5-Year multi-year guaranteed annuity · A.M. Best A+
Assumes the contract is held to maturity and interest compounds annually at the locked rate. No withdrawals.
| Year | Starting Balance | Interest Credited | Ending Balance |
|---|---|---|---|
| Year 1 | $100,000.00 | +$5,500.00 | $105,500.00 |
| Year 2 | $105,500.00 | +$5,802.50 | $111,302.50 |
| Year 3 | $111,302.50 | +$6,121.64 | $117,424.14 |
| Year 4 | $117,424.14 | +$6,458.33 | $123,882.47 |
| Year 5 | $123,882.47 | +$6,813.54 | $130,696.00 |
Withdrawals above the contract's free-withdrawal allowance during the surrender period incur the following charge. A Market Value Adjustment (MVA) also applies on early withdrawals and can increase or decrease the surrender value based on interest rate movement since issue.
| Year | 1 | 2 | 3 | 4 | 5 | 6+ |
|---|---|---|---|---|---|---|
| Charge | 7% | 7% | 7% | 6% | 5% | 0% |
Source: carrier rate filing via AnnuityRateWatch. Verify final terms against your issued contract or licensed agent.
Other MYGA options currently available from this carrier.
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Read our full Nationwide Life Insurance Company review for a detailed look at the company's history, product lineup, and financial strength.
Nationwide Life Insurance Company carries an A.M. Best rating of A+, an indicator of the company's financial strength and ability to meet its insurance obligations. When you purchase an annuity, your guarantees are backed by the issuing insurance company's claims-paying ability, so carrier strength matters.
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Live rate feed Last updated June 22, 2026. Rates refresh every 6 hours via the AnnuityRateWatch API. Subject to change without notice.
