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AnnuityAdvantage vs. My Annuity Store

Jason Caudill, MBA
Updated July 18, 2026 | 3 min read

Short version: AnnuityAdvantage (founded by Ken Nuss in 1999) is one of the longest-running independent annuity brokerages online, with deep institutional knowledge and a broad MYGA panel. My Annuity Store offers the same breadth, comparing rates from 90+ top annuity companies in the My Annuity Store Rate Marketplace, with more modern tooling: live rate tables refreshed every six hours, calculators, and an AI research assistant. Choose AnnuityAdvantage for its long track record; choose us for the same rate breadth with live, modern tools.

At a Glance

  AnnuityAdvantage My Annuity Store
Founded 1999 (Ken Nuss) 2020
Carrier panel Dozens of carriers 90+ carriers
Who you work with In-house team In-house licensed producers
Rate visibility Public rate listings & carrier directory Live MYGA / FIA / SPIA tables, refreshed every 6 hrs
Tools Rate listings; calculators Live tables, calculators, AI research assistant
Product range Fixed, MYGA, FIA, immediate MYGA, FIA, SPIA, DIA, LTC-hybrid
Lead reselling No No

Where AnnuityAdvantage Wins

Longevity counts for something in this business. AnnuityAdvantage has been doing this since 1999, and that depth of institutional knowledge is real. It’s a frequent and well-earned recommendation among experienced MYGA buyers. Its publicly listed carrier directory and straightforward rate listings make it an easy research stop.

Where My Annuity Store Wins

We bring the same carrier breadth, 90+ carriers, with more modern tooling on top. Our live fixed annuity rate tables pull from carrier feeds and refresh every six hours, so the rates you see are current to the day, not a periodically updated list. Add our calculators and AI research assistant, plus a slightly wider product set (SPIAs, DIAs, and LTC-hybrids alongside the fixed lineup), and you get the same depth with a faster, more current research experience.

Choose AnnuityAdvantage if…

You value a long-established, phone-first brokerage with decades of MYGA experience and a simple public rate directory.

Choose My Annuity Store if…

You want the same carrier breadth with live, six-hour-refreshed rate tables and modern research tools.

Common Questions

Does a newer brokerage mean less experience?

The store launched in 2020, but our producers are licensed professionals, and our founder has worked in the annuity industry since 2005. What’s newer is the technology, including live rate feeds and research tools, not the licensing or carrier relationships behind your contract.

How current are the rates on each site?

Our tables refresh every six hours from carrier feeds. Any rate listing is only as useful as it is current, so always confirm the live rate before you apply, with either brokerage.

Whichever direction you lean, read the fine print first. The NAIC’s Buyer’s Guide to Fixed Deferred Annuities and FINRA’s annuities overview are free, unbiased resources worth reviewing before you buy.

Related Comparisons

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Disclaimer: This content is for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Annuity products vary by state and carrier. Always consult a licensed financial professional before making any financial decisions. My Annuity Store is an independent marketplace and does not provide investment advice.
Live Data · Updated Daily

Featured Retirement Savings Products for July 20, 2026

3-Year MYGA Rates Top 3 carriers
Knighthead Life Best Rate
Staysail 3 (Simple Interest) SI
Term: 3 yr Min: $100,000 Withdrawal: 0% AM Best A-
5.80% Guaranteed APY
Knighthead Life
Staysail 3 CA (Simple Interest) SI
Term: 3 yr Min: $100,000 Withdrawal: 0% AM Best A-
5.70% Guaranteed APY
Farmers Life Insurance Company
Farmers Safeguard Plus 3
Term: 3 yr Min: $10,000 Withdrawal: 0% AM Best B++
5.65% Guaranteed APY

Rates updated: July 21, 2026, 2:50 am ET · Source: AnnuityRateWatch. Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

5-Year MYGA Rates Top 3 carriers
Knighthead Life Best Rate
Staysail 5 (Simple Interest) SI
Term: 5 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.45% Guaranteed APY
Knighthead Life
Staysail 5 CA (Simple Interest) SI
Term: 5 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.35% Guaranteed APY
American Gulf
Anchor MYGA 5
Term: 5 yr Min: $10,000 Withdrawal: 0% AM Best B++
6.00% Guaranteed APY

Rates updated: July 21, 2026, 2:50 am ET · Source: AnnuityRateWatch. Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

7-Year MYGA Rates Top 3 carriers
Knighthead Life Best Rate
Staysail 7 (Simple Interest) SI
Term: 7 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.80% Guaranteed APY
Knighthead Life
Staysail 7 CA (Simple Interest) SI
Term: 7 yr Min: $100,000 Withdrawal: 0% AM Best A-
6.70% Guaranteed APY
Ibexis
MYGA Plus 7 (Simple Interest) SI
Term: 7 yr Min: $100,000 Withdrawal: 10% AM Best A-
6.15% Guaranteed APY

Rates updated: July 21, 2026, 2:50 am ET · Source: AnnuityRateWatch. Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

5-Year MYGA Rates Top 3 carriers
Protective Life Best Rate
Secure Saver 5
Term: 5 yr Min: $75,000 Withdrawal: 10% AM Best A+
5.50% Guaranteed APY
Nationwide Life Insurance Company
Secure Growth 5 MVA
Term: 5 yr Min: $100,000 Withdrawal: 10% AM Best A+
5.40% Guaranteed APY
North American Company
NAC Guarantee Plus 5
Term: 5 yr Min: $100,000 Withdrawal: Interest Only AM Best A+
5.35% Guaranteed APY

Rates updated: July 21, 2026, 2:50 am ET · Source: AnnuityRateWatch. Rates shown are for informational purposes only and subject to change without notice. Products marked SI use simple interest, effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) funds. Always verify current rates with a licensed annuity professional before purchasing.

Rates sourced from AnnuityRateWatch. Not a solicitation. Rates vary by state and deposit size. Verify current rates before purchasing.

Jason Caudill, MBA
Written by
Jason Caudill, MBA

Jason Caudill, MBA is the founder of My Annuity Store and has spent over 20 years helping clients protect retirement savings with annuities from top annuity companies. He is an independent licensed insurance agent, not affiliated with any single carrier, which means you always get unbiased guidance.

Read more from Jason →
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