Revol One DirectGrowth Annuity | 6.05% for 5 Yrs

Premiums

• Minimum Premium – $25,000 (Qualified and Non-Qualified funds) 
  Maximum Premium – $1,000,000 (higher amounts will be considered and require company approval) 
• We will accept additional premium payments up to the amount of your initial premium on the same contract during the first 30 days after issue
• No premiums are accepted on the same contract after this time period

Benefits of DirectGrowth MYGA 

• Guaranteed rates 
  Your fixed interest rate is guaranteed for the period you select: 3, 5, 7 or 10 years. Choose the interest guarantee period that fits into your personal financial plan. 
• Death benefit
  A death benefit equal to the Cash Surrender Value (or Guaranteed Minimum Cash Surrender Value, if greater) is available to your beneficiary upon your death.
• Principal protection
  Your principal and interest earnings are protected, regardless of what happens to the markets. 
• Tax deferred growth
  100% of your Accumulation Value grows tax deferred; taxes on growth are not paid until you withdraw your funds. 

Market Value Adjustment (MVA)
The DirectGrowth MYGA comes with a MVA. The MVA applies only when the Surrender Charge applies. The MVA could increase or decrease the amount you receive from full or partial surrenders, depending on certain market interest rates. 

• If certain interest rates decrease, the MVA will be positive. A positive MVA increases the withdrawal amount or Cash Surrender Value. 
• If certain interest rates increase, the MVA will be negative. A negative MVA decreases the withdrawal amount or Cash Surrender Value. 
• The Cash Surrender Value will never be less than the Guaranteed Minimum Cash Surrender Value.  

Annuitization and Payment Options 

• Life with 5-Years Period Certain 
• Life with 10-Years Period Certain 
• 5-Years Period Certain 
• 10-Years Period Certain 
• Annuitization Value applied to annuitization. The Annuitization Value before annuity payments begin equals the Accumulation Value less any Surrender Charges and taxes payable but not previously deducted.