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VALIC Variable Annuity Life Insurance Company Pros and Cons

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VALIC Annuities

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VALIC – The Variable Annuity Life Insurance Company was founded in 1955 and is based in Houston, Texas. 

VALIC was a part of American International Group (AIG); however,  AIG Retirement Services is now Corebridge Financial Group. VALIC is a wholly-owned subsidiary of Corebridge Financial, Inc.  

If you are a current VALIC Annuity Policyholder you can now access your online account at VALIC Annuity.

VALIC Variable Annuity Life Insurance Company Ratings

A+ (5th of 21 ratings)
A.M. Best
A (3rd of 15 ratings)
A2 (6th of 21 ratings)
Standard & Poor's
A+ (5th of 20 ratings) 77%

A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders.

View our Important Notice: Best’s Credit Ratings for a disclaimer notice and complete details at Data for Year-End 2021 from the life insurance companies’ statutory annual statements. All ratings shown are current as of March 14, 2023.

Financial Analysis

Capital and Surplus: $3,280,619,573

Assets to Liabilities Ratio: 107.07%

Assets: $49,671,382,944

Liabilities: $46,390,763,371

VALIC Annuity Contact Information

Phone Numbers

1.800.448.2542Values & contract information
24-hour Automated
1.800.448.2542Contract Owners
M-F, 7 a.m. – 8 p.m. CT
1.888.478.7020Plan Sponsor Support
M-F, 7 a.m. – 6 p.m. CT
Regular Mailing Address (Including Premium Payments):
Corebridge Retirement Services  
P.O. BOX 15648 
Amarillo, TX 79105-5648
Overnight Mailing Address:
Corebridge Retirement Services 
1050 N. Western St.
Amarillo, TX 79106-7011

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Annuities are issued by The Variable Annuity Life Insurance Company, Houston, TX. Variable annuities are distributed by AIG Capital Services, Inc., member FINRA.Securities and investment advisory services are offered through VALIC Financial Advisors, Inc., member FINRASIPC, and an SEC-registered investment adviser, 2919 Allen Pkwy, Houston, TX 77019-2158.

VALIC Retirement Services Company provides retirement plan recordkeeping and related services and is the transfer agent for certain affiliated variable investment options. All companies above are wholly owned subsidiaries of Corebridge Financial, Inc. Corebridge Retirement Services, Corebridge Financial, and Corebridge are marketing names used by these companies.

This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting, or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. 

Please consult with your financial professional regarding your situation. For legal, accounting, or tax advice consult the appropriate professional.

Investing involves risk, including the possible loss of principal. Investment values of variable products fluctuate so that investment units when redeemed, may be worth more or less than their original cost. Check the background of your investment professional or this firm at BrokerCheck by FINRA.

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