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Multi-Year Guaranteed Annuity (MYGA)

American Gulf Anchor MYGA

5-, 6-, or 7-year guaranteed rate MYGA from a company with 50+ years of experience. B++ (Good) by AM Best. Lock in steady, tax-deferred growth with 100% principal protection. Choose No Liquidity (highest rate) or 10% Liquidity.

Selected Term: 5 Years
6.30% Guaranteed Rate
5 / 6 / 7 Year Terms • Compounding Interest
Base rates as of 09/22/2025 and subject to change prior to issue/funding. No Liquidity: 6.30%. 10% Liquidity: 6.15%.
Get Rate Hold Schedule Call Brochure PDF
State approvals: AL, AR, AK, FL, GA, IA, IL, IN, KS, KY, LA, MO, MS, MT, NV, OK, SC, SD, TN, TX, UT • Min Premium: $10,000 • Issue Ages: 0–89

Growth Calculator (Illustrative)

Annual Compounding (Illustrative)

Model hypothetical accumulation at the Anchor MYGA rate based on your selected term and liquidity option. Calculator is for comparison only—refer to the contract for exact crediting and provisions.

Displayed Annual Rate 6.30%
No Liquidity
Projected Ending Value $0
Effective Annual Yield (nominal): —
Total Interest Earned $0
Difference vs Premium
Annual Compounding Factor —
(1 + r)^(Years)
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Illustration uses the nominal rate with annual compounding for comparative display; actual accumulation follows contract terms and may differ slightly. Not a guarantee or an offer. Always refer to the official contract, disclosures, and current rate sheet.

American Gulf Anchor MYGA FAQs

Important Disclosures Product availability, rates, credited interest, and contract features are subject to state approval, carrier rules, premium tiers, and change without notice until contract issue and funding. Surrender charges and any applicable Market Value Adjustment (MVA) may apply to withdrawals exceeding any penalty‑free provisions during the surrender period. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, may incur an additional 10% IRS penalty. Guarantees rely on the issuing insurer’s claims‑paying ability. Not FDIC/NCUA insured. Not a bank obligation. This page is educational and not individualized advice. Consult your tax and legal advisors. Always review the official contract, disclosure statement, and carrier‑approved materials before purchase.
Additional Carrier Disclosure

Guarantees are subject to the financial strength and claims‑paying ability of Gulf Guaranty Life Insurance Company and to the terms and conditions of the product. Surrender and withdrawal charges may apply. Withdrawals and surrenders are subject to federal and state income tax and may be subject to an IRS penalty if taken prior to age 59½.

This material is intended to provide educational information regarding the features and mechanics of the product. The contract associated with the product will contain actual terms, definitions, limitations, and exclusions that apply. This material should not be considered, and does not constitute, investment, legal or tax advice or recommendations. American Gulf is not acting in a fiduciary capacity with respect to any annuity contract.

Anchor MYGA is issued by Gulf Guaranty Life Insurance Company. Products and features are subject to state variations and availability. Read the contract for complete details.

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