Individual Retirement Accounts (IRAs)
An IRA is an account set up at a financial institution that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis.
The Power of 403(b) Plans: Building a Secure Retirement
A 403(b) plan is a retirement plan offered by public schools and certain tax-exemt charities. In general terms, it is a school teachers 401(k).
Understanding the SECURE 2.0 Act of 2022: A Comprehensive Guide
Summary of SECURE 2.0 Act Changes You Want to Know As we begin 2023, the SECURE 2.0 Act is set to become one of the most talked-about legislative measures affecting the retirement savings landscape in the United States. SECURE 2.0 makes significant changes to existing retirement laws in an effort to promote retirement savings and […]
What is my Social Security Full Retirement Age?
What is my Full Retirement Age? To begin planning your Social Security withdrawal strategy you will need to know your Full Retirement Age (FRA). “Full retirement age” used to be 65 for everyone; however, it now varies based upon what year you were born. If you were born after 1951, you’ll be eligible to receive […]
The Secure Act & Your IRA: What You Need to Know
What is the SECURE Act? Independent annuity marketplace Real annuity rates from 90+ companies. No email required. We are an independent brokerage, not a lead seller. Compare today’s guaranteed rates, see exactly how we get paid, and speak with a licensed agent only when you decide you want to. Written by Jason Caudill, MBA Founder […]
Who Can Still Stretch an Inherited IRA?
5 Eligible Beneficiaries who may still be eligible to “stretch” an inherited IRA.
What is a Self-Directed IRA and is it a Good Idea?
What is a Self Directed IRA? Is it a Good Idea for Retirement Savings? What Is a Self-Directed IRA? A Self Directed IRA is a type Individual Retirement Account (IRA) that allows you to invest in a really wide variety of alternative investments. Traditional IRAs require that you invest in traditional asset classes, mainly stocks, […]
