Best Annuity Rates 2020
Shop and Compare Today's Best Annuity Rates
Fixed Index Annuity Rates
Upside potential based on market index with downside protection.
Best Fixed Annuity Rates Today
Want to Shop for the Best Fixed Annuity Rates by term?
Just click the link below for the contract duration you are interested for and you’ll be able to compare our top annuity rates for that specific term.
Fixed Annuity Frequently Asked Questions
Yes. Insurance companies as a whole have a long history of stability, even through our nation’s most difficult economic times. Fixed annuities, unlike variable annuities, are backed by the full faith and credit of the issuing insurance company
Yes. Insurance companies as a whole have a long history of stability, even through our nation’s most difficult economic times. Fixed annuities, unlike variable annuities, are backed by the full faith and credit of the issuing insurance company
In the broadest terms, an annuity is a contract between you and an insurance company, where you make a premium payment(s) in exchange for the benefits defined in the contract.
In the broadest terms, an annuity is a contract between you and an insurance company, where you make a premium payment(s) in exchange for the benefits defined in the contract.
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Today’s Best Indexed Annuity Rates
The below table lists the best fixed index annuity S&P 500 annual cap rates available today. There are many different index annuity crediting methods and available indexes; so many that it is impossible to lists them here in one table.
Insurer | Annuity | Rating | Cap | Term | Details | |
---|---|---|---|---|---|---|
American National Insurance | Strategy Indexed Annuity PLUS 10 | A | 5.00% | 10 | Brochure | |
American National Insurance | Strategy Indexed Annuity PLUS 7 | A | 4.85% | 7 | Brochure | |
Atlantic Coast Life | Accumulation Protector Plus | B++ | 4.80% | 10 | Brochure | |
The Standard | Index Select 10 | A | 4.75% | 10 | Brochure | |
The Standard | Index Select Annuity 7 | A | 4.55% | 7 yrs | Brochure | |
Oxford Life | Select Series 10 | A- | 4.50% | 10 | Brochure | |
Guaranty Income Life | WealthChoice 5 | B++ | 4.50% | 5 | Brochure | |
American General (AIG) | Power 10 Protector | A | 4.50% | 10 | Brochure | |
Oxford Life | Select 7 | A- | 4.45% | 7 | Brochure | |
American General Life Insurance | Power 7 Protector | A | 4.40% | 7 yrs | Brochure | |
Athene Annuity | Accumulator 7 | A | 4.30% | 7 | Brochure | |
Guaranty Income Life | WealthChoice 10 | B++ | 4.25% | 10 | Brochure | |
Allianz Life | Core Income 7 | A+ | 4.25% | 7 | Brochure | |
Guggenheim Life and Annuity | Highlander 7 | B++ | 4.25% | 7 | Brochure | |
Great American Life Insurance | American Legend 7 | A+ | 4.15% | 7 yrs | Brochure | |
Athene Annuity | Accumulator 10 | A | 4.00% | 10 | Brochure |
Indexed Annuity Rates by Insurance Company
Click the see rates button for an insurance company below to see current fixed index annuity rates for all annuity products issued by that insurer.
Fixed Index Annuity FAQ's
Yes. Insurance companies as a whole have a long history of stability, even through our nation’s most difficult economic times. Fixed index annuities, unlike variable annuities, are backed by the full faith and credit of the issuing insurance company.
Fixed index annuities are a type of fixed annuity that earns interest based on changes in a market index, which measures how the market or part of the market performs. The interest rate is guaranteed to never be less than zero, even if the market goes down. The return earned in a variable annuity isn’t guaranteed.
Fixed Index Annuities are a type of fixed annuity that offers a change to earn more when the markets perform and downside protection from potential market downturns.
In the broadest terms, an annuity is a contract between you and an insurance company, where you make a premium payment(s) in exchange for the benefits defined in the contract.
A fixed index annuity does not have any upfront fees or sales charges; meaning 100% of your purchase amount is credited towards your account value. Additional riders may be added for an annual fee on some indexed annuity contracts.
Download the complete 23 page Ibbotson Whitepaper on Fixed Index Annuities
Best Annuity Rates Today for Immediate Annuties
How much does a $100,000 annuity buy?
Below is a table showing the monthly payout for a 65 year old male listed by insurance company from best to worst. Commonly the higher the insurance company is rated the lower their payout will be; that is not always the case.
Our retirement nest egg calculator is a helpful tool when trying to figure out if you are on track to meet your retirement income goals.
Current monthly payout amounts for a $100,000 immediate annuity purchased by a 65 year old female with lifetime payments beginning 30 days from purchase. Payments are listed by insurance company sorted highest to lowest by monthly payment amount.
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Annuities are distributed by My Annuity Store, Inc. Guarantees are subject to the claims-paying ability of the insurer. My Annuity Store, Inc. does not advise clients on the purchase of non-fixed annuity products. The information presented here is not intended to be a recommendation to purchase a fixed annuity (MYGA), fixed index annuity(FIA), variable annuity (VA), registered index linked annuity (RILA), immediate annuity (SPIA), longevity annuity, or Qualified Longevity Annuity Contract (QLAC).
The contract features described may not be current and may not apply in the state in which you reside. Insurance companies often issue contracts which are ‘state-specific’. Insurance companies also change their products and information often and without notice. Annuities are subject to the terms and conditions of the specific contract issued by the insurer, are not FDIC or NCUA insured, are not bank guaranteed, may lose value, and are not a deposit. Please call (855) 583-1104 if you have any questions or concerns.
The information presented here is not a representation regarding the suitability of any concept or product(s) for an individual and it does not provide tax or legal advice. You should always consult your own financial planning, tax, and legal advisors to determine if a fixed annuity, fixed index annuity, annuity with long term care rider, immediate annuity, longevity annuity, or Qualified Longevity Annuity Contract are suitable in your financial situation.