Annuities 101
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Are Annuities a Good Investment for Retirement in 2024
Are Annuities a Good Investment for Retirement Today? You have likely made contributions into a 401(k) or an individual retirement account (IRA) as a way to grow your retirement nest
Can You Lose Money in An Annuity?
You can lose money in a variable annuity and a registered index-linked annuity; you can not lose money in a fixed annuity, immediate annuity, or fixed index annuity. Can You
My Annuity Ladder Beats Your Bond Ladder
Annuity Ladder What is an Annuity Ladder? An annuity ladder is an investment technique in which an investor purchases multiple annuities with different maturity dates . In this annuity ladder
Annual Point to Point Crediting Method Explained
What is a Point to Point Annuity? Annual point-to-point is a commonly used fixed index annuity crediting method that determines an index’s performance by comparing two points in time; the
2020 Annuity Sales Results | Breakdown & Analysis
2020 Annuity Sales Led by Protection-Oriented Accumulation Products Earlier in the week ThinkAdvisor’s, “Sales of Protection-Oriented U.S. Individual Annuities Continue to rising.” article explains that protection-oriented annuity sales continue to
How to Leave a Legacy to Your Grandkids with Annuities
A Simple Annuity Wealth Transfer Strategy Anyone Can Implement When you hear a financial advisor talking about wealth transfer strategies Life Insurance is almost always at the heart of the
Multi-Year Guaranteed Annuity (MYGA) – An Expert’s Guide
A Multi-Year Guaranteed Annuity, also known as an MYGA annuity, is a type of annuity that pays a guaranteed interest rate for a set number of years.
$100,000 Annuity Payments Analyzed
A $100,000 annuity would pay you $614 per month for the rest of your life if you purchased the annuity at age 65 and begin taking payments immediately.
CD Type Annuity
A CD-type annuity is essentially a CD that is issued by an insurance company instead of a bank. Bank CDs and “CD Type” annuities both credit interest in the same way.
Annuity Calculators
Use one of 20 annuity calculators and see how your annuity will grow over time, or calculate how much interest an annuity will pay you per month.
Understanding Annuity 1035 Exchange Rules
What is a 1035 Exchange? The Internal Revenue Service (IRS) allows you to exchange an annuity policy that you own for a new annuity policy without paying tax on the
How to Buy an Annuity
How to Buy an Annuity in 6 steps #1. Learn About Annuities #2. Identify Your Primary Reason for Buying an Annuity #3. Match Your Objective with Appropriate Annuity Types #4. When
Cost Basis Explained
Repurposing an old life insurance policy for immediate income via a 1035 exchange can be a tax efficient income strategy.
What are Hypothetical Annuity Quotes?
What is a Hypothetical Annuity Quote? Annuity Calculators are certainly not all the same. If you are considering buying an annuity it is important to be clear on what your objective
Are Annuities Payments Taxable?
Annuity earnings grow tax deferred and are annuity payments are generally taxed at your ordinary income tax rate.
How to Use a Long Term Care Annuity
A long-term care annuity is a type of fixed annuity that combines safe, tax-deferred growth with additional LTC benefits.