Annuity Growth Comparison

Compare a guaranteed fixed growth scenario with a hypothetical indexed scenario and an optional income rider benefit base. All indexed values are hypothetical and for illustrative purposes only; they are not guarantees.

Results After 10 Years

Guaranteed Value

$0

\[FV = P \times (1 + r)^{n}\]

Indexed Hypothetical

$0

Annual credit = min(Assumed, Cap) × Participation

Rider Benefit Base

$0

\[Base = P \times (1 + rollup)^{n}\] (If rider selected)

Indexed vs Guaranteed

$0

Difference (Indexed - Guaranteed)
Guaranteed
Indexed Hypo
Rider Base
Hypothetical indexed values use a simplified annual point-to-point approach with cap and participation on an assumed average return; actual contract results vary by crediting method, fees, spreads, volatility, and cap changes. This tool is for educational illustration only and not a recommendation. Withdrawals may reduce values. Guarantees depend on the financial strength and claims-paying ability of the issuing insurer.

Frequently Asked Questions

What is an annuity?

An annuity is a financial product that provides a steady income stream, typically used for retirement.

Our calculator allows you to input different variables to see potential growth and income projections based on your preferences.

Absolutely! You can adjust premium amounts, deferral years, and other variables to see how they impact your potential income.

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