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Annuity Calculators

Retirement and annuity calculators for you to use.

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Retirement & Annuity Calculators Hub | My Annuity Store

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Income Rider Calculator

Estimate potential future income from a fixed indexed annuity income rider. Model roll-up/growth, income start timing, and compare scenarios.

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Income · Annuities · Optimization

Fixed Annuity Calculator

Estimate how a fixed annuity may grow based on premium, term, and guaranteed rate assumptions.

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Annuities

Immediate Annuity Calculator

Estimate potential income from a single premium immediate annuity (SPIA) based on age and deposit.

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Annuities · Income

CD Calculator

Calculate certificate of deposit growth over time using term, rate, and compounding assumptions.

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Planning

CD vs. Annuity Calculator

Compare projected outcomes of CDs vs. annuities side-by-side using rate, term, and growth assumptions.

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Annuities · Planning · Optimization

Compound Interest Calculator

Project long-term growth using contributions, rate assumptions, and compounding frequency.

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Planning

Simple vs. Compound Interest Calculator

See the difference between simple interest and compound interest over time and across rates.

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Planning · Optimization

Social Security Taxable Benefits Calculator

Estimate how much of your Social Security benefits may be taxable based on income inputs.

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Tax · Planning

Calculator FAQs

Are these retirement and annuity calculators free to use?

Yes. All calculators in this hub are free to use. They’re designed to help you explore scenarios before you request a quote or speak with a licensed agent.

Do the calculator results include taxes, fees, or inflation?

Some tools include tax-related estimates (for example, Social Security taxable benefits). In general, results are estimates and may not reflect product fees, rider charges, surrender schedules, inflation, or your full tax situation unless the calculator explicitly asks for those inputs.

How accurate are these calculator estimates?

They’re meant for planning and comparison—not as a guarantee of future performance or a commitment from any insurer. Actual annuity rates, payout factors, crediting methods, and taxes vary by carrier, product, state, age, and timing.

What information do I need to use the calculators?

Most calculators only need basics like age, deposit amount, time horizon, and a rate or growth assumption. For tax-related tools, you may need estimated income figures. If you’re not sure, start with defaults and refine later.

Will using these calculators create an application or trigger a sales call?

No. Using the calculators by itself does not submit an application. If you choose to request a quote or talk with an agent, you’ll take an explicit action to do that.

Can I talk to someone to review my results?

Yes. If you’d like help interpreting results or comparing annuity options, you can contact My Annuity Store for a no-pressure conversation and next steps.

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