Shop and Compare Annuity Rates for 600+ Annuities

Annuity rates are important but not the only item to consider when shopping for an annuity. Compare current annuity rates and access product specifics, and company ratings, request a quote, and call us when/ if you would like to any assistance.

Todays Annuity Rates Database Table

InsurerAM BestAnnuityTermMinimumWithdrawalsRateNest RateRate Change
Clear Spring LifeA-Preserve MYGA 11 yrs$100K+0% / 10%4.15%
Clear Spring LifeA-Preserve MYGA 11 yrs$10K+0% / 10%4.05%
Oceanview Life and AnnuityAHarbourview 22 yrs$80K+0% / 10%5.65%
Oceanview Life and AnnuityAHarbourview 2 (CA)2 yrs$80K+0% / 10%5.55%
Oceanview Life and AnnuityAHarbourview 22 yrs$20K+0% / 10%5.30%
CL LifeB++CL Sundance 22 yrs$20K+0% / 0%5.25%
Oceanview Life and AnnuityAHarbourview 2 (CA)2 yrs$20K+0% / 10%5.20%
Sentinel Security Life Insurance CompanyB++Personal Choice Annuity 33 yrs$3K+0% / 0%6.00%
Atlantic Coast LifeB++Safe Haven 33 yrs$5K+0% / 0%6.00%
CL LifeB++CL Sundance 33 yrs$20K+Int / Int6.00%
Atlantic Coast LifeB++Safe Haven 3 - 86-903 yrs$5K+0% / 0%5.75%
National Security Insurance CompanyB++National Security MYGA 3 (NQ only)3 yrs$25K+0% / 10%5.75%
Sentinel Security Life Insurance CompanyB++Personal Choice Annuity 3 MN3 yrs$3K+0% / 0%5.70%
AspidaA-Synergy Choice 33 yrs$100K+0% / 0%5.70%5.55%12/14/2023
Fidelity & Guaranty LifeA-FG Guarantee-Platinum 33 yrs$20K+Int / Int5.70%5.50%12/14/2023
Clear Spring LifeA-Preserve MYGA 33 yrs$100K+0% / 10%5.70%
Oceanview Life and AnnuityAHarbourview 33 yrs$80K+0% / 10%5.70%
American LifeB++American Classic 3 (No Liquidity)3 yrs$1K+0% / 0%5.66%
Royal Neighbors of AmericaAMYGA 3 Year3 yrs$100K+Int / Int5.65%
Symetra Life Insurance CompanyASymetra Select Max 33 yrs$250K+Int / Int5.65%5.65%12/15/2023
Athene IAAAthene Max Rate 33 yrs$100K+Int / Int5.65%5.40%12/14/2023
Athene IAAAthene Max Rate 3 (state specific)3 yrs$100K+Int / Int5.65%5.40%12/14/2023
Sentinel Security Life Insurance CompanyB++Personal Choice Annuity 3 86-903 yrs$3K+0% / 0%5.65%
Farmers Life Insurance CompanyB++Farmers Safeguard Plus 33 yrs$10K+Int / Int5.65%
Delaware LifeA-Pinnacle Plus MYGA 33 yrs$100K+0% / 10%5.65%
AmericoAPlatinum Assure 44 yrs$25K+5% / 5%5.85%
Clear Spring LifeA-Preserve MYGA 44 yrs$100K+0% / 10%5.85%
Nassau Life and Annuity CompanyB++Nassau Simple Annuity 44 yrs$5K+5% / 5%5.75%
Oceanview Life and AnnuityAHarbourview 44 yrs$80K+0% / 10%5.70%
National Security Insurance CompanyB++National Security MYGA 4 (NQ only)4 yrs$25K+0% / 10%5.70%
Sagicor Life Insurance CompanyA-Milestone MYGA 4 FL4 yrs$100K+0% / 10%5.60%
Sagicor Life Insurance CompanyA-Milestone MYGA 44 yrs$100K+0% / 10%5.60%
Sagicor Life Insurance CompanyA-Milestone MYGA 4 CA4 yrs$100K+0% / 10%5.55%
Oceanview Life and AnnuityAHarbourview 4 (CA)4 yrs$80K+0% / 10%5.55%
Clear Spring LifeA-Preserve MYGA 44 yrs$10K+0% / 10%5.55%
Nassau Life and Annuity CompanyB++Nassau MYAnnuity 5X 0% Free5 yrs$10K+0% / 0%6.00%
AmericoAPlatinum Assure 5 CA5 yrs$25K+10% / 10%5.95%
AmericoAPlatinum Assure 55 yrs$25K+5% / 5%5.95%
Clear Spring LifeA-Preserve MYGA 55 yrs$100K+0% / 10%5.90%
Fidelity & Guaranty LifeA-FG Guarantee-Platinum 55 yrs$20K+Int / Int5.85%5.65%12/14/2023
