Retirement Calculators & Tools | My Annuity Store

Retirement Calculators & Tools

Compare growth, income, taxes, and annuity strategies in one place. Pick a calculator, run your numbers, and see how MYGAs and other products fit your plan.

Best Multi‑Carrier Annuity Platform of 2025 855-583-1104 • info@myannuitystore.com

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All Calculators

Compound Interest Calculator

See how compounding grows money faster than simple interest with different frequencies.

Growth Beginner ⏱️ <2 min

Retirement Savings Growth

Project your savings with annual contributions, compounding, and inflation.

Growth Beginner ⏱️ 2–5 min

Real Rate of Return

Account for inflation to see your true purchasing-power growth.

Growth Advanced ⏱️ <2 min

CD vs MYGA Comparison

Compare APY and after-tax yield to see your true take-home growth.

Annuity Beginner ⏱️ <2 min

Retirement Income Gap

Estimate the gap between income needs and guaranteed sources.

Income Advanced ⏱️ 2–5 min

Safe Withdrawal Rate Explorer

See how different withdrawal rates and sequences affect longevity.

Income Advanced ⏱️ 2–5 min

RMD Calculator

Generate your Required Minimum Distribution schedule.

Income Beginner ⏱️ <2 min

Social Security Break‑Even

Compare claiming at 62, 67, or 70 to find the crossover age.

Income Beginner ⏱️ <2 min

MYGA Maturity Projection

Estimate maturity value by principal, term, and guaranteed rate.

Annuity Beginner ⏱️ <2 min

Annuity Ladder Builder

Blend terms for liquidity, rate diversification, and steady maturities.

Annuity Advanced ⏱️ 2–5 min

FIA Participation/Cap Explorer

Model index scenarios vs caps, participation rates, and spreads.

Annuity Advanced ⏱️ 2–5 min

Income Rider Payout Estimator

Estimate lifetime income based on age, roll-up rate, and deferral.

Annuity Beginner ⏱️ 2–5 min

After‑Tax Yield (CD vs Annuity)

Compare take-home yield in taxable vs tax-deferred accounts.

Tax Beginner ⏱️ <2 min

Tax‑Deferred Accumulation Advantage

See the growth boost when interest isn’t taxed each year.

Tax Beginner ⏱️ <2 min

Bucket Strategy Planner

Organize funds into short-, mid-, and long-term buckets.

Planning Beginner ⏱️ 2–5 min

Goal Date Calculator

Target a specific amount by date; see needed return or contribution.

Planning Beginner ⏱️ <2 min

Where Do MYGAs Fit in Your Plan?

MYGAs provide guaranteed rates for a fixed term with tax‑deferred growth. Run the growth calculators to see compounding effects, then compare live MYGA rates or build a simple ladder for liquidity.

Popular Guides & Tools

FAQs

What is the best calculator to start with?

If you’re just getting started, try the Compound Interest Calculator to see how growth works, then the CD vs MYGA Comparison to evaluate guaranteed options.

How are MYGAs different from CDs?

Both offer guaranteed rates for a term. MYGAs are tax‑deferred and typically credit annually; CDs are taxable annually. Always compare APY and after‑tax yield.

Do these calculators account for taxes and inflation?

Several do. Look for Tax and Growth tags. We’ll keep expanding tools to include more realistic assumptions.

Will I need my exact numbers?

No. You can start with ballpark estimates and refine as you go. For product quotes, exact details help.

Can I talk to a human?

Absolutely. Call 855‑583‑1104 or email info@myannuitystore.com. We’re happy to help.

Educational use only. Product specifics vary by carrier and contract. Taxes vary by individual. Last updated:

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