How We Rate and Review Annuities

Last updated: October 17, 2026

This page explains how we rate and review annuities at My Annuity Store, and where to find the full method behind every number on the site. Each part of the process has its own page, so every score, review, and rate table links to the exact rules behind it.

How we rate and review annuities: the three methods

• How we rate annuity companiesThe published formula and data sources behind every carrier’s Financial Strength Score.
• How we rate annuity productsThe factors we examine on every product review and what each score out of five means.
• How we get our ratesWhere our annuity rate data comes from, how often it refreshes, and how tables are ranked.

What every method has in common

• No paid placement. No insurance company can pay to receive, raise, or remove a score, a review rating, or a position in a rate table.
• Commissions are not an input. Carriers pay us when a client buys an annuity, and commission levels play no part in any score or ranking.
• Third-party data. Rates come from carrier filings through AnnuityRateWatch, and financial strength data comes from the major rating agencies.
• Dated and correctable. Every score and review carries a date, and we correct factual errors when they are reported.

How our best-of lists are ranked

• Company lists, such as the best fixed annuity companies and the best fixed index annuity companies, explain their picks in a “How we picked these companies” section on the list itself.
• Rate tables, such as today’s best fixed annuity rates, sort by the highest guaranteed rate within each term.

Who we are and how we are paid

My Annuity Store, Inc. is an independent annuity agency licensed in 47 states, with access to 90+ top annuity companies. Our editorial policy and disclosures explain how we are paid in more detail.

To report an error, contact us at info@myannuitystore.com or call 855-277-8088. The three pages above are the complete account of how we rate and review annuities.

Frequently asked questions

Last reviewed October 17, 2026. Scores and reviews on My Annuity Store are editorial assessments. They are not credit ratings and not a recommendation to buy any specific contract.