A.M. BEST RATING: B++

DirectGrowth 5

Issued by Revol One Financial

Guaranteed Annual Rate 5.85% 5-Year Guarantee
Top-Rated MYGA Carriers
← Back to Fixed Annuity Rates

Product Details

Insurance Company
AM Best Rating
B++
Minimum Premium (NQ)
$25,000
Minimum Premium (Qualified)
$25,000
Maximum Premium
$1,000,000
Max Issue Age (NQ / QL)
90 / 85
Free Withdrawal — Year 1
0%
Free Withdrawal — Year 2+
0%

Growth Calculator

See how your investment could grow with DirectGrowth 5.

Ready to secure your financial future?

Start your annuity application or explore other rates

State Availability

Available in 49 states

AKALARAZCOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVOHOKORPARISCSDTNTXUTVAVTWAWIWVWY

Not available in:

CAGUNYPRVI
View full state names

Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, D.C., Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

The Purchase Process

1
Compare & Select Choose your term and rate.
2
Online Pre-App Quick 5-minute digital form.
3
Advisor Review A quick call to verify details.
4
Direct Funding E-sign and transfer funds.

Application Checklist

Have these items ready to complete your application in one sitting.

Personal IdentificationSocial Security Number and a valid Driver's License or ID.
Beneficiary InfoLegal names, dates of birth, and SSNs for your beneficiaries.
Funding DetailsBank account/routing numbers or statements for 1035 exchanges.
Suitability InfoBasic understanding of your liquid assets and net worth.
Start Your Application Online →

Quick Facts

  • CarrierRevol One Financial
  • AM BestB++
  • Available Terms5 yr
  • Min Investment$25,000
  • Max Investment$1,000,000
  • Free Withdrawal0%

Revol One Financial Review

Read our independent review covering financial strength, product lineup, and pros & cons.

Read Full Carrier Review →

Your Guarantees

  • Guaranteed 5.85% annual rate for 5 years
  • 100% principal protection — no market risk
  • Backed by Revol One Financial (AM Best: B++)
  • Tax-deferred growth until withdrawal
  • No annual management fees

Get Your Free Quote

5.85%

DirectGrowth 5
5-Year Term

Request a Quote →

Speak with a licensed agent

855-583-1104

About Revol One Financial

Read our full Revol One Financial review for a detailed look at the company's history, product lineup, and who it's best for.

Revol One Financial carries an AM Best rating of B++, reflecting the company's financial strength and ability to meet its ongoing insurance obligations. AM Best ratings are the gold standard for evaluating insurance company stability.

When you purchase an annuity, your guarantees are backed by the issuing insurance company's claims-paying ability. That's why choosing a carrier with strong financial ratings is essential. An AM Best rating of "A" or higher indicates excellent financial strength.

What Does the AM Best Rating Mean?

  • A++ / A+ — Superior financial strength
  • A / A- — Excellent financial strength
  • B++ / B+ — Good financial strength
  • B or below — Fair to marginal; exercise caution

MYGA vs. Bank CD: Why Annuity Rates Are Often Higher

MYGAs and bank CDs both offer guaranteed rates, but there are key differences that often make MYGAs the better choice for long-term savers:

FeatureMYGABank CD
Tax TreatmentTax-deferredTaxed annually
Typical Rates (5-yr)5.85%~4.0–4.5%
FDIC InsuredNo (state guaranty fund)Yes (up to $250K)
Annual FeesNoneNone
Early WithdrawalSurrender charges + possible penaltyEarly withdrawal penalty
Minimum Investment$25,000Varies ($500–$1,000+)

The tax-deferred advantage is significant: with a CD, you pay income tax on interest every year, reducing your effective return. With a MYGA, your full interest compounds untaxed until withdrawal — potentially resulting in thousands more in growth over the term.

Rates shown are effective as of March 1, 2026 and are subject to change without notice. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are not FDIC insured, not bank guaranteed, and may lose value. This page is for informational purposes only and does not constitute financial advice. Please consult a licensed insurance professional before making any financial decisions. My Annuity Store, Inc. is a licensed insurance agency.

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