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Income Rider Calculator

Fast, accurate, and easy. Use this calculator to see how much an immediate annuity would pay you.

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Educational use only. Availability & features vary by state and insurer. Guarantees are backed by the claims‑paying ability of the issuing insurance company.

Fixed-Index Annuity Income Rider Calculator

The calculator below is connected to a live annuity rate feed. The quote is for a fixed index annuity with a lifetime income rider. Scroll down further if you are looking for a single premium immediate annuity.

The output is a real, live quote using current annuity company rates; however, you will only see the payout. If you would like to view the entire illustration from the insurance company, please click ‘Learn More’, complete the brief form, and we will provide your quote within 4 business hours.

Income Rider Comparisons

The table below shows the fixed index annuity and income rider that has the highest guaranteed payments for a 60, 65, and 70-year-old beginning immediately. You can use the calculator below to see how much an income rider would pay you based on when you begin taking income. 

FIA Income Rider Monthly Payouts (Income Starting Now) Ages 60, 65, and 70 • Immediate lifetime income with rider
Last updated:
Age & Rider Carrier / Product Monthly Payout Assumptions & Fees Channel AM Best Rating
60 • EGMWB Level
F&G • Safe Income Advantage
Income Rider: EGMWB Level
$2,858
1.15% rider fee • Assuming 2.09% credit from 1-Year S&P 500 PTP Cap
Income begins immediately FIA + Rider
Direct via My Annuity Store, Inc. A
65 • Bonus Income Rider (Single)
Nationwide • Peak 10
Bonus Income Rider (Single)
$3,255
25% Income Base Bonus • 1% rider fee • Assuming 4.51% credit from 1-Year S&P 500 PTP Cap
Income begins immediately FIA + Rider
Direct via My Annuity Store, Inc. A+
70 • Bonus Income Rider (Single)
Nationwide • Peak 10
Bonus Income Rider (Single)
$3,568
25% Income Base Bonus • 1% rider fee • Assuming 4.51% credit from 1-Year S&P 500 PTP Cap
Income begins immediately FIA + Rider
Direct via My Annuity Store, Inc. A+
Notes: These figures reflect fixed indexed annuities (FIA) with guaranteed lifetime income riders, with income starting immediately at the listed ages. Listed assumptions are for illustration of current crediting environments and rider charges; actual results may vary by state, purchase date, premium amount, and underwriting rules.
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