Ibexis Life & Annuity Insurance Company holds an A- (Excellent) rating from AM Best and has quickly carved out a following in the MYGA market since its founding. Based in Scottsdale, Arizona, Ibexis focuses on straightforward fixed annuity products — most notably the MYGA Plus series — distributed through the independent agent channel. Competitive rates backed by A-rated financial strength have made Ibexis a consistent presence in multi-carrier MYGA rate comparisons.
This review covers Ibexis’s financial strength, annuity product lineup, and contact information.
Ibexis at a Glance
| Detail | Information |
|---|---|
| Full Legal Name | Ibexis Life & Annuity Insurance Company |
| Headquarters | Scottsdale, Arizona |
| AM Best Rating | A- (Excellent) |
| Products Offered | MYGAs (MYGA Plus series), Fixed Annuities |
| States Available | Most states (varies by product) |
| Minimum Premium | $10,000 (varies by product) |
Ibexis’s Financial Strength
Ibexis holds an A- (Excellent) from AM Best, placing it within the A-rated tier that most financial advisors and regulators consider the minimum for conservative annuity buyers. As a focused MYGA carrier, Ibexis maintains a clean, simple liability structure — fixed annuity reserves with predictable cash flows — which supports its reserve adequacy and claims-paying ability.
Ibexis is regulated by the Arizona Department of Insurance. The Arizona Life and Health Insurance Guaranty Fund provides up to $250,000 per covered contract in protection in the event of insolvency.
The Ibexis MYGA Plus Series
The MYGA Plus is Ibexis’s flagship product and the reason most buyers encounter the carrier. Available in multiple terms, MYGA Plus provides a guaranteed fixed rate locked in from day one. There are no income riders or complex product features — buyers get a competitive guaranteed yield for their chosen term, with full access to their account value at maturity.
Ibexis has been a consistent rate leader within the A-rated MYGA segment, frequently appearing alongside Oceanview, Symetra, and F&G in top-rate comparisons. For buyers in the A-rated tier looking to maximize yield, MYGA Plus warrants close attention in every term-length comparison.
Ibexis MYGA Rates
Current Ibexis MYGA rates from our live rate feed:
Current MYGA Rates
Live rates from AnnuityRateWatch · Rates updated March 26, 2026
| Product | Term | Rate (APY) | Min Premium | Last Rate Change | |
|---|---|---|---|---|---|
|
MYGA Plus 3 (Simple Interest)
AM Best A- |
3 Years | 5.2% | $100,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 3 (Simple Interest) CA
AM Best A- |
3 Years | 5.1% | $100,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 3 (Simple Interest)
AM Best A- |
3 Years | 4.9% | $10,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 3 (Simple Interest) CA
AM Best A- |
3 Years | 4.8% | $10,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 5 (Simple Interest)
AM Best A- |
5 Years | 5.75% | $100,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 5 (Simple Interest) CA
AM Best A- |
5 Years | 5.65% | $100,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 5 (Simple Interest)
AM Best A- |
5 Years | 5.45% | $10,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 5 (Simple Interest) CA
AM Best A- |
5 Years | 5.35% | $10,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 7 (Simple Interest)
AM Best A- |
7 Years | 5.95% | $100,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 7 (Simple Interest) CA
AM Best A- |
7 Years | 5.85% | $100,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 7 (Simple Interest)
AM Best A- |
7 Years | 5.6% | $10,000+ | Feb 19, 2026 | View Details → |
|
MYGA Plus 7 (Simple Interest) CA
AM Best A- |
7 Years | 5.5% | $10,000+ | Feb 19, 2026 | View Details → |
Rates apply to standard products. State availability varies. Not an offer or solicitation. Always verify current rates before purchasing.
Who Is Ibexis Best For?
- Rate-focused MYGA buyers within the A-rated tier: Ibexis MYGA Plus rates are regularly among the best available from any A-rated carrier. Buyers who want A-rated financial strength without accepting below-market yields should include Ibexis in every comparison.
- CD alternative buyers: The MYGA Plus mirrors the simplicity of a bank CD — deposit your money, earn a fixed rate, access it at maturity. The guaranteed yield is typically well above bank CD rates for comparable terms.
- Buyers comfortable with a focused specialty carrier: Ibexis’s singular focus on fixed annuity products means its operational expertise is concentrated where it matters most for MYGA buyers.
Contact Ibexis
| Contact Method | Details |
|---|---|
| Website | www.ibexislife.com |
| Customer Service | 1-888-838-8499 |
| Mailing Address | Ibexis Life & Annuity Insurance Company 7702 E Doubletree Ranch Road, Suite 300 Scottsdale, AZ 85258 |
| Hours | Monday–Friday, 8 a.m.–5 p.m. MT |
Compare Ibexis Against Other Carriers: My Annuity Store compares Ibexis alongside Athene, Oceanview, F&G, Symetra, and 20+ other top-rated carriers. Get a free comparison quote or call 855-583-1104.
