Retirement Planning
Best Annuities for Retirement in 2026: 5 Picks by Use Case
Best annuity for SS bridge, joint lifetime income, preserving principal, market upside, and QLAC RMD deferral. Real picks with $100K…
My Annuity Store Resources
Annuity & Retirement Insights
Clear explanations, practical guides, and insights to help you understand annuities and plan for retirement.
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Retirement Planning
Social Security Optimization: How to Maximize Your Benefits (2026)
Maximize Social Security with smart claiming strategies. Learn when to claim, how couples coordinate benefits, and how annuities can bridge…
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Fixed Annuities
Annuity Surrender Charges: How They Work and How to Avoid Them
An annuity surrender charge is a fee for early withdrawals or contract surrender during the surrender period. Learn how annuity…
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Annuities 101
Registered Index Linked Annuity Guide for 2026
A registered index-linked annuity (RILA) offers market-linked growth with a buffer or floor that limits losses. Learn how RILAs work…
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Fixed Index Annuities
Fixed Index Annuity Pros and Cons: What You Gain and What You Give Up
Weigh the pros and cons of fixed index annuities. Learn about cap rates, participation rates, fees, and whether an FIA…
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Annuities 101
Annuity Beneficiary Rules: Payout Options, Spouses and Taxes
An annuity beneficiary can take a lump sum, use the 5-year rule or stretch payments. See spouse vs. non-spouse rules,…
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Fixed Annuities
Guaranteed Minimum Interest Rate in Fixed Annuities
Learn about the guaranteed minimum interest rate in annuities and its effects on worst-case renewal rates, including guaranteed minimum interest…
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Fixed Annuities
Annuity Free Withdrawals: How Penalty-Free Access Works
An annuity free withdrawal lets you take out about 10% a year without a surrender charge. See how it is…
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Annuities 101
Exclusion Ratio for Annuities: How Payments Are Taxed
Learn how the annuity exclusion ratio works, and how to estimate the taxable and tax-free amount for SPIAs and annuitization.
