Independent. Unbiased. Transparent.
My Annuity Store is an independent annuity marketplace. We help consumers compare fixed, fixed index, and MYGA annuity rates from dozens of carriers. Everything we publish, like rate data, carrier reviews, product comparisons, and guides, follows the standards on this page.
Our Editorial Mission
Our mission is to give you the clearest, most accurate annuity information available online. We believe that an informed buyer makes a better decision. We do not sell annuities directly – we connect you with licensed agents who do. That independence shapes everything we write.
Who Writes Our Content
Content on My Annuity Store is written by Jason Caudill, MBA, founder of My Annuity Store, Inc. Jason has worked in the annuity industry since 2008 and holds active insurance licenses in all 50 states. He draws on direct carrier relationships, live rate data, and real client conversations to write content that reflects how annuities actually work – not how they are marketed.
Before publishing, all articles are reviewed for factual accuracy against carrier brochures, state insurance department filings, and current rate data pulled directly from our live rate feed.
How We Research Annuity Products
When we review an annuity carrier or product, we examine:
- Financial strength ratings – AM Best, S&P, Moody’s, and Fitch ratings sourced directly from each rating agency
- Product terms – surrender schedules, withdrawal provisions, cap and participation rates sourced from current carrier brochures
- Current rates – pulled daily from our rate data provider, AnnuityRateWatch
- State availability – verified against carrier product availability maps
- Consumer complaints – NAIC complaint index and state insurance department records
We do not rely solely on carrier-supplied marketing materials. Where carrier claims conflict with third-party data, we flag it or exclude the claim.
Editorial Independence and Compensation
My Annuity Store earns compensation when visitors request quotes or apply for annuities through our platform. This is how we keep the site free for consumers.
Our compensation arrangements do not influence our editorial content. Carriers are not reviewed more favorably because they pay higher commissions. Our best-of lists are ranked by rate, financial strength, and product features – not by our business relationship with the carrier.
We do not accept payment to publish positive reviews or to suppress negative information about any carrier.
Rate Data Accuracy
Annuity rates change frequently – sometimes daily. The rates displayed on My Annuity Store are pulled from a live data feed updated each business day. However, rates shown are illustrative. The rate you receive on an actual application depends on:
- The date your application is submitted and approved
- Your state of residence
- The deposit amount (some carriers offer rate tiers)
- Carrier underwriting decisions
Always confirm current rates with a licensed agent before submitting an application. Our data methodology page explains how rates are sourced and displayed.
How We Handle Corrections
We take accuracy seriously. If you find an error – a wrong rate, an outdated carrier rating, or a factual mistake – please contact us at info@myannuitystore.com. We review all correction requests and update articles promptly when errors are confirmed.
Material corrections are noted at the top of the updated article with a correction date.
Content Update Policy
The annuity market moves fast. We review and update our key pages on the following schedule:
- Rate pages – updated daily via live data feed
- Carrier reviews – reviewed quarterly or when a carrier changes its product lineup or ratings
- Educational articles – reviewed annually and updated when tax law, regulations, or market conditions change
- Best-of lists – reviewed monthly
Each article shows a “Last updated” date at the top so you can judge how current the information is.
Advertising and Sponsored Content
My Annuity Store does not publish sponsored articles or paid placements that are labeled as editorial content. If we ever publish sponsored content, it will be clearly labeled “Sponsored” or “Advertisement” and kept visually separate from editorial content.
Display advertising, if present, is served through third-party ad networks. Advertiser relationships do not influence our editorial rankings or recommendations.
Licensing and Regulatory Compliance
My Annuity Store, Inc. is a licensed insurance agency. Jason Caudill holds life and annuity insurance licenses in all 50 states. We operate in compliance with state insurance regulations and applicable federal laws governing the sale and marketing of annuity products.
Nothing on this website constitutes investment advice or a recommendation to purchase any specific annuity product. Annuities are insurance products. All purchases should be made with the guidance of a licensed insurance professional who has reviewed your complete financial situation.
Contact Us
Questions about our editorial standards or content accuracy? Reach us at:
- Email: info@myannuitystore.com
- Phone: 855-583-1104
- Mailing: My Annuity Store, Inc., 1750 Tysons Blvd Suite 1500, McLean, VA 22102
