Annuities 101
Income Annuity Rates: SPIA and Income Rider Payouts by Age
Compare income annuity rates by age from immediate annuities (SPIAs) and income riders, for single and joint life. Every payout…
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Annuity & Retirement Insights
Clear explanations, practical guides, and insights to help you understand annuities and plan for retirement.
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Annuities 101
RILAs and variable annuities
RILAs and variable annuities are securities as well as insurance contracts, which means you can lose money in them. This…
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Retirement Planning
2026 Tax Brackets for Retirees (and 2027 Projections)
Official 2026 IRS tax brackets, the deductions retirees get at 65, how Social Security and annuity income are taxed, and…
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Industry News
NAIC Moves to Curb Backtested Fixed Index Annuity Illustrations
Regulators are drafting standardized index scenarios for FIA illustrations. Here is what changed, what has not, and how to read…
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Fixed Annuities
Will Annuity Rates Go Up? What to Watch in October 2026
The Fed's next move matters less than the 10-year Treasury. What the Oct. 14 inflation report and the Oct. 28…
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Annuity Companies
Atlantic Coast Life and A-CAP: What Owners Need to Know
Atlantic Coast Life and Sentinel Security Life owners: what the rehabilitation petition, rating downgrades and Florida suspension actually mean for…
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Industry News
What the Fed Rate Hike Means for Annuity Rates
The Fed raised rates to 3.75-4.00% on Sept. 16, 2026. What the Fed rate hike means for annuity rates, product…
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Industry News
The Battle Over Annuity Illustration Rules: Who Wants What (2026 Update)
Regulators are rewriting the rules for fixed index annuity illustrations. Here is who wants what, the timeline so far, and…
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Industry News
AM Best Puts Delaware Life, Clear Spring and Gainbridge on Negative Outlook: What It Means for Annuity Owners
AM Best moved Delaware Life, Clear Spring and Gainbridge to a negative outlook after a $17B affiliated-asset reclassification. What it…
