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Talcott Financial Group EverStead MYGA 9

9-year multi-year guaranteed annuity from Talcott Financial Group

Guaranteed Rate
6.30%
Locked for 9 years
For deposits of $500,000+
Investing less? See your rate ↓
Term 9 yrs
AM Best A-
Min to open $25,000
Projection

What your money earns

Enter your amount to see the guaranteed value, year by year. No market risk, no annual fees.

$
At 6.30% for 9 years, $100,000 grows to $173,300.33 +$73,300.33 in guaranteed interest
YearStarting BalanceInterest CreditedEnding Balance
Year 1 $100,000.00 +$6,300.00 $106,300.00
Year 2 $106,300.00 +$6,696.90 $112,996.90
Year 3 $112,996.90 +$7,118.80 $120,115.70
Year 4 $120,115.70 +$7,567.29 $127,682.99
Year 5 $127,682.99 +$8,044.03 $135,727.02
Year 6 $135,727.02 +$8,550.80 $144,277.83
Year 7 $144,277.83 +$9,089.50 $153,367.33
Year 8 $153,367.33 +$9,662.14 $163,029.47
Year 9 $163,029.47 +$10,270.86 $173,300.33

Assumes the contract is held to maturity at the locked rate, with no withdrawals. Interest compounds annually. Interest grows tax-deferred until withdrawn. Use our single premium immediate annuity calculator if you are looking for lifetime income instead.

Spec sheet

Full product details

The contract
Insurance company Talcott Financial Group
AM Best rating A-Excellent · 4th highest of 13
Guaranteed rate 6.30%
Term length 9 years
Free withdrawals · year 1 10%
Free withdrawals · years 2+ 10%About $10,000/yr on your $100,000
At the end of the term Withdraw, renew, or transferFull value, no charges
Who can buy it
Minimum to open this annuity $25,000Lowest deposit the contract accepts, at a lower rate
Minimum deposit · cash (non-qualified) · to earn 6.30% $500,000
Minimum deposit · IRA / 401(k) rollover · to earn 6.30% $500,000
Maximum deposit $2,000,000
Maximum age to apply 85
Available in 50 states Not available: GU, NY, PR, VI
View all available states
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Lock in 6.30% on the EverStead MYGA 9

Carriers change MYGA rates without notice, and the rate is set by your application date, not the day you read this page. Request a quote and we will confirm the current rate for your state and premium, in writing, before you apply.

Reviews

What our clients say

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47 verified client reviews
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★★★★★ BBB
Sharon B.

Kiara at My Annuity Store was absolutely wonderful to work with! She was efficient, knowledgeable, and incredibly responsive to all of my many questions. She was always available when I needed her and made what initially felt like an overwhelming process much easier. My financial advisor recommended Kiara, and I am so glad he did. After researching all of the different options available, I felt overwhelmed by the choices, but Kiara took the time to explain everything clearly and helped me feel confident that I was making a smart decision with my money. I highly recommend Kiara and My Annuity Store!

★★★★★ BBB
Ralph P.

The process for setting up my annuity was very easy. Communication was quick and to the point. Appreciate the assistance I received and would definitely do business with My Annuity Store again. Thank you.

★★★★★ BBB
Lester W.

Kiara was excellent, she helped me set up two myga's through two different carriers at peak rates. The process takes time at the carrier end, and she kept me informed along the way.

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Next steps

How to apply

Most applications take about 10 minutes online, or we can complete it with you over the phone.

1Compare & selectChoose your term and rate.
2Online pre-appQuick 5-minute digital form.
3Specialist reviewA quick call to verify details.
4Direct fundingE-sign and transfer funds.
Personal identificationSocial Security Number and a valid Driver's License or ID.
Beneficiary infoLegal names, dates of birth, and SSNs for your beneficiaries.
Funding detailsBank account/routing numbers or statements for 1035 exchanges.
Suitability infoBasic understanding of your liquid assets and net worth.

Ready to lock in 6.30%?

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Live rate feed Last updated November 9, 2026. Rates refresh daily via the AnnuityRateWatch API and are subject to change without notice. Guarantees are backed by the issuing insurance company.

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