Individual Retirement Accounts (IRAs)
An IRA is an account set up at a financial institution that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis.
The Power of 403(b) Plans: Building a Secure Retirement
A 403(b) plan is a retirement plan offered by public schools and certain tax-exemt charities. In general terms, it is a school teachers 401(k).
Where to Find the Best Credit Union CD Rates
10 Credit Unions with the Best CD Rates Are you a retirement-age saver looking for the best CD rates? If so, you might want to consider credit unions. Credit unions can offer higher CD rates than banks, making them a great choice for retirees who want to earn more on their savings. In this article, […]
Types of CDs: A Comprehensive Guide
All 13 types of CDs explained in detail using plain English with reputable resources cited for further information.
Understanding the SECURE 2.0 Act of 2022: A Comprehensive Guide
Summary of SECURE 2.0 Act Changes You Want to Know As we begin 2023, the SECURE 2.0 Act is set to become one of the most talked-about legislative measures affecting the retirement savings landscape in the United States. SECURE 2.0 makes significant changes to existing retirement laws in an effort to promote retirement savings and […]
Charitable Gift Annuities – The Definitive Guide in 2025
A Charitable gift annuity (CGA) is a contractual agreement between a donor and a charity in which the donor makes a single gift to the charity in exchange for guaranteed lifetime payments.
Marcus Bank CD Rates Review November 2023
Marcus Bank CD Rates for May 2023 include a 10 month CD promotion with a 5.05% APY.
6 Annuitization Payout Options & How They Work
Annuitization is the process of converting a lump sum into an income stream guaranteed for life or a certain number of years (payments begin immediately).
Ibexis MYGA Plus Annuity Review and Guide
Ibexis MYGA Plus is an innovative annuity product that combines a daily guaranteed interest crediting method with an Indexed Linked Option.
How to Calculate How Much Money You Need to Retire
How Much Do I Need to Retire? According to Fidelity Investment’s Retirement Mindset Study, only 18% of Americans have a comprehensive written retirement plan. In this guide, we’ll walk you through the factors that impact how much money you’ll need to retire. We’ll also explain how to calculate the income you’ll need, step-by-step. How to […]
Community Choice Credit Union CD Rates & Review
Community Choice Credit Union offers personal savings & money market accounts as well as fairly competitive CD rates. In this guide I will compare and contrast Community Choice Credit Union CD rates to the other bank CDs and guaranteed annuity rates. Community Choice Credit Union was founded in 1935 at the home of Arthur and […]
JourneyGuide Retirement Planning Calculator
Journey Guide: A Holistic Retirement Planning Calculator If our Retirement Planning Calculator was a car the JourneyGuide would be a Porsche 911 GT2. Most financial planners and retirement planning calculators focus on asset accumulation and still rely on a “4% Withdrawal Rule” that was created using historical data from 1926 to 1976. Our holistic retirement […]
What is my Social Security Full Retirement Age?
What is my Full Retirement Age? To begin planning your Social Security withdrawal strategy you will need to know your Full Retirement Age (FRA). “Full retirement age” used to be 65 for everyone; however, it now varies based upon what year you were born. If you were born after 1951, you’ll be eligible to receive […]
Spectrum Credit Union Savings Accounts & CD Rates
Spectrum Credit Union Rates Reviewed Spectrum Credit Union provides personal savings accounts including competitive CD rates, money market accounts, and savings accounts. This guide will compare Spectrum Credit Union savings account, money market, and CD rates to other top bank rates in the United States. Spectrum Credit Union CD Rates Spectrum CU Savings & Checking Account […]
Citibank CD Rates
Citibank CD Rates Before you lock in a Citi CDCompare Citibank CD rates to today’s best annuity rates from 90+ carriers.Multi-year guaranteed annuities (MYGAs) currently offer materially higher fixed rates than Citi CDs at every term from 1 year to 10 years, with the same principal protection. Same lock-in, much better rate.See today’s best annuity […]
Capital One CD Rates Review
Capital One CD Rates Capital One Bank provides personal savings accounts including competitive CD rates, money market accounts, and savings accounts. In this Capital One CD Rates Review, I will compare Capital One CD rates, savings account, and money market rates to other top bank rates in the United States as well as to CD Type annuity […]
