Revol One Financial is a Michigan-based annuity company focused on delivering competitive multi-year guaranteed annuity rates through the independent agent channel. The company’s DirectGrowth MYGA has generated strong interest among rate-focused buyers and independent agents looking for competitive fixed rates. As a newer, growing carrier, Revol One occupies the niche of a specialized MYGA issuer built around competitive pricing and straightforward product design.
This review covers Revol One’s financial strength, annuity product lineup, and contact information.
Revol One at a Glance
| Detail | Information |
|---|---|
| Full Legal Name | Revol One Financial |
| Headquarters | Michigan |
| AM Best Rating | B++ (Good) |
| Products Offered | MYGAs (DirectGrowth series) |
| States Available | Select states (varies by product) |
| Minimum Premium | $10,000 (varies by product) |
Revol One’s Financial Strength
Revol One carries a B++ (Good) rating from AM Best — one notch below the A-rated threshold. As a newer entrant in the fixed annuity market, Revol One has not yet accumulated the operating history and scale that typically support A-rated designations. The B++ rating reflects solid financial fundamentals for a developing carrier while acknowledging its earlier-stage position relative to established MYGA issuers.
Michigan insurance regulation governs Revol One’s operations. The Michigan Life and Health Insurance Guaranty Association provides up to $250,000 per covered contract in protection in the event of carrier insolvency — an important backstop regardless of AM Best rating.
The Revol One DirectGrowth MYGA
The DirectGrowth MYGA is Revol One’s flagship product and the core of its annuity platform. It provides a guaranteed fixed rate for a defined term, with no market exposure and straightforward accumulation mechanics. Download the DirectGrowth MYGA brochure or view the product details sheet.
Revol One has focused on pricing the DirectGrowth competitively relative to its B++ peers — and in many term lengths, it competes with carriers rated at A- or better. For yield-focused buyers who understand the rating context, DirectGrowth warrants evaluation alongside A-rated options.
Revol One MYGA Rates
Current Revol One MYGA rates from our live rate feed:
Current MYGA Rates
Live rates from AnnuityRateWatch · Rates updated March 26, 2026
| Product | Term | Rate (APY) | Min Premium | Last Rate Change | |
|---|---|---|---|---|---|
|
DirectGrowth 3
AM Best B++ |
3 Years | 5.55% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 3 (CA)
AM Best B++ |
3 Years | 5.45% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 3 Enhanced Death Benefit
AM Best B++ |
3 Years | 5.45% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 3 Free Partial Surrender
AM Best B++ |
3 Years | 5.45% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 3 Free Partial Surrender & Enhanced Death Benefit
AM Best B++ |
3 Years | 5.35% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 3 Free Partial Surrender (CA)
AM Best B++ |
3 Years | 5.35% | $25,000+ | Mar 1, 2026 | View Details → |
|
Excelera Plus 3 Year
AM Best B++ |
3 Years | 4% | $50,000+ | Mar 2, 2026 | View Details → |
|
DirectGrowth 5
AM Best B++ |
5 Years | 5.85% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 5 (CA)
AM Best B++ |
5 Years | 5.75% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 5 Enhanced Death Benefit
AM Best B++ |
5 Years | 5.75% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 5 Free Partial Surrender
AM Best B++ |
5 Years | 5.75% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 5 Free Partial Surrender & Enhanced Death Benefit
AM Best B++ |
5 Years | 5.65% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 5 Free Partial Surrender (CA)
AM Best B++ |
5 Years | 5.65% | $25,000+ | Mar 1, 2026 | View Details → |
|
Excelera Plus 5 Year
AM Best B++ |
5 Years | 4% | $50,000+ | Mar 2, 2026 | View Details → |
|
DirectGrowth 7
AM Best B++ |
7 Years | 5.85% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 7 (CA)
AM Best B++ |
7 Years | 5.75% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 7 Enhanced Death Benefit
AM Best B++ |
7 Years | 5.75% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 7 Free Partial Surrender
AM Best B++ |
7 Years | 5.75% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 7 Free Partial Surrender & Enhanced Death Benefit
AM Best B++ |
7 Years | 5.65% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 7 Free Partial Surrender (CA)
AM Best B++ |
7 Years | 5.65% | $25,000+ | Mar 1, 2026 | View Details → |
|
Excelera Plus 7 Year
AM Best B++ |
7 Years | 4% | $50,000+ | Mar 2, 2026 | View Details → |
|
DirectGrowth 10
AM Best B++ |
10 Years | 5.85% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 10 Enhanced Death Benefit
AM Best B++ |
10 Years | 5.75% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 10 Free Partial Surrender
AM Best B++ |
10 Years | 5.75% | $25,000+ | Mar 1, 2026 | View Details → |
|
DirectGrowth 10 Free Free Partial Surrender & Enhanced Death Benefit
AM Best B++ |
10 Years | 5.65% | $25,000+ | Mar 1, 2026 | View Details → |
Rates apply to standard products. State availability varies. Not an offer or solicitation. Always verify current rates before purchasing.
Who Is Revol One Best For?
- Rate-first buyers comfortable with B++ strength: Revol One DirectGrowth rates are frequently among the most competitive available. Buyers who prioritize yield and understand the B++ trade-off will find Revol One worth evaluating — particularly for amounts within the $250,000 guaranty association limit.
- MYGA ladder builders seeking yield optimization: Pairing Revol One with an A-rated carrier like Athene or MassMutual is a practical strategy for buyers who want to maximize blended portfolio yield while maintaining A-rated coverage for a portion of their allocation.
Contact Revol One Financial
| Contact Method | Details |
|---|---|
| Website | www.revolone.com |
| Customer Service | 1-833-573-8665 |
| Mailing Address | Revol One Financial Michigan |
| Hours | Monday–Friday, 9 a.m.–5 p.m. ET |
Compare Revol One Against Other Carriers: My Annuity Store compares Revol One alongside Athene, Oceanview, F&G, and 20+ other carriers. Get a free comparison quote or call 855-583-1104.
