Global Atlantic Annuity Review (2026)

Published January 19, 2026 · Updated March 2, 2026

Global Atlantic Financial Group has grown into one of the largest annuity issuers in the United States since its acquisition by KKR & Co. in 2021, with an A (Excellent) rating from AM Best and over $150 billion in assets. Formerly operating under the Forethought Life brand, Global Atlantic is known for competitive MYGA rates, a strong FIA income product lineup, and one of the most aggressive growth trajectories in the annuity industry.

This review covers Global Atlantic’s financial strength, MYGA and fixed annuity products with live rates, FIA lineup, and contact information.

Global Atlantic at a Glance

Detail Information
Full Legal Name Global Atlantic Financial Group
Issuing Entity Forethought Life Insurance Company
Parent Company KKR & Co. Inc. (NYSE: KKR)
Headquarters New York, New York
Founded 2004 (Global Atlantic); 1981 (Forethought Life)
AM Best Rating A (Excellent)
S&P Rating A- (Strong)
Total Assets $150+ billion
Products Offered MYGAs, Fixed Index Annuities, SPIAs
States Available All 50 states + D.C.
Minimum Premium $10,000 (most products)

Global Atlantic’s Financial Strength

Global Atlantic holds an A (Excellent) from AM Best — a solid tier that meets the threshold required by most independent agents. The company’s parent, KKR, is one of the world’s largest alternative asset managers with over $500 billion in assets under management, providing substantial institutional capital support.

Following its full acquisition by KKR in 2021, Global Atlantic has grown rapidly, fueled by strong investment returns from KKR’s alternative asset management capabilities. The company’s growth rate — it has more than doubled assets in five years — reflects aggressive product pricing and broad distribution expansion. For a rate-conscious client, Global Atlantic’s MYGA products are consistently worth considering.

What Types of Annuities Does Global Atlantic Offer?

Global Atlantic MYGA Products and Current Rates

Live rates from AnnuityRateWatch · Rates updated March 26, 2026

Product Term Rate (APY) Min Premium Last Rate Change
SecureFore 3
AM Best A
3 Years 4.1% $100,000+ Mar 16, 2026 View Details →
SecureFore 3
AM Best A
3 Years 3.9% $10,000+ Mar 16, 2026 View Details →
SecureFore 5
AM Best A
5 Years 4.95% $100,000+ Mar 16, 2026 View Details →
SecureFore 5
AM Best A
5 Years 4.75% $10,000+ Mar 16, 2026 View Details →
SecureFore 7
AM Best A
7 Years 5.05% $100,000+ Mar 16, 2026 View Details →
SecureFore 7
AM Best A
7 Years 4.85% $10,000+ Mar 16, 2026 View Details →

Rates apply to standard products. State availability varies. Not an offer or solicitation. Always verify current rates before purchasing.

Global Atlantic MYGA Products

ForeAccumulation II

Global Atlantic’s primary MYGA product, available in 3, 5, 7, and 10-year terms. Provides a fixed guaranteed interest rate for the full term with tax-deferred growth. A free withdrawal provision allows annual access to a portion of the account without surrender charges. Minimum premium $10,000.

Global Atlantic SecureFore

A simplified MYGA product designed for straightforward tax-deferred accumulation. Available in select terms through independent agents. Download the SecureFore brochure (PDF).

Global Atlantic Fixed Index Annuity Products

ForeIncome II

An income-focused FIA with an optional guaranteed lifetime withdrawal benefit rider. Multiple index crediting strategies with a zero floor. Designed for clients who want index growth potential with a guaranteed income backstop for retirement income planning.

ForeIndex

An accumulation-focused FIA offering multiple index crediting options without a mandatory income rider. Suitable for clients with a long deferral window who want index growth with principal protection.

Who Is Global Atlantic Best For?

  • Rate-focused MYGA buyers who want competitive rates from a large, rapidly growing carrier. Global Atlantic regularly appears in top-rate comparisons for 3–5 year MYGAs.
  • Clients comfortable with alternative-asset-backed carriers — KKR’s investment management capability is a genuine differentiator and allows Global Atlantic to offer stronger yields on some products.
  • FIA buyers planning for retirement income who want a well-capitalized carrier with competitive income rider designs.
  • Agents comparing rate + company growth trajectory — Global Atlantic’s expansion makes it one of the most relevant carriers in the current market.

Contact Global Atlantic

Contact Method Details
Website www.globalatlantic.com
Customer Service 1-888-440-0022
Mailing Address Global Atlantic Financial Group
151 Farmington Avenue
Hartford, CT 06156
Hours Monday–Friday, 8 a.m.–5 p.m. ET

Compare Global Atlantic Against Other Carriers: My Annuity Store compares Global Atlantic alongside Athene, F&G, Protective, and 20+ other top-rated carriers. Get a free rate comparison or call 855-583-1104.

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Editorial Disclosure: Our editorial team independently reviews and rates annuity products. We may earn commissions when you request a quote through our partner links. This content is for informational purposes only and does not constitute financial advice. Learn more.
Disclaimer: This content is for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Annuity products vary by state and carrier. Always consult a licensed financial professional before making any financial decisions. My Annuity Store is an independent marketplace and does not provide investment advice.
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Rates sourced from AnnuityRateWatch. A-rated carriers (AM Best) only. Not a solicitation. Rates vary by state. Verify before purchasing.

Types of Annuities

Insurance companies offer several types of annuities to fit different financial goals. Here's how they compare.

A MYGA (Multi-Year Guaranteed Annuity) is the simplest fixed annuity. Your rate is guaranteed for the entire term — 3, 5, or 7 years. No market exposure, no index tracking. What you see is what you earn.

Best for: Savers who want a predictable, guaranteed return and are comfortable locking funds for a set term. Often compared to CDs but frequently pays more.

Learn more about MYGAs →

A Fixed Indexed Annuity (FIA) links your interest credits to a market index (like the S&P 500) with a floor of 0% — so you can never lose principal. Upside is capped via participation rates or caps.

Best for: Investors who want some market participation with a safety net. More complex than MYGAs but potentially higher returns in strong market years.

Learn more about FIAs →

A SPIA (Single Premium Immediate Annuity) converts a lump sum into a guaranteed income stream — monthly checks that start within 30 days and continue for life or a set period.

Best for: Retirees who need guaranteed income immediately and want to eliminate the risk of outliving their money. The "pension replacement" product.

Learn more about SPIAs →

A Variable Annuity invests your premium in sub-accounts (similar to mutual funds). Returns fluctuate with the market — you can earn more but can also lose principal.

Best for: Long-term investors who want market exposure inside a tax-deferred wrapper and are comfortable with investment risk. Higher fees than fixed products.

Learn more about variable annuities →

A RILA (Registered Index-Linked Annuity) offers partial market participation with a defined buffer against losses (e.g., 10% or 20%). Unlike FIAs, RILAs can lose money — but losses are limited.

Best for: Investors willing to accept limited downside in exchange for higher upside potential than a traditional FIA. A middle ground between fixed and variable.

Learn more about RILAs →

Is Your Annuity Protected?

Every state has a guaranty association that protects annuity holders if a carrier becomes insolvent. Coverage typically ranges from $100,000 to $500,000 depending on your state — most states cover at least $250,000.

Check your state’s coverage limits →
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