4-year multi-year guaranteed annuity from Oceanview Life and Annuity
Enter your amount to see the guaranteed value, year by year. No market risk, no annual fees.
| Year | Starting Balance | Interest Credited | Ending Balance |
|---|---|---|---|
| Year 1 | $100,000.00 | +$5,900.00 | $105,900.00 |
| Year 2 | $105,900.00 | +$6,248.10 | $112,148.10 |
| Year 3 | $112,148.10 | +$6,616.74 | $118,764.84 |
| Year 4 | $118,764.84 | +$7,007.13 | $125,771.96 |
Assumes the contract is held to maturity at the locked rate, with no withdrawals. Interest compounds annually. Interest grows tax-deferred until withdrawn. Use our single premium immediate annuity calculator if you are looking for lifetime income instead.
Carriers change MYGA rates without notice, and the rate is set by your application date, not the day you read this page. Request a quote and we will confirm the current rate for your state and premium, in writing, before you apply.
Live rate feed Last updated November 9, 2026. Rates refresh daily via the AnnuityRateWatch API and are subject to change without notice. Guarantees are backed by the issuing insurance company.
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