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Stan the Annuity Man vs. My Annuity Store

Jason Caudill, MBA
Updated June 23, 2026 | 3 min read

Short version: Stan the Annuity Man is a nationally recognized expert who works your case personally and is licensed in all 50 states. My Annuity Store is a team of in-house producers with live rate tools, a broader product set, and 90+ carriers. Choose Stan if you want one famous name as your single point of contact; choose us if you want to shop rates yourself first and work with a producer across more products.

At a Glance

  Stan the Annuity Man My Annuity Store
Who you work with Stan Haithcock & team Team of in-house licensed producers
States licensed All 50 47
Product focus Fixed annuities only (MYGA, FIA, income) MYGA, FIA, SPIA, DIA, LTC-hybrid
Carrier access Broad, all-carrier 90+ carriers
Self-serve tools Calculators; education library Live rate tables (every 6 hrs), calculators, AI research assistant
Brand model Single named expert, YouTube & books Multi-producer store, research-first
Lead reselling No No

Where Stan the Annuity Man Wins

Stan the Annuity Man‘s brand is built on plain-language education, including YouTube videos, books, and a no-nonsense focus on contractual guarantees. If you want a single, nationally known expert as your point of contact and you value that personal, one-case-at-a-time attention, that’s a genuine strength. He’s also licensed in all 50 states, where we currently cover 47.

Where My Annuity Store Wins

We’re a team rather than one person, which means broader availability and a wider product set, including SPIAs, DIAs, and LTC-hybrid annuities alongside MYGAs and FIAs. Our live fixed annuity rate tables let you shop current rates across 90+ carriers before you ever pick up the phone, and our research tools, including our AI research assistant, are built for buyers who want to learn and compare on their own first. If you’d rather self-serve the research and then talk to a licensed producer, that’s the experience we’re designed for.

Choose Stan the Annuity Man if…

You want one nationally known expert handling your case personally, and his educational style resonates with you.

Choose My Annuity Store if…

You want to compare live rates yourself first, across more products and 90+ carriers, then work with a licensed producer.

Common Questions

Does Stan or My Annuity Store offer more annuity types?

My Annuity Store covers a wider range: MYGAs, FIAs, SPIAs, DIAs, and LTC-hybrid annuities. Stan the Annuity Man focuses specifically on fixed annuities (MYGAs, FIAs, and lifetime income annuities).

Which one is better for a single immediate-income annuity (SPIA)?

Both can place one. The deciding factor is breadth of quotes: payout differences between carriers on the same SPIA can be meaningful, so comparing several top-rated carriers side by side, which our rate tools make easy, is what protects your monthly income.

Whichever direction you lean, read the fine print first. The NAIC’s Buyer’s Guide to Fixed Deferred Annuities and FINRA’s annuities overview are free, unbiased resources worth reviewing before you buy.

Related Comparisons

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Disclaimer: This content is for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Annuity products vary by state and carrier. Always consult a licensed financial professional before making any financial decisions. My Annuity Store is an independent marketplace and does not provide investment advice.
Live Data · Updated Daily

Featured Retirement Savings Products for June 25, 2026

3-Year MYGA Rates Top 3 carriers
Farmers Life Insurance Company Best Rate
Farmers Safeguard Plus 3
Term: 3 yr Min: $10,000 Withdrawal: 0% AM Best B++
5.65% Guaranteed APY
Knighthead Life
Staysail 3 (Simple Interest) SI
Term: 3 yr Min: $100,000 Withdrawal: 0% AM Best A-
5.60% Guaranteed APY
Revol One Financial
DirectGrowth 3
Term: 3 yr Min: $25,000 Withdrawal: 0% AM Best B++
5.55% Guaranteed APY

Rates updated: June 25, 2026, 6:00 pm ET · Source: AnnuityRateWatch. Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

5-Year MYGA Rates Top 3 carriers
Knighthead Life Best Rate
Staysail 5 (Simple Interest) SI
Term: 5 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.30% Guaranteed APY
Knighthead Life
Staysail 5 CA (Simple Interest) SI
Term: 5 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.20% Guaranteed APY
American Gulf
Anchor MYGA 5
Term: 5 yr Min: $10,000 Withdrawal: 0% AM Best B++
6.00% Guaranteed APY

Rates updated: June 25, 2026, 6:00 pm ET · Source: AnnuityRateWatch. Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

7-Year MYGA Rates Top 3 carriers
Knighthead Life Best Rate
Staysail 7 (Simple Interest) SI
Term: 7 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.50% Guaranteed APY
Knighthead Life
Staysail 7 CA (Simple Interest) SI
Term: 7 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.40% Guaranteed APY
Ibexis
MYGA Plus 7 (Simple Interest) SI
Term: 7 yr Min: $100,000 Withdrawal: 10% AM Best A-
6.15% Guaranteed APY

Rates updated: June 25, 2026, 6:00 pm ET · Source: AnnuityRateWatch. Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

5-Year MYGA Rates Top 3 carriers
Nationwide Life Insurance Company Best Rate
Secure Growth 5 MVA
Term: 5 yr Min: $100,000 Withdrawal: 10% AM Best A+
5.50% Guaranteed APY
Athene IA
Athene Max Rate 5
Term: 5 yr Min: $100,000 Withdrawal: Interest Only AM Best A+
5.40% Guaranteed APY
Athene IA
Athene Max Rate 5 (state specific)
Term: 5 yr Min: $100,000 Withdrawal: Interest Only AM Best A+
5.35% Guaranteed APY

Rates updated: June 25, 2026, 6:00 pm ET · Source: AnnuityRateWatch. Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

Rates sourced from AnnuityRateWatch. Not a solicitation. Rates vary by state and deposit size. Verify current rates before purchasing.

Jason Caudill, MBA
Written by
Jason Caudill, MBA

Jason Caudill, MBA is the founder of My Annuity Store and has spent over 20 years helping clients protect retirement savings with annuities from top annuity companies. He is an independent licensed insurance agent, not affiliated with any single carrier, which means you always get unbiased guidance.

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