Gainbridge Annuity Reviews 2025

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Company Profile

Group Affiliation:  Group 1001
State of Domicile:  DE
NAIC Company Code:  15691
Year Founded:  2015
Phone:  (866) 252-9439
Address:  Group 1001 Way
  Zionsville, IN 46077

Company Information

Gainbridge Life Insurance Company ("Gainbridge"), domiciled in Delaware with its principal office located in Zionsville, Indiana, was established in 2015. As an Insurtech subsidiary of Group 1001, Gainbridge aims to enable consumers to manage their financial future by offering accessible solutions designed for a wide range of budgets and levels of financial expertise.

The company's platform delivers straightforward financial products supported by advanced technology, ensuring transparency without unnecessary complexity or hidden fees. Group 1001 employs over 1,400 professionals, manages more than $65 billion in assets, and serves upwards of 950,000 customers. Its portfolio includes Delaware Life, Gainbridge, Clear Spring Health, Clear Spring Property and Casualty Group, Clear Spring Life and Annuity Company, RVI Group, and other affiliated brands.

Assets and Liabilities

Assets:  $ 472,744,000
Liabilities:  $409,704,000
Capital and Surplus:  $65,886,000
Assets to Liability Ratio:  113.9%

Ratings

A-
(4th of 15 ratings)
A+
(Not Rated)
N/A
(Not Rated)
N/A
(Not Rated)
0
(Not Rated)

Learn more about what these financial ratings mean

Insurer Financial Charts

Gainbridge financial charts overview
Financial charts overview
Gainbridge non-performing assets and bond quality charts
Non-performing assets and bond quality

Gainbridge Annuity Reviews

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A Best's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/ratings/notice. Financial data for Year-End 2024 from the life insurance companies' statutory annual statements. All ratings shown are current as of October 15, 2025.

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