The Secure Summit 9 is a 9-year multi-year guaranteed annuity from Mountain Life.
Not offered by My Annuity Store. We list this annuity so you can see the full market, but we don't sell it. AM Best rates Mountain Life B- (Fair). AM Best downgraded Mountain Life from B+ on January 7, 2026 and placed the rating under review with developing implications. A higher rate is only as good as the company behind it, so compare it against stronger carriers and check your state's guaranty limits.
5.40% every year. It cannot go down during the term.
Any early withdrawal carries a surrender charge.
Of your account value each year, with no surrender charge.
Interest compounds annually at 5.40%. Enter your deposit and select Recalculate to see your own numbers.
| Year | Starting balance | Interest earned | Ending balance |
|---|---|---|---|
| Year 1 | $100,000.00 | +$5,400.00 | $105,400.00 |
| Year 2 | $105,400.00 | +$5,691.60 | $111,091.60 |
| Year 3 | $111,091.60 | +$5,998.95 | $117,090.55 |
| Year 4 | $117,090.55 | +$6,322.89 | $123,413.44 |
| Year 5 | $123,413.44 | +$6,664.33 | $130,077.76 |
| Year 6 | $130,077.76 | +$7,024.20 | $137,101.96 |
| Year 7 | $137,101.96 | +$7,403.51 | $144,505.47 |
| Year 8 | $144,505.47 | +$7,803.30 | $152,308.76 |
| Year 9 | $152,308.76 | +$8,224.67 | $160,533.43 |
Assumes no withdrawals. Interest grows tax-deferred until withdrawn. Rates last updated 11/15/2026 and subject to change until your rate is locked. For illustration purposes only.
This annuity lets you take some money out each year without a charge. Anything above that amount is subject to the charges below until the term ends.
The charge applies to the amount you withdraw above any free amount. Example: withdrawing $10,000 in year 1 would cost $900, before any market value adjustment.
While surrender charges apply, an early withdrawal is also adjusted for interest rate changes. If rates have fallen since you bought, the adjustment adds to what you receive. If rates have risen, it reduces it.
We compare rates from 90+ top annuity companies and are licensed in 47 states. Your contract and your money are held by Mountain Life, never by us.
If you may need money before the 9 years are up, or want to compare this against other terms, talk it through with a licensed agent first. Schedule a call or dial 855-277-8088. No fees and no obligation.
New to MYGAs? Read the MYGA guide, our tax overview, or compare today's best annuity rates. Looking for lifetime income instead? Use our single premium immediate annuity calculator.
Rates last updated 11/15/2026 and subject to change without notice. For illustration purposes only. This annuity is issued by Mountain Life, an insurance company, not a bank, and is not FDIC insured. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Withdrawals may be subject to surrender charges, a market value adjustment and ordinary income tax, and to a 10% federal tax penalty if taken before age 59½. Not available in AK, CA, CO, CT, DC, DE, GU, HI, IA, ID, KS, ME, MI, MN, NC, NH, NJ, NY, OR, PA, PR, SC, SD, VA, VI, VT, WA, WI, WV, WY. My Annuity Store does not give tax or legal advice. Please consult a tax professional or attorney.
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