Protective LifeA+Secure Saver 55 yrs$75K+10% / 10%5.85%5.75%12/12/2023
National Security Insurance CompanyB++National Security MYGA 5 (NQ only)5 yrs$25K+0% / 10%5.85%
AspidaA-Synergy Choice 55 yrs$100K+0% / 0%5.80%5.65%12/14/2023
Farmers Life Insurance CompanyB++Farmers Safeguard Plus 55 yrs$10K+Int / Int5.80%
Nassau Life and Annuity CompanyB++Nassau MYAnnuity 5X 10% Free5 yrs$10K+10% / 10%5.80%
Sagicor Life Insurance CompanyA-Milestone MYGA 5 FL5 yrs$100K+0% / 10%5.80%
Royal Neighbors of AmericaAMYGA 5 Year5 yrs$100K+Int / Int5.80%
Athene IAAAthene Max Rate 55 yrs$100K+Int / Int5.80%5.55%12/14/2023
Sagicor Life Insurance CompanyA-Milestone MYGA 55 yrs$100K+0% / 10%5.80%
Nassau Life and Annuity CompanyB++Nassau Simple Annuity 66 yrs$5K+5% / 5%6.00%
AmericoAPlatinum Assure 66 yrs$25K+5% / 5%5.95%
Oceanview Life and AnnuityAHarbourview 66 yrs$80K+0% / 10%5.90%
Clear Spring LifeA-Preserve MYGA 66 yrs$100K+0% / 10%5.90%
EquiTrust Life Insurance CompanyB++Certainty Select 66 yrs$10K+Int / Int5.80%
Sagicor Life Insurance CompanyA-Milestone MYGA 6 FL6 yrs$100K+0% / 10%5.75%
Oceanview Life and AnnuityAHarbourview 6 (CA)6 yrs$80K+0% / 10%5.75%
Sagicor Life Insurance CompanyA-Milestone MYGA 66 yrs$100K+0% / 10%5.75%
Nassau Life and Annuity CompanyB++Nassau MYAnnuity 7X 0% Free7 yrs$10K+0% / 0%6.05%
AmericoAPlatinum Assure 77 yrs$25K+5% / 5%5.95%
Fidelity & Guaranty LifeA-FG Guarantee-Platinum 77 yrs$20K+Int / Int5.90%5.70%12/14/2023
Clear Spring LifeA-Preserve MYGA 77 yrs$100K+0% / 10%5.85%
Protective LifeA+Secure Saver 77 yrs$75K+10% / 10%5.85%5.75%12/12/2023
Nassau Life and Annuity CompanyB++Nassau MYAnnuity 7X 10% Free7 yrs$10K+10% / 10%5.85%
Athene IAAAthene Max Rate 77 yrs$100K+Int / Int5.80%5.55%12/14/2023
AspidaA-Synergy Choice 77 yrs$100K+0% / 0%5.80%5.65%12/14/2023
EquiTrust Life Insurance CompanyB++Certainty Select 88 yrs$10K+Int / Int5.90%
Clear Spring LifeA-Preserve MYGA 88 yrs$100K+0% / 10%5.85%
Pacific Guardian LifeADiamond Head 88 yrs$10K+10% / 10%5.60%
Clear Spring LifeA-Preserve MYGA 88 yrs$10K+0% / 10%5.55%
Oxford Life Insurance CompanyAMulti-Select 88 yrs$20K+Int / 10%5.55%
American National Insurance CompanyAPalladium MYG Annuity 88 yrs$250K+10% / 10%5.45%
American National Insurance CompanyAPalladium MYG Annuity 88 yrs$250K+10% / 10%5.45%
Clear Spring LifeA-Preserve MYGA 99 yrs$100K+0% / 10%5.80%
Royal Neighbors of AmericaAMYGA 9 Year CA9 yrs$100K+Int / Int5.75%
Pacific Guardian LifeADiamond Head 99 yrs$10K+10% / 10%5.60%
Oxford Life Insurance CompanyAMulti-Select 99 yrs$20K+Int / 10%5.60%
Clear Spring LifeA-Preserve MYGA 99 yrs$10K+0% / 10%5.50%
EquiTrust Life Insurance CompanyB++Certainty Select 1010 yrs$10K+Int / Int6.00%
Clear Spring LifeA-Preserve MYGA 1010 yrs$100K+0% / 10%5.80%
Royal Neighbors of AmericaAMYGA 10 Year10 yrs$10K+Int / Int5.75%
Delaware LifeA-Pinnacle Plus MYGA 1010 yrs$100K+0% / 10%5.75%
Pacific Guardian LifeADiamond Head 1010 yrs$10K+10% / 10%5.70%
Atlantic Coast LifeB++Safe Haven 2020 yrs$5K+0% / 0%4.90%
Atlantic Coast LifeB++Safe Haven 20 FL20 yrs$5K+0% / 0%4.80%
Atlantic Coast LifeB++Safe Haven 20 70-7520 yrs$5K+0% / 0%4.61%

