Allianz Life Insurance Company of North America
Allianz Life Insurance Company of North America is one of the largest fixed index annuity providers in the United States, with an A+ (Superior) rating from AM Best and over $75 billion in assets. A subsidiary of Allianz SE — one of the world’s largest financial services firms — Allianz Life has been a dominant force in the FIA market for decades, consistently ranking among the top three FIA sellers nationally.
This review covers Allianz Life’s financial ratings, fixed index annuity product lineup, and contact information.
Allianz Life at a Glance
| Detail | Information |
|---|---|
| Full Legal Name | Allianz Life Insurance Company of North America |
| Parent Company | Allianz SE (Munich, Germany) |
| Headquarters | Minneapolis, Minnesota |
| Founded | 1896 |
| Company Structure | Stock company, subsidiary of Allianz SE |
| AM Best Rating | A+ (Superior) |
| S&P Rating | AA (Very Strong) |
| Moody’s Rating | Aa3 |
| Comdex Score | 93 out of 100 |
| Total Assets | $75+ billion |
| Products Offered | Fixed Index Annuities, Variable Annuities |
| States Available | All 50 states + D.C. |
| Minimum Premium | $10,000 (most products) |
Allianz Life’s Financial Strength
Allianz Life holds an A+ (Superior) from AM Best and an AA from S&P — the latter placing it in the top tier of U.S. insurers for financial strength. Its parent, Allianz SE, is one of the world’s largest insurance and asset management firms by revenue, providing substantial backing for its North American annuity commitments.
The company has operated in the U.S. market since 1896 and has survived every major economic cycle without a material ratings downgrade. Allianz Life’s Comdex score of 93 places it firmly in the top 10% of all rated carriers nationwide.
What Types of Annuities Does Allianz Life Offer?
- Fixed Index Annuities (FIAs) — Allianz Life is best known for its FIA lineup, which includes some of the most widely distributed and recognized index annuity products in the country. Products include the Allianz 222, Allianz 360, Core Income 7, and Benefit Control.
Allianz Life does not offer a standard MYGA product through independent distribution. Clients seeking a simple fixed-rate annuity should compare alternatives in our MYGA rate tool.
Allianz Life Fixed Index Annuity Products
Allianz 222 Annuity
A long-term FIA with a unique two-year point-to-point crediting structure and an optional income rider. The 222 is designed for clients who want index growth potential with an income benefit base that can grow at 22% simple interest for up to 10 years before income begins. Read our full Allianz 222 review or download the brochure (PDF).
Allianz 360 Annuity
A flexible FIA offering annual point-to-point, monthly averaging, and fixed account strategies. The 360 provides broad index exposure and multiple crediting options, making it well-suited for clients who want to diversify index strategies within a single contract. Download the Allianz 360 brochure (PDF).
Allianz Core Income 7
A 7-year FIA with an integrated income rider and an upfront premium bonus. Designed specifically for clients approaching retirement who want a guaranteed income floor that begins within the first decade. The Core Income 7 is one of Allianz’s most popular income-focused products. Read our full Core Income 7 review or download the brochure (PDF).
Allianz Benefit Control Annuity
An FIA with a built-in income rider and withdrawal benefit that allows clients to access funds in retirement without fully annuitizing the contract. Includes index crediting strategies with a guaranteed minimum income benefit. Read our full Benefit Control review or download the brochure (PDF).
Who Is Allianz Life Best For?
- FIA buyers are seeking a major carrier with deep product variety and one of the most recognized names in the FIA market. Allianz is a natural shortlist carrier for any income-focused FIA purchase.
- Income planners with a 7–15 year deferral window who want to maximize an income benefit base before taking withdrawals. The 222 and Core Income 7 are specifically designed for this use case.
- Clients who want a globally backed carrier — Allianz SE’s scale and diversification make it one of the most financially secure parent companies behind any U.S. annuity issuer.
- Buyers comparing premium bonus products — several Allianz FIAs include upfront premium bonuses that can be meaningful for clients with shorter deferral windows.
Contact Allianz Life
| Contact Method | Details |
|---|---|
| Website | www.allianzlife.com |
| Customer Service | 1-800-950-7372 |
| Mailing Address | Allianz Life Insurance Company of North America 5701 Golden Hills Drive Minneapolis, MN 55416 |
| Hours | Monday–Friday, 7 a.m.–6 p.m. CT |
Compare Allianz Against Other Carriers: My Annuity Store compares Allianz Life alongside Athene, MassMutual, Nationwide, and 20+ other carriers. Get a free no-obligation quote or call 855-583-1104.
