Today's Best Annuity Rates

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Income Annuity Rates

Convert a lump sum into a guaranteed monthly income.

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Fixed Annuity Rates

Pay a guaranteed rate for a specified number of years.

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Index Annuity Rates

Upside potential & downside protection market downturn.

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Today's Best Fixed Annuity Rates by Term

TermInsurerRatingFixed AnnuityLiquidityRate
2 yrsSILACB+Secure Savings Elite 2None2.15%
3 yrsOceanview Life A-Harbourview 30%/ 10%2.25%
4 yrsNassau Financial GroupB+Nassau Simple Annuity5%2.80%
5 yrsSagicor LifeA-Milestone MYGA0%/ 10%3.00%
6 yrsNassau B+Nassau Simple Annuity5%3.10%
7 yrsOceanview Life A-Harbourview0%/ 10%2.90%
8 yrsOxford Life InsuranceA-Multi-Select MYGAInt. / 10%2.80%
9 yrsLiberty Bankers LifeB++Guaranty Rate LockNone3.00%
10 yrsOceanview Life A-Harbourview0% / 10%3.10%

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Today’s Best Indexed Annuity Rates 

The below table lists the best fixed index annuity S&P 500 annual cap rates available today. There are many different index annuity crediting methods and available indexes; so many that it is impossible to lists them here in one table.

Carrier NameAnnuityAM
Yr 1 | Yr 2+
SILACDenali 14B+72.5010% / 10%7 yrs
Atlantic Coast LifeAccumulation Protector Plus with Rate
Enhancement Rider
B++563.200% / 10%10 yrs
Sentinel Security Life Ins. Co.Accumulation Protector Plus with Rate
Enhancement Rider
B++563.200% / 5%10 yrs
SILACDenali 10B+5.52.750% / 5%10 yrs
Oceanview Life and AnnuityHarbourview FIA 10A-
SILACTeton 14B+5.50


0% / 10%

0% / 5%
10 yrs

14 yrs
Great American Life Ins. Co.American Legend 7A+7 yrs
Lincoln Financial GroupLincoln OptiBlend 10A+5.251.9010% / 10%10 yrs
Nassau Life and Annuity CompanyNassau Growth Annuity 10 Group AB+Up to
5% / 5%10 yrs
Fidelity & Guaranty LifeProsperity Elite 10 ProtectionA-up to 2.50
5.251.000% / 10%10 yrs
Fidelity & Guaranty LifeProsperity Elite 14 EnhancementA-up to / 10%14 yrs

Today's Best Immediate Annuity Rates

How much income does a $100,000 annuity buy?

Below is a table showing the monthly payout for a 65 year old male listed by insurance company from best to worst. Commonly the higher the insurance company is rated the lower their payout will be; that is not always the case.

Our retirement nest egg calculator is a helpful tool when trying to figure out if you are on track to meet your retirement income goals.

Immediate annuity rates table listing monthly income for 65 year old male by insurance company
Immediate annuity payout rates on $100,000 for 65 year old male.

Current monthly payout amounts for a $100,000 immediate annuity purchased by a 65 year old female with lifetime payments beginning 30 days from purchase. Payments are listed by insurance company sorted highest to lowest by monthly payment amount.

Immediate annuity rates monthly payout chart for 65 year old female per $100k
Immediate annuity payout for 65 year old female

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