Revol One Financial is a Michigan-based annuity company focused on delivering competitive multi-year guaranteed annuity rates through the independent agent channel. The company’s DirectGrowth MYGA has generated strong interest among rate-focused buyers and independent agents looking for competitive fixed rates. As a newer, growing carrier, Revol One occupies the niche of a specialized MYGA issuer built around competitive pricing and straightforward product design.
This review covers Revol One’s financial strength, annuity product lineup, and contact information.
Revol One at a Glance
| Detail | Information |
|---|---|
| Full Legal Name | Revol One Financial |
| Headquarters | Michigan |
| AM Best Rating | B++ (Good) |
| Products Offered | MYGAs (DirectGrowth series) |
| States Available | Select states (varies by product) |
| Minimum Premium | $10,000 (varies by product) |
Revol One’s Financial Strength
Revol One carries a B++ (Good) rating from AM Best, one notch below the A-rated threshold. As a newer entrant in the fixed annuity market, Revol One has not yet accumulated the operating history and scale that typically support A-rated designations. The B++ rating reflects solid financial fundamentals for a developing carrier while acknowledging its earlier-stage position relative to established MYGA issuers.
Michigan insurance regulation governs Revol One’s operations. State guaranty associations provide backstop protection up to state-specific limits. Coverage limits vary by state; see NOLHGA.com for details.
The Revol One DirectGrowth MYGA
The DirectGrowth MYGA is Revol One’s flagship product and the core of its annuity platform. It provides a guaranteed fixed rate for a defined term, with no market exposure and straightforward accumulation mechanics. Download the DirectGrowth MYGA brochure or view the product details sheet.
Revol One has focused on pricing the DirectGrowth competitively relative to its B++ peers, and in many term lengths, it competes with carriers rated at A- or better. For yield-focused buyers who understand the rating context, DirectGrowth warrants evaluation alongside A-rated options.
Revol One MYGA Rates
Current Revol One MYGA rates from our live rate feed:
Current MYGA Rates
Live rates from AnnuityRateWatch · Rates updated July 26, 2026
| Product | Term | Rate (APY) | Min Premium | Last Rate Change | |
|---|---|---|---|---|---|
|
DirectGrowth 3
AM Best B++ |
3 Years | 5.55% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 3 (CA)
AM Best B++ |
3 Years | 5.45% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 3 Enhanced Death Benefit
AM Best B++ |
3 Years | 5.45% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 3 Free Partial Surrender
AM Best B++ |
3 Years | 5.45% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 3 Free Partial Surrender & Enhanced Death Benefit
AM Best B++ |
3 Years | 5.35% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 3 Free Partial Surrender (CA)
AM Best B++ |
3 Years | 5.35% | $10,000+ | Jul 7, 2026 | View Details → |
|
Excelera Plus 3 Year
AM Best B++ |
3 Years | 4% | $50,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 5
AM Best B++ |
5 Years | 6% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 5 (CA)
AM Best B++ |
5 Years | 5.9% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 5 Enhanced Death Benefit
AM Best B++ |
5 Years | 5.9% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 5 Free Partial Surrender
AM Best B++ |
5 Years | 5.9% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 5 Free Partial Surrender & Enhanced Death Benefit
AM Best B++ |
5 Years | 5.8% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 5 Free Partial Surrender (CA)
AM Best B++ |
5 Years | 5.8% | $10,000+ | Jul 7, 2026 | View Details → |
|
Excelera Plus 5 Year
AM Best B++ |
5 Years | 4% | $50,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 7
AM Best B++ |
7 Years | 6% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 7 (CA)
AM Best B++ |
7 Years | 5.9% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 7 Enhanced Death Benefit
AM Best B++ |
7 Years | 5.9% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 7 Free Partial Surrender
AM Best B++ |
7 Years | 5.9% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 7 Free Partial Surrender & Enhanced Death Benefit
AM Best B++ |
7 Years | 5.8% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 7 Free Partial Surrender (CA)
AM Best B++ |
7 Years | 5.8% | $10,000+ | Jul 7, 2026 | View Details → |
|
Excelera Plus 7 Year
AM Best B++ |
7 Years | 4% | $50,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 10
AM Best B++ |
10 Years | 6% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 10 Enhanced Death Benefit
AM Best B++ |
10 Years | 5.9% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 10 Free Partial Surrender
AM Best B++ |
10 Years | 5.9% | $10,000+ | Jul 7, 2026 | View Details → |
|
DirectGrowth 10 Free Free Partial Surrender & Enhanced Death Benefit
AM Best B++ |
10 Years | 5.8% | $10,000+ | Jul 7, 2026 | View Details → |
Rates apply to standard products. State availability varies. Not an offer or solicitation. Always verify current rates before purchasing.
Who Is Revol One Best For?
- Rate-first buyers comfortable with B++ strength: Revol One DirectGrowth rates are frequently among the most competitive available. Buyers who prioritize yield and understand the B++ trade-off will find Revol One worth evaluating.
- MYGA ladder builders seeking yield optimization: Pairing Revol One with an A-rated carrier like Athene or MassMutual is a practical strategy for buyers who want to maximize blended portfolio yield while maintaining A-rated coverage for a portion of their allocation.
Frequently Asked Questions About Revol One
Is Revol One a safe company for annuities?
Revol One’s current AM Best rating is B++ (Good). While this does not indicate distress, it is below the A-range threshold that many financial advisors recommend for new annuity purchases. State guaranty associations provide backstop protection up to state-specific limits. Coverage limits vary by state; see NOLHGA.com for details.
What types of annuities does Revol One offer?
Revol One offers MYGAs through independent agents and financial professionals. Product availability, rates, and features vary by state. Use our rate comparison tool to see what’s currently available from Revol One and competing carriers.
How do I buy an annuity from Revol One?
Revol One annuities are sold through licensed insurance agents and financial professionals. My Annuity Store is an independent platform that can quote Revol One alongside 90+ top annuity companies so you can compare rates, terms, and financial strength ratings in one place. Request a free quote or call 855-277-8088 to get started.
How Does Revol One Compare to Other Carriers?
The annuity marketplace in 2026 is competitive, with dozens of carriers vying for your business. Before committing to any single carrier, it pays to compare at least three to five options side by side. Key factors to evaluate include:
- AM Best financial strength rating – look for A- or higher for maximum peace of mind
- Guaranteed interest rate and term – even a 0.10% difference compounds significantly over a 5- to 10-year contract
- Surrender charge schedule – understand when you can access your money penalty-free
- Free withdrawal provisions – most carriers allow 10% annual withdrawals without penalty
Our live rate comparison tool shows current rates from Revol One and all competing carriers updated daily. You can also request a personalized comparison from our team.
Contact Revol One Financial
| Contact Method | Details |
|---|---|
| Website | www.revolone.com |
| Customer Service | 1-833-573-8665 |
| Mailing Address | Revol One Financial Michigan |
| Hours | Monday–Friday, 9 a.m.–5 p.m. ET |
Compare Revol One Against Other Carriers: My Annuity Store compares Revol One against 90+ top annuity companies, including Athene, Oceanview, and F&G. Get a free comparison quote or call 855-277-8088.
Revol One Financial Pros and Cons
Pros
- DirectGrowth MYGA rates frequently competitive with A-rated peers
- Simple, focused product design - no complexity
- Brochures and product details readily available
- Michigan-based regulated carrier with guaranty association protection
Cons
- B++ (Good) AM Best rating - below A-rated threshold
- Newer carrier with shorter operating history
- Limited state availability compared to national carriers
