American General Life Insurance Company

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AIG (American International Group)

American General Life Insurance Company is part of American International Group (AIG), a multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions.

AIG was founded in 1960 and is domiciled in Texas. As of May 15, 2020, they had just over $192 Billion in assets.

AIG Financial Ratings

In the table below you will find AIG’s AM Best, Weiss, Fitch, and Standard & Poor’s ratings as well as their Comdex Score.

American General Life Insurance CompanyRating
A.M. Best Company (Best's Ratings, 15 Ratings)A (3)
Moody's (Financial Strength, 21 Ratings)A2 (6)
Standard & Poor's (Financial Strength, 20 Ratings)A+ (5)
Fitch Ratings (Financial Strength, 21 Ratings)A+ (5)
Weiss (Safety Rating, 16 Ratings)B (5)
Comdex Ranking (Percentile in Rated Companies)82

AIG Annuity Rates

The below table lists the best performing AIG Annuities and index annuity crediting strategies based on historical backtesting that was completed using Annuities Genius Software. 

You’ll find three average annual rates of return.

  1. The “Recent” column lists the average annual rate of return for the most recent 10-year period.
  2. The average return during the best 10 year period
  3. The worst column represents the average return during the lowest 10 year period. 

Backtesting was done from 2000 to 2020.

AIG Best Performing Stock Market Indexes RecentBestWorst
Power Index Preferred
1-Year ML Strategic Balance PTP Participation Rate
7 surrender yrs ML Strategic Balanced
5.78%6.95%4.74%
Power Select Plus Income - Lifetime Income Plus Multiplier Flex
2-Year ML Strategic Balanced PTP Spread
10 surrender yrs Rider fee: 1.1% ML Strategic Balanced A
5.66%7.21%4.34%
Power Select Builder
1-Year ML Strategic Balanced PTP Participation Rate
10 surrender yrs Reset: Annual ML Strategic Balanced
5.58%6.71%4.58%
Power 10 Protector
1-Year ML Strategic Balanced PTP Participation Rate
10 surrender yrs ML Strategic Balanced
5.58%6.71%4.58%
Power Select Plus Income - Lifetime Income Plus Multiplier Flex
2-Year AB All Market PTP Participation Rate with Spread
10 surrender yrs Rider fee: 1.1% AB All Market
5.39%6.79%4.71%
Power Select Builder
2-Year AB All Market PTP Participation Rate with Spread
10 surrender yrs AB All Market
5.39%6.79%4.71%
Power 7 Protector
1-Year ML Strategic Balanced PTP Participation Rate
7 surrender yrs ML Strategic Balanced
5.26%6.32%4.32%
Power Index Preferred Plus Income with Lifetime Income Plus Multiplier Flex
1-Year ML Strategic Balance PTP Participation Rate
7 surrender yrs Rider fee: 1% ML Strategic Balanced
5.26%6.32%4.32%

American General Annuities (AIG)

American General Life Insurance Company offers Variable, Fixed, Fixed Index, and Single Premium Immediate Annuities, and they issue them under the AIG brand name.

To access more detailed information about AIG Annuities, their Retirement Toolkits or login to get your individual annuity statement, head to the AIG individual annuities website.  

AIG Contact Information

AIG Phone Number:

For Variable Annuities and Index Annuities: (800) 445-7862

For Fixed, Immediate, and Deferred Income Annuities: (800) 424-4990

For Indexed Annuities Independents: 1 (888) 502-2900, Option 3

 

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