5-Year multi-year guaranteed annuity · A.M. Best A+
Assumes the contract is held to maturity and interest compounds annually at the locked rate. No withdrawals.
| Year | Starting Balance | Interest Credited | Ending Balance |
|---|---|---|---|
| Year 1 | $100,000.00 | +$5,350.00 | $105,350.00 |
| Year 2 | $105,350.00 | +$5,636.22 | $110,986.23 |
| Year 3 | $110,986.23 | +$5,937.76 | $116,923.99 |
| Year 4 | $116,923.99 | +$6,255.43 | $123,179.42 |
| Year 5 | $123,179.42 | +$6,590.10 | $129,769.52 |
Withdrawals above the contract's free-withdrawal allowance during the surrender period incur the following charge.
| Year | 1 | 2 | 3 | 4 | 5 | 6+ |
|---|---|---|---|---|---|---|
| Charge | 9% | 8% | 7% | 6% | 5% | 0% |
Source: carrier rate filing via AnnuityRateWatch. Verify final terms against your issued contract or licensed agent.
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Read our full North American Company review for a detailed look at the company's history, product lineup, and financial strength.
North American Company carries an A.M. Best rating of A+, an indicator of the company's financial strength and ability to meet its insurance obligations. When you purchase an annuity, your guarantees are backed by the issuing insurance company's claims-paying ability, so carrier strength matters.
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Live rate feed Last updated June 22, 2026. Rates refresh every 6 hours via the AnnuityRateWatch API. Subject to change without notice.
