
Corebridge’s Power Series FIAs credit interest from market indexes with a 0% floor, so index losses never reduce your account value. Some versions add an optional income rider for guaranteed lifetime withdrawals.
- Corebridge Power 10 Protector: read our Corebridge Power 10 Protector review.
- Corebridge Power 7 Protector: read our Corebridge Power 7 Protector review.
- Corebridge Power Select Builder: read our Corebridge Power Select Builder review.
Corebridge Pros and Cons
What we like
- Large, established company: the #2 seller of individual annuities in 2024, according to LIMRA
- Strong ratings: AM Best A (Excellent), plus A+ from S&P and Fitch
- Wide term choice: VisionMYG terms of 4, 5, 6, 7 and 10 years
- Return of premium options: GROP versions of American Pathway Fixed 5 and 7
- Higher rates for larger deposits: a separate rate tier at $100,000
What to watch for
- Ratings under review: AM Best placed Corebridge's ratings under review pending the Equitable merger
- One notch below A+: its AM Best A trails A+ rated competitors
- Many similar versions: standard, MVA and GROP versions of the same product can be confusing
- $25,000 minimum: higher than carriers that start at $10,000
- Not sold in New York: New York residents buy through a separate New York company
Corebridge Financial Strength and Ratings
American General Life Insurance Company holds an A (Excellent) rating from AM Best, the third-highest of its 15 levels. S&P and Fitch rate it A+, Moody’s rates it A2, and its Comdex score, a composite of the major rating agencies, is 82 out of 100.
On March 27, 2026, AM Best placed those ratings “under review with developing implications” after the Equitable merger announcement. That means the rating could move in either direction once the deal closes. Read the AM Best rating action for details.
Ratings are current as of the snapshot date above and can change; verify current standing at ambest.com before purchasing.
Who Owns Corebridge?
Corebridge Financial, Inc. is a publicly traded company (NYSE: CRBG). It is the former life and retirement division of AIG, and it is being combined with Equitable Holdings.
- Before 2022, AIG Life & Retirement: the annuity business of American International Group, sold for decades under the American General and AIG names.
- September 2022, IPO: AIG took Corebridge public and has since wound down its controlling stake.
- March 2026, Equitable merger announced: an all-stock deal valued at about $22 billion.
- July 30, 2026, shareholder approval: shareholders of both companies approved the deal, which is expected to close by the end of 2026.
The merger does not change the terms of existing contracts. If you own an “American General” or “AIG” annuity, it is now serviced under the Corebridge name by the same issuing company.
How to Buy a Corebridge Annuity
Corebridge annuities are sold through licensed agents and banks. My Annuity Store is an independent annuity marketplace, not affiliated with Corebridge, and we can compare Corebridge’s products with 90+ top annuity companies.
Corebridge MYGAs start at $25,000, and larger deposits usually earn a higher rate tier. To see how its rates stack up today, compare our live fixed annuity rate table or our list of the best 5-year MYGA rates.
Request a free Corebridge annuity quote to see today’s Corebridge rates beside 90+ top annuity companies, with no obligation.
Frequently Asked Questions
Is Corebridge a good annuity company?
Yes. Corebridge was the #2 seller of individual annuities in the U.S. in 2024, according to LIMRA. Its issuing company, American General Life, holds an A (Excellent) rating from AM Best and A+ ratings from S&P and Fitch, though AM Best placed those ratings under review in March 2026 because of the pending Equitable merger.
Is Corebridge the same as AIG annuities?
Yes. Corebridge Financial is the former life and retirement division of AIG, which took it public in 2022. Its annuities are still issued by American General Life Insurance Company, the same company behind AIG annuities for decades.
Is American General now Corebridge?
Yes. American General Life Insurance Company is part of Corebridge Financial and still issues its annuity contracts. Existing American General annuities are serviced under the Corebridge name.
Is Corebridge merging with Equitable?
Yes. Corebridge and Equitable announced an all-stock merger in March 2026, valued at about $22 billion. Shareholders approved it on July 30, 2026, and it is expected to close by the end of 2026. The merger does not change the terms of existing annuity contracts.
What is Corebridge's AM Best rating?
American General Life Insurance Company is rated A (Excellent) by AM Best, the third-highest of its 15 levels. The rating has been under review with developing implications since March 2026, pending the Equitable merger.
What is the minimum premium for a Corebridge MYGA?
Corebridge American Pathway MYGAs start at $25,000. Deposits of $100,000 or more usually earn a higher rate tier.
