Fixed Index Annuities
Best Fixed Index Annuities for Retirees Over 65 (2026)
Top 5 fixed index annuities for buyers 65+. Short surrender periods, top annuity companies, competitive caps. 2026 rankings from an…
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Annuity & Retirement Insights
Clear explanations, practical guides, and insights to help you understand annuities and plan for retirement.
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Fixed Index Annuities
Monthly Sum Crediting Method in Fixed Index Annuities (2026)
Monthly sum FIA crediting caps positive months but counts full negative months. See when it beats annual point-to-point and when…
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Fixed Index Annuities
Spread (Margin) Crediting in Fixed Index Annuities Explained (2026)
A spread subtracts a fixed percentage from the index return. Learn the breakeven math, typical rates, and when spreads beat…
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Fixed Index Annuities
Participation Rate in Fixed Index Annuities Explained (2026)
A participation rate is one of three mechanisms a fixed index annuity uses to determine how much of an index's…
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Annuities 101
What Dave Ramsey Gets Wrong About Fixed Annuities (2026)
Dave Ramsey says never buy an annuity. Here is what he gets wrong about MYGAs, fees, and returns for retirees…
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Annuities 101
Ken Fisher’s “I Hate Annuities” Campaign: What He’s Not Telling You (2026)
Ken Fisher hates annuities but charges 1.25% AUM fees. A MYGA charges $0. Compare the real costs and conflict of…
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Annuities 101
What Suze Orman Gets Right (and Wrong) About Annuities
Suze Orman says she hates annuities. Here's what she's actually describing, where she's right, and what she's missing about FIAs…
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Fixed Index Annuities
Fixed Index Annuity vs Mutual Fund: A Retirement Comparison
FIA vs mutual fund: when to choose principal protection over market upside. Sequence of returns risk, fees, taxes, and a…
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Fixed Index Annuities
Fixed Index Annuity vs CD: Which Earns More? (2026)
Fixed index annuity vs CD: compare principal protection, growth potential, liquidity, and taxes to see which earns more for your…