Free Annuity Quote

Complete the form below and we’ll email your annuity quote within four business hours. For more immediate assistance you can reach us at 855-583-1104, or use our annuity rates calculator.

Types of Annuities We Offer

Understanding how interest is credited for each type of annuity is important because they determine how your money will earn interest. Different types of annuities are better suited for different goals and objectives.

Best MYGA Rates Today

A multi-year guaranteed annuity is sometimes referred to as a CD-Type Annuity because they guarantee a specified interest rate for a set number of years. Compare annuity rates from the top annuity companies below.

Worried older couple looking at laptop with calculator in hands - cd type annuity featured image

CD Type Annuity

A CD-type annuity is essentially a CD that is issued by an insurance company instead of a bank. Bank CDs and “CD Type” annuities both credit interest in the same way.

Best 3 Year Annuity Rates

TermAnnuity CompanyInsurer ProfileRateAnnuityAM BestApply Online
3 YearsCl life annuity logoClear Spring6.00%CL SundanceA-Apply
3 YearsUpstream lifeUpstream Life6.00%Secure LegacyApply
3 YearsSecurity sentinel life logoSentinel Security5.90%Security ChoiceB++Apply

Best 5 Year Annuity Rates

TermInsurerCompany ProfileRateAnnuityAM BestApply
5 YearsIbexis annuity logoIbexis Life6.15% SimpleIbexis MYGA PlusA-Apply
5 YearsAtlantic coast life logoAtlantic Coast Life Safe Haven 5 Annuity5.75%Safe Haven 5B++Apply
5 YearsNassau logoNassau5.75%MYAnnuityB++Apply

Best 7 Year Annuity Rates

TermInsurerCompany DetailsRateAnnuityAM BestApply
7 YearsNassau logoNassau5.65%MyAnnuity 7B++Apply
7 YearsAtlantic coast life logoAtlantic Coast Life5.61%Safe HarborB++Apply
7 YearsAthene annuity logoAthene Annuity and Life5.20%Athene MaxrateAApply

Best 10 Year Annuity Rates

TermInsurerCompanyRateAnnuityAM BestApplication
10 YearsEquitrust annuity logoEquitrust5.60%Cerrtainty SelectB++Apply
10 YearsSecurity sentinel life logoSentinel Security5.45%Personal ChoiceB++Apply
10 YearsClear spring life and annuity logoClear Spring Life5.15%Preserve MYGAA-Apply
10 YearsDelaware life annuity logoDelaware Life5.05%Pinnacle PlusA-Apply

Best Fixed Index Annuity Rates Today

A fixed index annuity is a type of deferred annuity that offers upside potential when the market performs and downside protection from a potential stock market downturn. 

