My Annuity Store, Inc. Terms of Service

Terms of Service

 

Acceptance of the Terms of Service

Welcome to myannuitystore.com (the “Site”), a service of My Annuity Store, Inc., Inc. (hereinafter referred to as “My Annuity Store, Inc.,” “Company “, “we” or “us “). The following terms and conditions, together with any documents they expressly incorporate by reference, govern your use of myannuitystore.com and all related features, products, and services (the “Service” or “Services“).

Please read the Terms of Service carefully before you start to use the Service as they set forth your legal rights and obligations.

By using the Site or Services you represent and warrant that you are of legal age of majority in the jurisdiction in which you reside. By your use of the Site or The Services, you agree to abide by these Terms of Service and all related policies.

My Annuity Store, Inc.

The Site offers informational services for purposes of education on financial matters, health, and wellness, and other topics of general interest gathered from a variety of resources. Although all sources are believed reliable and are collected for the benefit of potential My Annuity Store, Inc. customers and readers at large, we cannot undertake to verify the accuracy of such information, nor the applicability of general, anecdotal, or statistical information to all individuals reading it. These services are provided as an educational tool or guide, you acknowledge that you shall not unduly rely on them. Further, you acknowledge that in matters related to your finances, health, or investment strategies you are advised to seek advice from legal, financial, medical, or tax professionals.

Reliance on Information Posted

We cannot undertake to verify, review and/or update all information posted. We do not warrant the accuracy, completeness, or usefulness of any information offered through the Site. Although it is our objective to provide users helpful information, you must consult suitable professionals before using any information provided for decision-making purposes. You agree that any reliance you place on information posted on the Site is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such information by you or any other visitor to the Site, or by anyone who may be informed of any of its contents.

Informational Objectives

All information posted herein, or further materials requested or offered by us is provided for general information purposes as a convenience to My Annuity Store, Inc. customers and Internet users and is based upon information generally available to the public from services believed to be reliable. Although we believe the information provided on the Site is reliable, we have not verified this information and we do not guarantee its accuracy, completeness, timeliness, or availability. This information is not a substitute for obtaining advice from a licensed professional. This information, including any prospectus information, is not and does not constitute an offer to sell or a solicitation of an offer to buy a security, service, or product. Any products or services generally described on the Site may only be sold by appropriately licensed insurance companies and by licensed and appointed insurance agents and brokers. Products and services described on the Site might not be available, for example, some products described on the Site may not be available in all states. No information available through the Site is intended to be directed to individuals or organizations for whom such products would be unlawful or prohibited.

My Annuity Store, Inc. is a licensed insurance producer but is not licensed to do business in New York.

No information provided through the Site is intended as a solicitation or a replacement for advice from an authorized, duly licensed professional.

Changes to the Terms of Service

Your use of the Site is governed by the version of the Terms of Service in effect on the date the Site is accessed by you. We may modify these Terms of Service at any time, without prior notice to you. Your continued use of the Site after the posting of modified Terms of Service on the Site constitutes your acceptance of the modified terms and conditions. You should review the most current version of this Agreement by visiting the Site and clicking on the Terms of Service hyperlink located at the bottom of the page.

Intellectual Property Rights

The Site, Services, and related materials, features, and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection, and arrangement thereof), are owned by the Company, its licensors or other providers of such material and are protected by the United States and international copyright, trademark, patent, trade secret and/or other intellectual property or proprietary rights laws.

You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Service, except as follows:
Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials. You may store files that are automatically cached by your Web browser for display enhancement purposes; and You may print or download one copy of a reasonable number of pages of the Service for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

Trademarks

The Company name, the term myannuitystore.com and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product, and service names, designs, and slogans on this Service are the trademarks of their respective owners. If the Service contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Service, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

Disclaimer of Warranties

YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES, FEATURES, OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT, AND ANY FEATURES OR ITEMS OBTAINED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE SITE, ITS CONTENT, OR ANY FEATURES OR ITEMS OBTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SITE OR DATA OBTAINED THROUGH THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability

IN NO EVENT WILL THE COMPANY, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SERVICE OR OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICE OR OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification

You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Service or your use of the Site, including, but not limited to, any use of the Site’s content, services and products other than as expressly authorized in these Terms of Service or your use of any information obtained from the Site.

Governing Law and Jurisdiction

These Terms of Service will be governed by Indiana law, without regard to its conflicts of laws principles. FOR ANY CLAIM BROUGHT BY ANY PARTY, YOU AGREE TO SUBMIT AND CONSENT TO THE PERSONAL AND EXCLUSIVE JURISDICTION IN, AND THE EXCLUSIVE VENUE OF, THE STATE AND FEDERAL COURTS LOCATED WITHIN INDIANA.

Your Comments and Concerns

This website is operated by My Annuity Store, Inc., Inc. All notices of copyright infringement claims should be sent to Copyright Agent at copyright@myannuitystore.com. 10497 Balroyal Court, Fishers, IN 46037. (855) 583-1104
If you have questions, concerns, comments, or feedback they should be sent to info@myannuitystore.com.

Modification of the Terms of Service

Your use of the Site is governed by the version of the Terms of Service in effect on the date the Site is accessed by you. We may modify these Terms of Service at any time, without prior notice to you. Your continued use of the Site after the posting of modified Terms of Service on the Site constitutes your acceptance of the modified terms and conditions.

Waiver

The waiver of any breach or default of these Terms of Service by us, will not result in a waiver of any subsequent breach or default and will not act to alter or negate any of our rights.

Each provision of these Terms of Service shall be interpreted in such a manner as to be effective and valid under applicable law, but if any provision of this Agreement shall be deemed invalid, unlawful, or unenforceable under applicable law, such provision shall be ineffective to the extent of such prohibition or invalidity, and such prohibition or invalidity shall not invalidate the remainder of such provision or the other provisions of this Agreement.

No Professional Advice

The Site and the Services are not intended to provide, and we do not provide, any type of professional advice, including but not limited to legal, financial, tax, accounting, or investment advice.

Entire Agreement

Other than as stated in these Terms of Service or as agreed by you and us in writing, these Terms of Service and the Privacy Policy constitutes all of the terms and conditions agreed upon between you and us and supersede any prior agreements, whether written or oral, in relation to the subject matter of these Terms of Service.

Please note, however, that certain parts of the Site and/or certain Services may be governed by additional agreements and terms of service. Before using or purchasing these services, we will indicate that additional terms and conditions apply, and you will have an opportunity to agree to the additional terms. To the extent that there are any conflicting terms between any additional terms and the terms of the Agreement, the additional terms shall prevail.

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