Annuities 101
Long-Term Care Annuity: How LTC Annuities Work in 2026
A long-term care annuity leverages one deposit 2x to 3x for care costs. How LTC annuities work, the Pension Protection…
My Annuity Store Resources
Annuity & Retirement Insights
Clear explanations, practical guides, and insights to help you understand annuities and plan for retirement.
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Annuities 101
Fee-Based vs. Commission-Based Annuities
See how fee-based and commission-based annuities differ in cost, transparency, and advisor conflicts, and which model may fit your timeline.
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Annuities 101
Annuity Guide: Find the Right Annuity in Minutes
Answer a few quick questions and see live rates from 90+ top annuity companies matched to your goals, state, and…
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Annuity Companies
What Is a Good AM Best Rating? (2026)
A good AM Best rating is A- or higher. See the full AM Best scale, what each grade means, and…
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Annuities 101
Are Annuities Safe? How Your Money Is Protected (2026)
Are annuities safe? Fixed annuities and MYGAs guarantee your principal, but safety depends on the insurer. How to check ratings…
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Annuities 101
Lottery Payout Options: Annuity vs. Lump Sum (2026)
How Powerball and Mega Millions annuity payments work, how they are taxed, and how to decide between the lottery lump…
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Annuities 101
Annuity State Premium Tax (2026): Full Rate Chart
Only 8 states charge an annuity premium tax (0.08% to 3.5%). See the full 50-state chart, what it costs, and…
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Retirement Planning
Guaranteed Income vs Market Income: The Retirement Tradeoff (2026)
Guaranteed income vs market income compared on yield, risk, longevity, and legacy. Side-by-side numbers on $500k at 65 and the…
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Retirement Planning
Sequence of Returns Risk, Visualized (2026)
Sequence of returns risk visualized with a side-by-side example of two retirees with identical averages, identical withdrawals, and dramatically different…
