EquiTrust Life Insurance Company Ratings & Review

EquiTrust Life Insurance Company Review

EquiTrust Life Insurance Company was founded in 1966 and offers competitive annuity solutions for those who are approaching or already in retirement. EquiTrust was recognized among the “Wards 50” of top life and health insurance companies for the seventh consecutive year in 2022,

Financial Ratings

A.M. Best

B++ (5th of 15 ratings)

Standard & Poor's

BBB+ (8th of 20 ratings)

Comdex

39 (percentile of rated companies)

Learn about Life Insurance Company Ratings

Assets & Liabilities

Assets: $25,286,122,881

Liabilities: $23,538,766,661

Capital and Surplus: $1,747,356,219

Assets to Liability Ratio: 107.42%

The ratings reflect current independent opinions of the Company’s financial capacity to meet the obligations of its contracts. They are based on quantitative and qualitative evaluations of EquiTrust and its management strategy.

EquiTrust Annuities

Compare EquiTrust Annuity Rates to other top annuity companies.

Fixed Annuities
An annuity is categorized as “fixed” by the fact that the contract value does not change with outside factors, such as the stock market or bond market. By contrast, a “variable” annuity’s value does fluctuate with changes in the markets.

Accumulation Fixed Annuities
Individuals seeking long-term conservative growth with the advantage of tax deferral fit the typical profile of accumulation-annuity buyers. They seek an attractive rate of return but do not wish to expose their money to value fluctuations associated with traditional equity or debt instruments (stocks, bonds, mutual funds, etc.).

Accumulation annuities vary by the way in which interest credits are applied. Interest credits may be based on a one-year renewable fixed rate, a multi-year rate that applies for several years, or on the positive results of a market index, such as the S&P 500® Index.

Accumulation annuities are differentiated by a variety of attributes, including the ability to add premium after the initial purchase, maximum issues ages, minimum premium amounts, crediting options, length of surrender-charge schedules, premium bonuses, withdrawal options, and a variety of riders.

Company Profile

Group Affiliation: None
State of Domicile: Illinois
NAIC Company Code: 62510
Year Founded: 1966

Website: https://www.equitrust.com/

Address:
7100 Westown Parkway, Suite 200
West Des Moines, IA 50266

Frequently Asked Questions

Need more help?

Client Reviews

Would give 6 stars if possible for the professional service I received from Kiara.She went above and beyond my expectations. Great to know that there still are businesses out there that still pride themselves on customer service.

It has been a complete pleasure to deal with Kiara on several occasions opening new annuities. She has a wonderful personality and most importantly has my best interests in mind. She makes sound and knowledgeable investments.

My experience working with My Annuity Store was always very positive. I was able to reach my representative easily and consistently. She was always able to answer my questions and provided clear direction on every step of the process. I am very happy with the outcome and would recommend My Annuity Store to anyone who may be considering an annuity.

Great experience! Excellent customer service!

I would highly recommend My Annuity Store and Kiara for your annuity investment needs. They are very helpful and knowledgeable.

These guys are awesome. As l was buying my annuity rates were going up so I cancelled 2 annuities Kiara had already completed and submitted applications for and bought a third annuity at a higher rate. They were more than happy to do whatever I wanted and always put my needs first. I highly recommend them.

I worked with Jason and Kiara setting up an annuity. They went over and above expectations. They got me the best deal and were very fast getting all the papers in order via 2 day ups. I will be working with them in the near future. Exellent service! Like