5-Year multi-year guaranteed annuity · A.M. Best A
Assumes the contract is held to maturity and interest compounds annually at the locked rate. No withdrawals.
| Year | Starting Balance | Interest Credited | Ending Balance |
|---|---|---|---|
| Year 1 | $100,000.00 | +$5,000.00 | $105,000.00 |
| Year 2 | $105,000.00 | +$5,250.00 | $110,250.00 |
| Year 3 | $110,250.00 | +$5,512.50 | $115,762.50 |
| Year 4 | $115,762.50 | +$5,788.13 | $121,550.63 |
| Year 5 | $121,550.63 | +$6,077.53 | $127,628.16 |
Withdrawals above the contract's free-withdrawal allowance during the surrender period incur the following charge. A Market Value Adjustment (MVA) also applies on early withdrawals and can increase or decrease the surrender value based on interest rate movement since issue.
| Year | 1 | 2 | 3 | 4 | 5 | 6+ |
|---|---|---|---|---|---|---|
| Charge | 9.4% | 8.5% | 7.5% | 6.5% | 5.5% | 0% |
Source: carrier rate filing via AnnuityRateWatch. Verify final terms against your issued contract or licensed agent.
Other MYGA options currently available from this carrier.
Have these items ready to complete your application in one sitting.
Read our full The Standard review for a detailed look at the company's history, product lineup, and financial strength.
The Standard carries an A.M. Best rating of A, an indicator of the company's financial strength and ability to meet its insurance obligations. When you purchase an annuity, your guarantees are backed by the issuing insurance company's claims-paying ability, so carrier strength matters.
I appreciated Ms. Caudill's speedy service and her honesty. I rate My Annuity Store 5 out of 5.
Kiara has helped me so much.....knowledgable, patient, and kind. Always follows up with me and is a true professional.
Very professional and efficient service. My interactions and follow through with My Annuity Store will lead me to consider further Annuity purchases with them.
Apply online in about 10 minutes, or talk to a licensed agent first.
Prefer to talk on your schedule? Schedule a call →
Live rate feed Last updated May 26, 2026. Rates refresh every 6 hours via the AnnuityRateWatch API. Subject to change without notice.