Rather than guarantee a fixed interest rate like a fixed annuity, an indexed annuity credits interest based on the performance of an external market index (such as the S&P 500 ).

Below are today’s best-fixed index annuities sorted by the highest annual cap rate using the S&P 500 Index.

InsurerAnnuityRatingCapTerm
American equity annuity logoAmerican EquityFlexShield 10A-17%10 Years
Silac insurance companySILACDenali 14B+15.00%14 Years
Silac insurance companySILACDenali 10B+15.00%10 Years
Gilico logoGILICOWealthChoice 10B+12.00%10 Years
Nassau logoNassauGrowth Annuity 10 B+11.25%10 Yrs
Silac insurance companySILACDenali 7B+11.00%7 Years
Aig annuity logoAIGPower 7 ProtectorA10.75%7 Years
Athene annuity logoAthenePerformance Elite 7A10.00%7 Years
10 best fixed index annuity companies with 100 dollar bill being pulled from stock charts

10 Best Fixed Index Annuity Companies of 2024

The best annuity for you will be determined by your individual goals and objectives, but generally speaking, Allianz, Athene, and AIG are the best fixed index annuity companies. 

Best Immediate Annuity Rates

Immediate annuity payout rates vary based on your initial deposit and the payout option you select. For guaranteed lifetime payout options, your gender and age are also used to determine your immediate annuity payout rate.

Immediate annuity lifetime payout rates can change as often as weekly, contact us to get a personalized immediate annuity quote, or use our immediate annuity calculator to get a general estimate. 

The below immediate annuity payout rates are based on a $100,000 deposit for the month of March.

Payout TypeAge 60Age 65Age 70
Single Life$5,661 $6,600 $7,562
Life with 10-Year Period Certain$5,697 $6,533 $7,275
10-Year Period Certain$10,515 $10,515 $10,515
20-Year Period Certain$6,053 $6,053 $6,053

Best Bonus Annuity Rates

The below table lists the annuities with the highest bonus rates for 2023. Annuity bonus rates are paid as a percent of your initial deposit and credited to your annuity account value on the issue date. 

Read our bonus annuity guide to learn about bonus annuities and compare more annuity bonus rates.

AnnuityBonus
Athene Performance Elite 15 Yr20%
American Select Bonus 10 Yr16%
Athene Performance Elite 10 Yr14%
F&G Performance Pro 10 Yr12%
Midland IndexBuilder 14 Yr11%

Frequently Asked Questions

Are Annuities FDIC Insured?

Annuities are not federally insured. Instead, they are insured by the claims-paying ability of the issuing life insurance company and by State Guaranty Associations.

EquiTrust currently offers the best 10-year fixed annuity rate of 6.00% as of August 24, 2023.

The safest type of annuity is a fixed annuity. Fixed annuities provide a guaranteed interest rate for a set number of years. When you buy an MYGA you will know exactly how much interest you will earn regardless of how the market performs.

Client Reviews

Timothy Moloney
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Would give 6 stars if possible for the professional service I received from Kiara.She went above and beyond my expectations. Great to know that there still are businesses out there that still pride themselves on customer service.
Chris Lehmann
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It has been a complete pleasure to deal with Kiara on several occasions opening new annuities. She has a wonderful personality and most importantly has my best interests in mind. She makes sound and knowledgeable investments.
Brian Robertson
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My experience working with My Annuity Store was always very positive. I was able to reach my representative easily and consistently. She was always able to answer my questions and provided clear direction on every step of the process. I am very happy with the outcome and would recommend My Annuity Store to anyone who may be considering an annuity.
Antonette McCaul
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Great experience! Excellent customer service!
Paula Ohalloran
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I would highly recommend My Annuity Store and Kiara for your annuity investment needs. They are very helpful and knowledgeable.
Doug Nichols
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These guys are awesome. As l was buying my annuity rates were going up so I cancelled 2 annuities Kiara had already completed and submitted applications for and bought a third annuity at a higher rate. They were more than happy to do whatever I wanted and always put my needs first. I highly recommend them.
Richard Miles
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I worked with Jason and Kiara setting up an annuity. They went over and above expectations. They got me the best deal and were very fast getting all the papers in order via 2 day ups. I will be working with them in the near future. Exellent service! Like
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