Wichita National Annuity Company Rates and Review (2026)

Updated March 27, 2026
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Company Profile

Group Affiliation:  Wichita National Life Insurance Company
State of Domicile:  OK
NAIC Company Code:  70548
Year Founded:  1957
Phone:  (580) 353-5776
Address:  711 SW D Ave #100,
  Lawton, OK 73501

Company Information

For more than six decades, Wichita National has been committed to being your cornerstone of financial security. Steered by industry experts and years of experience, our mission transcends insurance; it’s a pledge to provide you with unparalleled innovation with cutting-edge products to secure every step of your life. Choose Wichita National for a legacy of unwavering stability, expertise, and innovation.

At Wichita, our diverse product suite is designed to secure every facet of your life. Opt for Term Life to shield your loved ones, invest in MYGA for a worry-free retirement, protect your family by settling debts through Credit Life, or ensure your child’s academic future with ScholarGuard.

Assets and Liabilities

Assets:  $85,407,000
Liabilities:  $68,390,000
Capital and Surplus:  $17,045,000
Assets to Liability Ratio:  120%

Ratings

A
(6th of 15 ratings)
D
(11 of 16 ratings)
N/A
(Not Rated)
N/A
(Not Rated)
N/A
(Not Rated)

Learn more about what these financial ratings mean

Best Fixed Annuity Companies 2026

Wichita Financial Charts

Wichita natinoal life financial charts overview
Financial charts overview
Wichita national life bond quality charts
Non-performing assets and bond quality

Wichita National Life Annuity Products

A Best's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/ratings/notice.

Data for Year-End 2024 from the life insurance companies' statutory annual statements. All dollar amounts are in thousands. All ratings shown are current as of January 15, 2026.

For help comparing annuities or company strength, call 855-583-1104 or email info@myannuitystore.com.

© 2026 My Annuity Store, Inc. All rights reserved.

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Editorial Disclosure: Our editorial team independently reviews and rates annuity products. We may earn commissions when you request a quote through our partner links. This content is for informational purposes only and does not constitute financial advice. Learn more.
Disclaimer: This content is for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Annuity products vary by state and carrier. Always consult a licensed financial professional before making any financial decisions. My Annuity Store is an independent marketplace and does not provide investment advice.
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Frequently Asked Questions

Wichita National holds an A (Excellent) rating from A.M. Best, which is the 6th strongest of 15 possible ratings. The company carries a 120% assets-to-liability ratio, meaning it holds .20 in assets for every .00 in liabilities. As a smaller regional carrier, it is worth comparing their financial profile to larger insurers before committing.
Wichita National offers the Wichita Security MYGA, a multi-year guaranteed annuity that locks in a fixed interest rate for the full contract term. A product brochure is available directly from My Annuity Store, and current rates can be viewed on their carrier rate page. Terms and minimum premiums are listed in the brochure.
Wichita National is a smaller, Oklahoma-based company founded in 1957 with about 5 million in total assets. This is significantly smaller than national carriers like Athene or Corebridge, which hold tens of billions in assets. Smaller carriers can still offer competitive MYGA rates, but buyers should weigh financial size and state guaranty association coverage limits before purchasing.
Minimum premium requirements for the Wichita Security MYGA are outlined in the product brochure available on this page. For a personalized quote or to confirm current minimums, you can call My Annuity Store at 855-583-1104 or submit a quote request online.

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Rates sourced from AnnuityRateWatch. A-rated carriers (AM Best) only. Not a solicitation. Rates vary by state. Verify before purchasing.

Types of Annuities

Insurance companies offer several types of annuities to fit different financial goals. Here's how they compare.

A MYGA (Multi-Year Guaranteed Annuity) is the simplest fixed annuity. Your rate is guaranteed for the entire term — 3, 5, or 7 years. No market exposure, no index tracking. What you see is what you earn.

Best for: Savers who want a predictable, guaranteed return and are comfortable locking funds for a set term. Often compared to CDs but frequently pays more.

Learn more about MYGAs →

A Fixed Indexed Annuity (FIA) links your interest credits to a market index (like the S&P 500) with a floor of 0% — so you can never lose principal. Upside is capped via participation rates or caps.

Best for: Investors who want some market participation with a safety net. More complex than MYGAs but potentially higher returns in strong market years.

Learn more about FIAs →

A SPIA (Single Premium Immediate Annuity) converts a lump sum into a guaranteed income stream — monthly checks that start within 30 days and continue for life or a set period.

Best for: Retirees who need guaranteed income immediately and want to eliminate the risk of outliving their money. The "pension replacement" product.

Learn more about SPIAs →

A Variable Annuity invests your premium in sub-accounts (similar to mutual funds). Returns fluctuate with the market — you can earn more but can also lose principal.

Best for: Long-term investors who want market exposure inside a tax-deferred wrapper and are comfortable with investment risk. Higher fees than fixed products.

Learn more about variable annuities →

A RILA (Registered Index-Linked Annuity) offers partial market participation with a defined buffer against losses (e.g., 10% or 20%). Unlike FIAs, RILAs can lose money — but losses are limited.

Best for: Investors willing to accept limited downside in exchange for higher upside potential than a traditional FIA. A middle ground between fixed and variable.

Learn more about RILAs →

Is Your Annuity Protected?

Every state has a guaranty association that protects annuity holders if a carrier becomes insolvent. Coverage typically ranges from $100,000 to $500,000 depending on your state — most states cover at least $250,000.

Check your state’s coverage limits →
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