Today's Best Annuity Rates

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Income Annuity Rates

Convert a lump sum into a guaranteed monthly income.

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Fixed Annuity Rates

Pay a guaranteed rate for a specified number of years.

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Index Annuity Rates

Upside potential & downside protection market downturn.

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Today's Best Fixed Annuity Rates by Term

TermInsurerRatingFixed AnnuityRate
2 yrsSILACB+Secure Savings Elite 22.15%
3 yrsOceanview Life and Annuity CompanyA-Harbourview 32.20%
4 yrsNassau Financial GroupB+Nassau Simple Annuity2.55%
5 yrsWestern United LifeB+Navigator Ultra 3.00%
6 yrsAtlantic Coast LifeB++Safe Haven 62.87%
6 yrsOceanview Life and Annuity CompanyA-Harbourview 62.75%
7 yrsWestern United LifeB+Navigator Ultra 3.05%
8 yrsOxford Life InsuranceA-Multi-Select 82.80%
9 yrsLiberty Bankers LifeB++Bankers Elite 93.00%
10 yrsGuggenheim Life and Annuity ($250K+)B++Personal Choice Annuity 103.10%
10 yrsGuggenheim Life and Annuity B++Personal Choice Annuity 103.00%

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Today’s Best Indexed Annuity Rates 

The below table lists the best fixed index annuity S&P 500 annual cap rates available today. There are many different index annuity crediting methods and available indexes; so many that it is impossible to lists them here in one table.

Annuity CompanyFixed Index AnnuityRatingCapTerm
SILACDenali 14B+6.7514 yrs
Sentinel Security LifeAccumulation Protector Plus w/ RiderB++6.0010 yrs
SILACDenali 10B+5.5010 yrs
Great American Life (GALIC)American Legend 7 High BandA+5.257 yrs
SILACDenali 7B+5.007 yrs
Guaranty Income LifeWealthChoice 7B++5.007 yrs
Great American Life (GALIC)American Legend 7 Low BandA+5.007 yrs
Fidelity & Guaranty LifeProsperity Elite 10 ProtectionA-5.0010 yrs
Fidelity & Guaranty LifeProsperity Elite 7 EnhancementA-5.007 yrs
American National (ANICO)Strategy Indexed Annuity PLUS 10A5.0010 yrs
Sentinel Security LifeAccumulation Protector PlusB++4.8010 yrs
SILACTeton 10B+4.7510 yrs
Great American Life (GALIC)American Legend 7 Non-MVA High BandA+4.757 yrs
Guaranty Income LifeWealthChoice 5B++4.505 yrs
American Equity IncomeShield 7A-4.507 yrs
Oxford Life InsuranceSelect 10A-4.5010 yrs
Nassau Life and AnnuityNassau Growth Annuity 10 Group BB+4.5010 yrs
American General Life Insurance Power 10 Protector High BandA4.5010 yrs
American General Life Insurance Power 7 Protector High BandA4.407 yrs
Great American Life (GALIC)American Landmark 5 High BandA+4.305 yrs
American General Life InsurancePower 5 Protector High BandA4.305 yrs
Guggenheim Life and Annuity Highlander 7B++4.257 yrs
Guggenheim Life and Annuity ViStarB++4.2510 yrs
EquiTrust Life Insurance CompanyMarket Value IndexB++4.2510 yrs

Today's Best Immediate Annuity Rates

How much income does a $100,000 annuity buy?

Below is a table showing the monthly payout for a 65 year old male listed by insurance company from best to worst. Commonly the higher the insurance company is rated the lower their payout will be; that is not always the case.

Our retirement nest egg calculator is a helpful tool when trying to figure out if you are on track to meet your retirement income goals.

Immediate annuity rates table listing monthly income for 65 year old male by insurance company
Immediate annuity payout rates on $100,000 for 65 year old male.

Current monthly payout amounts for a $100,000 immediate annuity purchased by a 65 year old female with lifetime payments beginning 30 days from purchase. Payments are listed by insurance company sorted highest to lowest by monthly payment amount.

Immediate annuity rates monthly payout chart for 65 year old female per $100k
Immediate annuity payout for 65 year old female

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Fishers, IN 46037

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Annuities are distributed by My Annuity Store, Inc. Guarantees are subject to the claims-paying ability of the insurer. My Annuity Store, Inc. does not advise clients on the purchase of non-fixed annuity products. The information presented here is not intended to be a recommendation to purchase a fixed annuity (MYGA), fixed index annuity(FIA), variable annuity (VA), registered index linked annuity (RILA), immediate annuity (SPIA), longevity annuity, or Qualified Longevity Annuity Contract (QLAC). 

The contract features described may not be current and may not apply in the state in which you reside. Insurance companies often issue contracts which are ‘state-specific’. Insurance companies also change their products and information often and without notice. Annuities are subject to the terms and conditions of the specific contract issued by the insurer, are not FDIC or NCUA insured, are not bank guaranteed, may lose value, and are not a deposit. Please call (855) 583-1104 if you have any questions or concerns. 

The information presented here is not a representation regarding the suitability of any concept or product(s) for an individual and it does not provide tax or legal advice. You should always consult your own financial planning, tax, and legal advisors to determine if a fixed annuity, fixed index annuity, annuity with long term care rider, immediate annuity, longevity annuity, or Qualified Longevity Annuity Contract are suitable in your financial situation.

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