Revol One Financial ยท A.M. Best B++ ยท 3-Year MYGA

DirectGrowth 3

Multi-year guaranteed annuity from Revol One Financial.

Guaranteed Rate
5.55%
Annual ยท 3-year term
Apply Now Get a Free Quote Speak to a licensed agent: 855-583-1104
$1B+ in annuities placed Established 2020 90+ insurers Licensed in 47 states
Free Withdrawal ยท Year 1
0%
Free Withdrawal ยท Year 2+
0%
Minimum Premium
$25,000
Rate Lock Term
3 yr
Top-Rated MYGA Carriers We Represent
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State Availability

Available in:49 states
Not available in:CA, GU, NY, PR, VI
View all available states
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Product Details

Insurance Company Revol One Financial
A.M. Best Rating B++
Guaranteed Rate 5.55%
Term Length 3 years
Free Withdrawal ยท Year 1 0%
Free Withdrawal ยท Years 2+ 0%
Interest Withdrawals Yes
Min Premium ยท Non-Qualified $25,000
Min Premium ยท Qualified (IRA) $25,000
Maximum Premium $1,000,000
Max Issue Age ยท Non-Qualified 90
Max Issue Age ยท Qualified 85
Rate Effective Date Apr 13, 2026
Product Brochure Download PDF โ†’
Carrier Profile View carrier review โ†’

Growth Calculator

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The Purchase Process

1Compare & SelectChoose your term and rate.
2Online Pre-AppQuick 5-minute digital form.
3Advisor ReviewA quick call to verify details.
4Direct FundingE-sign and transfer funds.

Application Checklist

Have these items ready to complete your application in one sitting.

Personal IdentificationSocial Security Number and a valid Driver's License or ID.
Beneficiary InfoLegal names, dates of birth, and SSNs for your beneficiaries.
Funding DetailsBank account/routing numbers or statements for 1035 exchanges.
Suitability InfoBasic understanding of your liquid assets and net worth.

About Revol One Financial

Read our full Revol One Financial review for a detailed look at the company's history, product lineup, and financial strength.

Revol One Financial carries an A.M. Best rating of B++, an indicator of the company's financial strength and ability to meet its insurance obligations. When you purchase an annuity, your guarantees are backed by the issuing insurance company's claims-paying ability, so carrier strength matters.

What Our Clients Say

4.9
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35 verified client reviews
Sourced from BBB · verify on BBB
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Derek S.

If you are looking for a place to purchase an annuity with no pressure to make the purchase, then My Annuity Store is the place. They answered all my questions and never asked how much are you going to deposit. Jason and Kiara are very genuine people! I am very pleased with the great communication along the way. I was given updates as my application proceeded to issue. You can buy with confidence at My Annuity Store!

โ˜…โ˜…โ˜…โ˜…โ˜… BBB
Andrew S.

Working by the book. Easy to work with.ย Kiara is doing her job!

โ˜…โ˜…โ˜…โ˜…โ˜… BBB
Linh

It very good interest rate for 5 years and easy to explain info. My agent Kiara very helpful with my process.

Read all client reviews →

Ready to lock in 5.55%?

Apply online in about 10 minutes, or talk to a licensed agent first.

Prefer to talk on your schedule? Schedule a call โ†’

What Is a Fixed Annuity?

A fixed annuity is an insurance contract that pays a guaranteed interest rate on your premium, with principal protection from market loss. A multi-year guaranteed annuity (MYGA) is a fixed annuity that locks in one rate for a set term, typically 3 to 10 years.

Fixed annuities are not investments. They are insurance products backed by the issuing carrier's reserves and claims-paying ability, with state guaranty associations providing additional protection.

Read the MYGA guide โ†’

How MYGAs Are Taxed

MYGA earnings grow tax-deferred and are taxed as ordinary income only when withdrawn. For non-qualified contracts, only the interest is taxable; for qualified (IRA) contracts, the full withdrawal is taxed as ordinary income.

Withdrawals before age 59ยฝ may incur a 10% IRS penalty on the gain. At maturity, you can take cash, roll into a new MYGA, do a 1035 exchange, or annuitize for income.

Read about MYGA taxation โ†’

Surrender Charges Explained

Surrender charges apply if you withdraw more than the contract's free withdrawal allowance during the surrender period. Charges typically start at 8-9% in year one and decline 1% per year until they reach zero at the end of the term.

Most contracts allow penalty-free withdrawal of 10% of the contract value each year. Required Minimum Distributions (RMDs) for IRA contracts are generally permitted penalty-free.

Understanding surrender charges โ†’
5.55% 3-Year Guaranteed Apply Now Get a Free Quote
Speak with a licensed agent 855-583-1104

Revol One Financial Review

Read our independent review covering financial strength, product lineup, and pros & cons.

Read full carrier review โ†’

Live rate feed Last updated April 30, 2026. Rates refresh every 6 hours via the AnnuityRateWatch API. Subject to change without notice.

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