The Power of 403(b) Plans: Building a Secure Retirement
A 403(b) plan is a retirement plan offered by public schools and certain tax-exemt charities. In general terms, it is a school teachers 401(k).
Understanding the SECURE 2.0 Act of 2022: A Comprehensive Guide
Summary of SECURE 2.0 Act Changes You Want to Know As we begin 2023, the SECURE 2.0 Act is set to become one of the most talked-about legislative measures affecting the retirement savings landscape in the United States. SECURE 2.0 makes significant changes to existing retirement laws in an effort to promote retirement savings and […]
Charitable Gift Annuities – The Definitive Guide in 2025
A Charitable gift annuity (CGA) is a contractual agreement between a donor and a charity in which the donor makes a single gift to the charity in exchange for guaranteed lifetime payments.
Citibank CD Rates
Citibank CD Rates Before you lock in a Citi CDCompare Citibank CD rates to today’s best annuity rates from 90+ carriers.Multi-year guaranteed annuities (MYGAs) currently offer materially higher fixed rates than Citi CDs at every term from 2 years to 10 years, with the same principal protection. Same lock-in, much better rate.See today’s best annuity […]
Understanding Annuity 1035 Exchange Rules
What is a 1035 Exchange? The Internal Revenue Service (IRS) allows you to exchange an annuity policy that you own for a new annuity policy without paying tax on the gains earned on the original contract. This can be a substantial benefit. This rule is governed by Section 1035 of the Internal Revenue Code which is […]
Who Can Still Stretch an Inherited IRA?
5 Eligible Beneficiaries who may still be eligible to “stretch” an inherited IRA.
6-Step Retirement Planning Checklist to Get the Ball Rolling
Retirement Planning Checklist: 6 Bite Size Steps Before you start your next big chapter of retirement, help make sure you are financially on track for the golden years you want. Like many important to-do’s, breaking them down into a retirement planning checklist can make the exercise much easier to tackle. Plus, your sense of accomplishment […]
